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US Economy

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  • 7 73Zeppelin

    DownUnderDev wrote:

    right after that on CNBC was a interlude on the Amero currency, i had never heard of it before that sounds like a bad idea to me. wouldnt that just flood the US and Canadian job market with cheap labour?

    North America isn't going to establish a monetary union. Canada, especially, is opposed to it. The U.S. is Canada's largest trading partner, it's in Canada's interest to have a currency valuation below that of the Americans. It would also imply having to give up banking sovereignty - bad idea all around. There's no real reason as to why a common currency would flood the job market with cheap labour - didn't happen in the EU, won't happen in North America. Why would people all of a sudden decide to sell their labour cheap?

    I'm the ocean. I'm a giant undertow.

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    Matthew Faithfull
    wrote on last edited by
    #9

    73Zeppelin wrote:

    North America isn't going to establish a monetary union.

    I'll remember that you said that and pray that you're right.

    "The secret of happiness is freedom, and the secret of freedom, courage." Thucydides (B.C. 460-400)

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    • M Matthew Faithfull

      73Zeppelin wrote:

      North America isn't going to establish a monetary union.

      I'll remember that you said that and pray that you're right.

      "The secret of happiness is freedom, and the secret of freedom, courage." Thucydides (B.C. 460-400)

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      7 Offline
      73Zeppelin
      wrote on last edited by
      #10

      Good. You'll see that my prediction plays out.

      I'm the ocean. I'm a giant undertow.

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      • D DownUnderDev

        oh it was all on the news today that people lost the money that was in the bank indymac. right after that on CNBC was a interlude on the Amero currency, i had never heard of it before that sounds like a bad idea to me. wouldnt that just flood the US and Canadian job market with cheap labour?

        "Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction." -Albert Einstein

        modified on Tuesday, July 15, 2008 3:53 AM

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        Rob Graham
        wrote on last edited by
        #11

        DownUnderDev wrote:

        people lost the money that was in the bank indymac.

        What a crock. You need to choose more honest news sources. All accounts up to $100,000 were fully insured by the government. Maybe a few rich idiots with more tha $100K on deposit in a single account lost some, but if so it was due to their own stupidity (Since merely transferring the ammount in excess to another bank would have kept it insured). CNBC is just trying to create mass hysteria by spreading bullshit, and the Amero crap is just another example of that.

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        • 7 73Zeppelin

          DownUnderDev wrote:

          right after that on CNBC was a interlude on the Amero currency, i had never heard of it before that sounds like a bad idea to me. wouldnt that just flood the US and Canadian job market with cheap labour?

          North America isn't going to establish a monetary union. Canada, especially, is opposed to it. The U.S. is Canada's largest trading partner, it's in Canada's interest to have a currency valuation below that of the Americans. It would also imply having to give up banking sovereignty - bad idea all around. There's no real reason as to why a common currency would flood the job market with cheap labour - didn't happen in the EU, won't happen in North America. Why would people all of a sudden decide to sell their labour cheap?

          I'm the ocean. I'm a giant undertow.

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          R Offline
          Rob Graham
          wrote on last edited by
          #12

          73Zeppelin wrote:

          Canada, especially, is opposed to it.

          And Mexico won't discuss it further until all agree to change the currency's name to the "Chicano".

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          • R Rob Graham

            DownUnderDev wrote:

            people lost the money that was in the bank indymac.

            What a crock. You need to choose more honest news sources. All accounts up to $100,000 were fully insured by the government. Maybe a few rich idiots with more tha $100K on deposit in a single account lost some, but if so it was due to their own stupidity (Since merely transferring the ammount in excess to another bank would have kept it insured). CNBC is just trying to create mass hysteria by spreading bullshit, and the Amero crap is just another example of that.

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            M Offline
            Mike Gaskey
            wrote on last edited by
            #13

            Rob Graham wrote:

            rich idiots with more tha $100K on deposit in a single account lost some

            if I understand it correctly, the insured amount is 200k if it is a joint account.

            Mike - typical white guy. The USA does have universal healthcare, but you have to pay for it. D'oh. Thomas Mann - "Tolerance becomes a crime when applied to evil." The NYT - my leftist brochure. Calling an illegal alien an “undocumented immigrant” is like calling a drug dealer an “unlicensed pharmacist”. God doesn't believe in atheists, therefore they don't exist.

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            • R Rob Graham

              73Zeppelin wrote:

              Canada, especially, is opposed to it.

              And Mexico won't discuss it further until all agree to change the currency's name to the "Chicano".

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              Zhat
              wrote on last edited by
              #14

              With denominations in Taco's, Burrito's and Chalupa's

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              • M Mike Gaskey

                Rob Graham wrote:

                rich idiots with more tha $100K on deposit in a single account lost some

                if I understand it correctly, the insured amount is 200k if it is a joint account.

                Mike - typical white guy. The USA does have universal healthcare, but you have to pay for it. D'oh. Thomas Mann - "Tolerance becomes a crime when applied to evil." The NYT - my leftist brochure. Calling an illegal alien an “undocumented immigrant” is like calling a drug dealer an “unlicensed pharmacist”. God doesn't believe in atheists, therefore they don't exist.

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                Rob Graham
                wrote on last edited by
                #15

                That's correct, and retirement accounts (IRA's and Roths) up to $250K, so there is little excuse for anyone to lose money in any bank collapse.

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                • D DownUnderDev

                  is the US economic crisis due to a lack of credibility? i mean come on how can u take "Freddie Mac","Fannie Mae" & "IndyMac" seriously??? At least the "Amero" has a catchy name. i wonder if other banks will fall in the wake of these latest collapses? time to stuff the pillow cases with cash again?

                  "Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction." -Albert Einstein

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                  R Offline
                  Rob Graham
                  wrote on last edited by
                  #16

                  DownUnderDev wrote:

                  i mean come on how can u take "Freddie Mac","Fannie Mae" & "IndyMac" seriously???

                  Did you forget the joke icon, or are you really so ignorant that you don't know those are just nicknames in common use by the media? "IndyMac": Independent National Mortgage Corporation. "Freddie Mac": Federal Home Loan Mortgage Corporation. "Fannie Mae": Federal National Mortgage Association

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                  • R Rob Graham

                    That's correct, and retirement accounts (IRA's and Roths) up to $250K, so there is little excuse for anyone to lose money in any bank collapse.

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                    Al Beback
                    wrote on last edited by
                    #17

                    Rob Graham wrote:

                    That's correct, and retirement accounts (IRA's and Roths) up to $250K, so there is little excuse for anyone to lose money in any bank collapse.

                    How much time can the FDIC take to pay off the money? And does it have to pay it all at once? I've heard disturbing answers to these questions, but I haven't confirmed their validity.

                    Christianity: The belief that some cosmic Jewish zombie can make you live forever if you symbolically eat his flesh, drink his blood, and accept him as your master, so he can remove an evil force from your soul that is present in humanity because a rib-woman was convinced by a talking snake to eat from a magical tree. Makes perfect sense.

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                    • A Al Beback

                      Rob Graham wrote:

                      That's correct, and retirement accounts (IRA's and Roths) up to $250K, so there is little excuse for anyone to lose money in any bank collapse.

                      How much time can the FDIC take to pay off the money? And does it have to pay it all at once? I've heard disturbing answers to these questions, but I haven't confirmed their validity.

                      Christianity: The belief that some cosmic Jewish zombie can make you live forever if you symbolically eat his flesh, drink his blood, and accept him as your master, so he can remove an evil force from your soul that is present in humanity because a rib-woman was convinced by a talking snake to eat from a magical tree. Makes perfect sense.

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                      Oakman
                      wrote on last edited by
                      #18

                      Al Beback wrote:

                      How much time can the FDIC take to pay off the money?

                      The FDIC is "paying it off" right now. Anyone who walks into Indy can withdraw their account up to 100,000 (etc. for other cited cases).

                      Jon Smith & Wesson: The original point and click interface

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                      • J jhwurmbach

                        DownUnderDev wrote:

                        "Amero"

                        Funny how the american fear the European governments erecting a system modelled after the federal US system... ...and how the European people fear erecting a system modelled after the federal US system.

                        Let's think the unthinkable, let's do the undoable, let's prepare to grapple with the ineffable itself, and see if we may not eff it after all.
                        Douglas Adams, "Dirk Gently's Holistic Detective Agency"

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                        Oakman
                        wrote on last edited by
                        #19

                        jhwurmbach wrote:

                        Funny how the american fear the European governments erecting a system modelled after the federal US system

                        Actually we see the EU as the closest Europe has come to fulfilling Napolean's dream - except for Hitler, of course.

                        Jon Smith & Wesson: The original point and click interface

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                        • R Rob Graham

                          DownUnderDev wrote:

                          i mean come on how can u take "Freddie Mac","Fannie Mae" & "IndyMac" seriously???

                          Did you forget the joke icon, or are you really so ignorant that you don't know those are just nicknames in common use by the media? "IndyMac": Independent National Mortgage Corporation. "Freddie Mac": Federal Home Loan Mortgage Corporation. "Fannie Mae": Federal National Mortgage Association

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                          O Offline
                          Oakman
                          wrote on last edited by
                          #20

                          Rob Graham wrote:

                          Did you forget the joke icon, or are you really so ignorant that you don't know those are just nicknames in common use by the media?

                          He's really that ignorant.

                          Jon Smith & Wesson: The original point and click interface

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                          • O Oakman

                            jhwurmbach wrote:

                            Funny how the american fear the European governments erecting a system modelled after the federal US system

                            Actually we see the EU as the closest Europe has come to fulfilling Napolean's dream - except for Hitler, of course.

                            Jon Smith & Wesson: The original point and click interface

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                            J Offline
                            jhwurmbach
                            wrote on last edited by
                            #21

                            Sorry - I did remember you being British. Sorry for that! To me, the single-minded localism of most petty-politicians is a prime reason for the current stat of affairs in europe. But I agree with you that a EC with another bureaucracy on top of the existing ones is a bad thing. Something must be done to throw away several levels of bureaucracy. In this, I support the Irish vote. Our local politicians are afraid of letting us vote, as the stupid citizen could ruin all those pretty plans! Also, it is quite funny to hear those federalist statements from an Englishmen, when the first hesistant attempts with Scottish, Welsh and Irish parliaments are only a few years ago. Before that, England was an empire. An empire more rigid and backward than the French Empire (1800-1813!) ever was. Additionally, the French did do us Germans a real favor: They cleaned up the Habsburgian mess left over from the centuries before.

                            Let's think the unthinkable, let's do the undoable, let's prepare to grapple with the ineffable itself, and see if we may not eff it after all.
                            Douglas Adams, "Dirk Gently's Holistic Detective Agency"

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                            • A Al Beback

                              Rob Graham wrote:

                              That's correct, and retirement accounts (IRA's and Roths) up to $250K, so there is little excuse for anyone to lose money in any bank collapse.

                              How much time can the FDIC take to pay off the money? And does it have to pay it all at once? I've heard disturbing answers to these questions, but I haven't confirmed their validity.

                              Christianity: The belief that some cosmic Jewish zombie can make you live forever if you symbolically eat his flesh, drink his blood, and accept him as your master, so he can remove an evil force from your soul that is present in humanity because a rib-woman was convinced by a talking snake to eat from a magical tree. Makes perfect sense.

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                              R Offline
                              Rob Graham
                              wrote on last edited by
                              #22

                              Al Beback wrote:

                              but I haven't confirmed their validity.

                              Why don't you try confirming their validity (actually lack of same) before spreading the rumors by posting questions (and innuendos - "I've heard disturbing answers" ) like that?

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                              • R Rob Graham

                                Al Beback wrote:

                                but I haven't confirmed their validity.

                                Why don't you try confirming their validity (actually lack of same) before spreading the rumors by posting questions (and innuendos - "I've heard disturbing answers" ) like that?

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                                A Offline
                                Al Beback
                                wrote on last edited by
                                #23

                                Rob Graham wrote:

                                Why don't you try confirming their validity (actually lack of same) before spreading the rumors by posting questions (and innuendos - "I've heard disturbing answers" ) like that?

                                Why don't you lick me? See? It's not fun being told what to do, huh? I wasn't spreading anything (except some mustard on a burger). I was just bringing up some questions based on something someone told me. I figured you may know more about it, or perhaps be willing to dig it up. I did some digging before posting but found nothing.

                                Christianity: The belief that some cosmic Jewish zombie can make you live forever if you symbolically eat his flesh, drink his blood, and accept him as your master, so he can remove an evil force from your soul that is present in humanity because a rib-woman was convinced by a talking snake to eat from a magical tree. Makes perfect sense.

                                1 Reply Last reply
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                                • O Oakman

                                  Al Beback wrote:

                                  How much time can the FDIC take to pay off the money?

                                  The FDIC is "paying it off" right now. Anyone who walks into Indy can withdraw their account up to 100,000 (etc. for other cited cases).

                                  Jon Smith & Wesson: The original point and click interface

                                  A Offline
                                  A Offline
                                  Al Beback
                                  wrote on last edited by
                                  #24

                                  Oakman wrote:

                                  The FDIC is "paying it off" right now.

                                  Good to know, thanks. If I recall correctly, a Wachovia bank officer told us that the FDIC can take as much as 15 years to pay, and do it in small payments if it wants. Google hasn't helped me confirm this though.

                                  Christianity: The belief that some cosmic Jewish zombie can make you live forever if you symbolically eat his flesh, drink his blood, and accept him as your master, so he can remove an evil force from your soul that is present in humanity because a rib-woman was convinced by a talking snake to eat from a magical tree. Makes perfect sense.

                                  1 Reply Last reply
                                  0
                                  • R Rob Graham

                                    DownUnderDev wrote:

                                    i mean come on how can u take "Freddie Mac","Fannie Mae" & "IndyMac" seriously???

                                    Did you forget the joke icon, or are you really so ignorant that you don't know those are just nicknames in common use by the media? "IndyMac": Independent National Mortgage Corporation. "Freddie Mac": Federal Home Loan Mortgage Corporation. "Fannie Mae": Federal National Mortgage Association

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                                    D Offline
                                    DownUnderDev
                                    wrote on last edited by
                                    #25

                                    yeah i actually never heard of them before so i pled ignorance, but it was a joke thread also. when you say fannie and freddie are "federal" does that mean owned by the government? because after this crash the feederal reserve bank will own a large portion of them. i am guessing you guys know that the federal reserve bank is private owned company

                                    "Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction." -Albert Einstein

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                                    • D DownUnderDev

                                      yeah i actually never heard of them before so i pled ignorance, but it was a joke thread also. when you say fannie and freddie are "federal" does that mean owned by the government? because after this crash the feederal reserve bank will own a large portion of them. i am guessing you guys know that the federal reserve bank is private owned company

                                      "Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction." -Albert Einstein

                                      S Offline
                                      S Offline
                                      Shog9 0
                                      wrote on last edited by
                                      #26

                                      DownUnderDev wrote:

                                      when you say fannie and freddie are "federal" does that mean owned by the government?

                                      Other way around. The "Federal" Government takes its name from the banks that own it... :-\

                                      Citizen 20.1.01

                                      'The question is,' said Humpty Dumpty, 'which is to be master - that's all.'

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                                      • S Shog9 0

                                        DownUnderDev wrote:

                                        when you say fannie and freddie are "federal" does that mean owned by the government?

                                        Other way around. The "Federal" Government takes its name from the banks that own it... :-\

                                        Citizen 20.1.01

                                        'The question is,' said Humpty Dumpty, 'which is to be master - that's all.'

                                        D Offline
                                        D Offline
                                        DownUnderDev
                                        wrote on last edited by
                                        #27

                                        hahaha that is so true

                                        "Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius and a lot of courage to move in the opposite direction." -Albert Einstein

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