Fidel could live to be 140
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No wonder you chose anonymous posting. You are just plain wrong. Insurance coverage has nothing to do with being employed. If you can pay for it, you get it. Also, have you never heard of COBRA? (Not CORBA, this is not a programming question). You can extend your medical benefits for 6 months (or a year, can't remember) for the same cost after you leave an employer. Jeff Martin Triple20 Software
Jeff Martin wrote: have you never heard of COBRA? Yes, I have. Have you ever been unemployed? If you have, you will know that COBRA requires you to pay much more than when you are employed. Insurance coverage may not have anything to do with being employed, but the amount of money out of your pocket certainly does. For example, I am paying at most $2400/year for coverage of my whole family. If I lost my job, I will have to pay $2400 plus another $5000-7000 (because my company is not going to pay its portion for me any more). If anyone can afford such coverage without a job, why work at all? Even this (COBRA) is only for 6 months. I personally know people who have jobs but the job does not offer medical coverage, they pay much more than I do if they want to buy medical insurance (higher premium, less coverage, etc.), most of them just don't buy it. Now, prove me wrong, Mr. Non-Anonymous.
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You are wrong as has been stated already, but you do win the Pretzel Award!! :-D The Pretzel Award goes to the distinguished poster who manages to twist a subject which has nothing to with the US into a sentiment against the US. Congrats!! :cool: PS.. who do I make this out to? BW The Biggest Loser
"And then one day you find ten years have got behind you
No one told you when to run, you missed the starting gun"brianwelsch wrote: You are wrong as has been stated already The wrong statement about me being wrong has itself been stated wrong (by me). :-D brianwelsch wrote: twist a subject which has nothing to with the US into a sentiment against the US "Those pretzels are making me thirsty"! See, I just twisted a subject which has nothing to do with carbonhydrate into an anti-carb sentiment. ;P
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DRHuff wrote: That goes without saying - everything is the US' fault. Unless its something good... Sounds like relif\gion to me. God does everything good while all bad things are caused by man, the deveil, anyone but God. Michael Martin Australia "I controlled my laughter and simple said "No,I am very busy,so I can't write any code for you". The moment they heard this all the smiling face turned into a sad looking face and one of them farted. So i had to leave the place as soon as possible." - Mr.Prakash 24/04/2004
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Jeff Martin wrote: have you never heard of COBRA? Yes, I have. Have you ever been unemployed? If you have, you will know that COBRA requires you to pay much more than when you are employed. Insurance coverage may not have anything to do with being employed, but the amount of money out of your pocket certainly does. For example, I am paying at most $2400/year for coverage of my whole family. If I lost my job, I will have to pay $2400 plus another $5000-7000 (because my company is not going to pay its portion for me any more). If anyone can afford such coverage without a job, why work at all? Even this (COBRA) is only for 6 months. I personally know people who have jobs but the job does not offer medical coverage, they pay much more than I do if they want to buy medical insurance (higher premium, less coverage, etc.), most of them just don't buy it. Now, prove me wrong, Mr. Non-Anonymous.
http://www.website101.com/Health_Insurance/health_coverage_unemployed.htm[^] When I was unemployed I had short term insurance for 2 months and then opted for no insurance. BW The Biggest Loser
"And then one day you find ten years have got behind you
No one told you when to run, you missed the starting gun" -
http://www.website101.com/Health_Insurance/health_coverage_unemployed.htm[^] When I was unemployed I had short term insurance for 2 months and then opted for no insurance. BW The Biggest Loser
"And then one day you find ten years have got behind you
No one told you when to run, you missed the starting gun"Thanks for the link! I have never been umemployed myself but have close friends who have. "For the majority of healthy workers who just want to be protected from unforeseen medical expense until they land another job, short term medical coverage is the best answer. ... The cost of this coverage is less than 1/2 of the price of COBRA plans. The two downsides are that this coverage does not cover pre-existing conditions and you must re-enroll after 6 months." Even 1/2 of the price of COBRA is too expensive for a guy with no income. If I am healthy with no family, I will take the chance of not having any coverage.
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Jeff Martin wrote: have you never heard of COBRA? Yes, I have. Have you ever been unemployed? If you have, you will know that COBRA requires you to pay much more than when you are employed. Insurance coverage may not have anything to do with being employed, but the amount of money out of your pocket certainly does. For example, I am paying at most $2400/year for coverage of my whole family. If I lost my job, I will have to pay $2400 plus another $5000-7000 (because my company is not going to pay its portion for me any more). If anyone can afford such coverage without a job, why work at all? Even this (COBRA) is only for 6 months. I personally know people who have jobs but the job does not offer medical coverage, they pay much more than I do if they want to buy medical insurance (higher premium, less coverage, etc.), most of them just don't buy it. Now, prove me wrong, Mr. Non-Anonymous.
Yes, I have been unemployed. I wasn't refuting the fact that medical coverage is expensive or that it is difficult to pay for it if you are unemployed. I was refuting the statement you made that you couldn't get coverage if you didn't have a job. When I was unemployed, I purchased a short term (3 month) policy that cost $350 for my entire family. It had a $1000 deductible, but it was only to cover if someone had a major illness/accident. Jeff Martin Triple20 Software
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Yes, I have been unemployed. I wasn't refuting the fact that medical coverage is expensive or that it is difficult to pay for it if you are unemployed. I was refuting the statement you made that you couldn't get coverage if you didn't have a job. When I was unemployed, I purchased a short term (3 month) policy that cost $350 for my entire family. It had a $1000 deductible, but it was only to cover if someone had a major illness/accident. Jeff Martin Triple20 Software
Looks like that you misread my post, I never stated that "you couldn't get coverage if you didn't have a job": "Suppose you are out of work, there is no way for you to get medical coverage even if you pay the same amount of money as those who do have a job."
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Looks like that you misread my post, I never stated that "you couldn't get coverage if you didn't have a job": "Suppose you are out of work, there is no way for you to get medical coverage even if you pay the same amount of money as those who do have a job."
The hidden assumption in my statement that "a person with no income cannot afford to pay more for medical coverage than a person with a job" may be inccorect in some rare cases, but it is true most of the times. The COBRA thing is a joke except you have already made enough money or are going to make a lot of money.
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Looks like that you misread my post, I never stated that "you couldn't get coverage if you didn't have a job": "Suppose you are out of work, there is no way for you to get medical coverage even if you pay the same amount of money as those who do have a job."
You assume that every employer in America pays part of their employees' medical premiums. That's just not true. I've had jobs before that I paid the full premium. Jeff Martin Triple20 Software
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Thanks for the link! I have never been umemployed myself but have close friends who have. "For the majority of healthy workers who just want to be protected from unforeseen medical expense until they land another job, short term medical coverage is the best answer. ... The cost of this coverage is less than 1/2 of the price of COBRA plans. The two downsides are that this coverage does not cover pre-existing conditions and you must re-enroll after 6 months." Even 1/2 of the price of COBRA is too expensive for a guy with no income. If I am healthy with no family, I will take the chance of not having any coverage.
This is exactly one of the reasons why people should live within their means and force themselves to save for unforseeable "rainy days". I know it's not always possible, but I think in general people spend well beyond what they can afford to. BW The Biggest Loser
"And then one day you find ten years have got behind you
No one told you when to run, you missed the starting gun"