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Thinking outside the box

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  • O Offline
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    Oakman
    wrote on last edited by
    #1

    Told to me as a true story: A man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the man hands over the keys and documents of new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the man for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the man returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow $5,000" ? The man replies, "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return"

    Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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    • O Oakman

      Told to me as a true story: A man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the man hands over the keys and documents of new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the man for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the man returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow $5,000" ? The man replies, "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return"

      Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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      Gary Kirkham
      wrote on last edited by
      #2

      It's funny, but doesn't ring true to me. He still had to pay someone to drive him from the bank to the airport. I would suspect that a multi-millionaire would live in an home or a building that had protected parking. He could have taken a taxi from his home to the airport, which shouldn't have been $15.41 more than the fare from the bank to the airport.

      Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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      • G Gary Kirkham

        It's funny, but doesn't ring true to me. He still had to pay someone to drive him from the bank to the airport. I would suspect that a multi-millionaire would live in an home or a building that had protected parking. He could have taken a taxi from his home to the airport, which shouldn't have been $15.41 more than the fare from the bank to the airport.

        Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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        B Offline
        Brady Kelly
        wrote on last edited by
        #3

        Seeing we're getting anal :rolleyes:, the bank would likely have also insisted on a minimum term a lot longer than two weeks, regardless of when the capital was paid back.

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        • B Brady Kelly

          Seeing we're getting anal :rolleyes:, the bank would likely have also insisted on a minimum term a lot longer than two weeks, regardless of when the capital was paid back.

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          Gary Kirkham
          wrote on last edited by
          #4

          Brady Kelly wrote:

          Seeing we're getting anal

          It was the "Told to me as a true story:" that invited the critique. :)

          Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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          • G Gary Kirkham

            It's funny, but doesn't ring true to me. He still had to pay someone to drive him from the bank to the airport. I would suspect that a multi-millionaire would live in an home or a building that had protected parking. He could have taken a taxi from his home to the airport, which shouldn't have been $15.41 more than the fare from the bank to the airport.

            Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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            K Offline
            kmg365
            wrote on last edited by
            #5

            Gary Kirkham wrote:

            to the airport

            Good point, and he would also have had his own airplane too... would have had... never mind.

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            • G Gary Kirkham

              It's funny, but doesn't ring true to me. He still had to pay someone to drive him from the bank to the airport. I would suspect that a multi-millionaire would live in an home or a building that had protected parking. He could have taken a taxi from his home to the airport, which shouldn't have been $15.41 more than the fare from the bank to the airport.

              Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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              Oakman
              wrote on last edited by
              #6

              Gary Kirkham wrote:

              He could have taken a taxi from his home to the airport, which shouldn't have been $15.41 more than the fare from the bank to the airport

              That 'twould depend on where his home was, wouldn't it? Assume that he was flying out a private jet from Teterboro and had driven in from his home in Montauk before the emergency came up that made him fly halfway round the world. ;)

              Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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              • O Oakman

                Gary Kirkham wrote:

                He could have taken a taxi from his home to the airport, which shouldn't have been $15.41 more than the fare from the bank to the airport

                That 'twould depend on where his home was, wouldn't it? Assume that he was flying out a private jet from Teterboro and had driven in from his home in Montauk before the emergency came up that made him fly halfway round the world. ;)

                Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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                G Offline
                Gary Kirkham
                wrote on last edited by
                #7

                Surely he keeps his private jet at HTO.

                Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                • G Gary Kirkham

                  Surely he keeps his private jet at HTO.

                  Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                  O Offline
                  Oakman
                  wrote on last edited by
                  #8

                  Gary Kirkham wrote:

                  Surely he keeps his private jet at HTO

                  It was sent for him by the Indian corporation. The pilot went to Teterboro because the man was expected to be in his office on Wall Street. They'd also sent a helicopter for him that was to fly him from the top of the building next door to the bank to Teterboro. :-D

                  Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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                  • O Oakman

                    Gary Kirkham wrote:

                    Surely he keeps his private jet at HTO

                    It was sent for him by the Indian corporation. The pilot went to Teterboro because the man was expected to be in his office on Wall Street. They'd also sent a helicopter for him that was to fly him from the top of the building next door to the bank to Teterboro. :-D

                    Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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                    G Offline
                    Gary Kirkham
                    wrote on last edited by
                    #9

                    Oakman wrote:

                    They'd also sent a helicopter for him that was to fly him from the top of the building next door to the bank to Teterboro

                    Ahh, but then how did the Ferrari get all the way to the bank in Teterboro? :~

                    Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                    • G Gary Kirkham

                      Oakman wrote:

                      They'd also sent a helicopter for him that was to fly him from the top of the building next door to the bank to Teterboro

                      Ahh, but then how did the Ferrari get all the way to the bank in Teterboro? :~

                      Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                      O Offline
                      Oakman
                      wrote on last edited by
                      #10

                      The bank's not in Teeterboro. The bank's downtown. So is he. So is the car. So is the copter. Only the jet is in Teeterboro. I, on the other hand, am in Madison, watching the coeds of Drew enjoy the spring weather.

                      Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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                      • O Oakman

                        The bank's not in Teeterboro. The bank's downtown. So is he. So is the car. So is the copter. Only the jet is in Teeterboro. I, on the other hand, am in Madison, watching the coeds of Drew enjoy the spring weather.

                        Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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                        G Offline
                        Gary Kirkham
                        wrote on last edited by
                        #11

                        OK...I read it wrong.

                        Oakman wrote:

                        watching the coeds of Drew enjoy the spring weather

                        Are they frolicking?

                        Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                        • G Gary Kirkham

                          OK...I read it wrong.

                          Oakman wrote:

                          watching the coeds of Drew enjoy the spring weather

                          Are they frolicking?

                          Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                          O Offline
                          Oakman
                          wrote on last edited by
                          #12

                          Gary Kirkham wrote:

                          Are they frolicking?

                          to and fro

                          Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

                          1 Reply Last reply
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                          • O Oakman

                            Told to me as a true story: A man walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to India on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the man hands over the keys and documents of new Ferrari parked on the street in front of the bank. He produces the title and everything checks out. The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the man for using a $250,000 Ferrari as collateral against a $5,000 loan. An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there. Two weeks later, the man returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multi millionaire. What puzzles us is, why would you bother to borrow $5,000" ? The man replies, "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return"

                            Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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                            Christian Graus
                            wrote on last edited by
                            #13

                            That's an old one, but it still works

                            Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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                            • G Gary Kirkham

                              Brady Kelly wrote:

                              Seeing we're getting anal

                              It was the "Told to me as a true story:" that invited the critique. :)

                              Gary Kirkham Forever Forgiven and Alive in the Spirit The men said to them, "Why do you seek the living One among the dead? He is not here, but He has risen." Me blog, You read

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                              J Offline
                              Jorgen Sigvardsson
                              wrote on last edited by
                              #14

                              Wow. How about that bible?

                              -- Kein Mitleid Für Die Mehrheit

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