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  4. Living Off of Interest [modified]

Living Off of Interest [modified]

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  • C Christian Graus

    Yeah, but I like to pay for the stuff I want/need. I could stay in one spot and eat at home for $50k a year, but that's not much of a goal in life, is it ?

    Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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    C Offline
    Captain See Sharp
    wrote on last edited by
    #16

    Christian Graus wrote:

    I could stay in one spot and eat at home for $50k a year, but that's not much of a goal in life, is it ?

    Well if you want to give your money away like its Halloween candy then be my guest. I will sell you a few works from me if you like.

    ENDGAME[^]

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    • C Captain See Sharp

      Christian Graus wrote:

      I could stay in one spot and eat at home for $50k a year, but that's not much of a goal in life, is it ?

      Well if you want to give your money away like its Halloween candy then be my guest. I will sell you a few works from me if you like.

      ENDGAME[^]

      C Offline
      C Offline
      Christian Graus
      wrote on last edited by
      #17

      *grin* just because I like to travel, and eat out, doesn't mean I want to give my money away. I use it to pay for services I enjoy. My real point is, how much you need to live, depends on the lifestyle you're accustomed to, and if you want to stop working for your whole life, you need to really achieve something that other people are willing to pay for. It doesn't just fall from the sky.

      Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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      • C Christian Graus

        Yeah, but I like to pay for the stuff I want/need. I could stay in one spot and eat at home for $50k a year, but that's not much of a goal in life, is it ?

        Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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        Oakman
        wrote on last edited by
        #18

        Christian Graus wrote:

        I could stay in one spot and eat at home for $50k a year, but that's not much of a goal in life, is it ?

        That sentiment is exactly why my 2nd wife divorced me.

        Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

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        • O Oakman

          Christian Graus wrote:

          I could stay in one spot and eat at home for $50k a year, but that's not much of a goal in life, is it ?

          That sentiment is exactly why my 2nd wife divorced me.

          Jon Smith & Wesson: The original point and click interface Both democrats and republicans are playing for the same team and it's not us. - Chris Austin

          C Offline
          C Offline
          Christian Graus
          wrote on last edited by
          #19

          *grin* well, she was perhaps making a different point to the one I had in mind...

          Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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          • C Captain See Sharp

            How much money would you have to have to live off of interest at a rate of 50k a year before taxes. The estimate must factor in inflation. So how much money would you need to receive and maintain the purchasing power of 50k a year? Lets say the APY is about 3%.] I calculated you would need 5 million generating 5% interest putting 4% of the interest back in and taking 1% for spending. How hard is it to get 5 million dollars?

            ENDGAME[^]

            modified on Thursday, May 14, 2009 8:23 PM

            K Offline
            K Offline
            kmg365
            wrote on last edited by
            #20

            Welcome to the star ship money talk[^] and the land of critical mass. I once knew a u$ employee. She worked there for 7 years and made 2 million and invested it. She quit, retired (at 35). Then she went back to work for kicks and runs (actually she is) a IT department for a dog food distributer. (I only have one order of magnitude to go :(( )

            modified on Thursday, May 14, 2009 11:06 PM

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            • C Captain See Sharp

              How much money would you have to have to live off of interest at a rate of 50k a year before taxes. The estimate must factor in inflation. So how much money would you need to receive and maintain the purchasing power of 50k a year? Lets say the APY is about 3%.] I calculated you would need 5 million generating 5% interest putting 4% of the interest back in and taking 1% for spending. How hard is it to get 5 million dollars?

              ENDGAME[^]

              modified on Thursday, May 14, 2009 8:23 PM

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              T Offline
              Tim Craig
              wrote on last edited by
              #21

              Intel 4004 wrote:

              How hard is it to get 5 million dollars?

              It's easy[^], but not likely.

              "Republicans are the party that says government doesn't work and then they get elected and prove it." -- P.J. O'Rourke

              I'm a proud denizen of the Real Soapbox[^]
              ACCEPT NO SUBSTITUTES!!!

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              • C Christian Graus

                Intel 4004 wrote:

                How much money would you have to have to live off of interest at a rate of 50k a year before taxes

                The real question is, how can someone live on only 50k a year ?

                Intel 4004 wrote:

                How hard is it to get 5 million dollars?

                Well, they don't give it away. To get that sort of money, you'd need to start a business that is very successful. Or break some laws, I guess.

                Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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                T Offline
                Tom Deketelaere
                wrote on last edited by
                #22

                Christian Graus wrote:

                The real question is, how can someone live on only 50k a year ?

                Depends on where you live, over here that's ALLOT of money (in comparison I have around $25k (after tax), and that's a nice pay-check).

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                • T Tom Deketelaere

                  Christian Graus wrote:

                  The real question is, how can someone live on only 50k a year ?

                  Depends on where you live, over here that's ALLOT of money (in comparison I have around $25k (after tax), and that's a nice pay-check).

                  C Offline
                  C Offline
                  Christian Graus
                  wrote on last edited by
                  #23

                  Yeah, that's a good point. $44k is the average wage at home. It costs more to live in Australia. A restaurant meal costs me $100 at home ( for two adults, two kids ). That's average, not a nice place. My Prius cost $54k

                  Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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                  • C Christian Graus

                    Yeah, that's a good point. $44k is the average wage at home. It costs more to live in Australia. A restaurant meal costs me $100 at home ( for two adults, two kids ). That's average, not a nice place. My Prius cost $54k

                    Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

                    C Offline
                    C Offline
                    Chris Austin
                    wrote on last edited by
                    #24

                    Christian Graus wrote:

                    My Prius cost $54k

                    Zowie! Is that in AU$? Ours was $19K USD.

                    Sovereign ingredient for a happy marriage: Pay cash or do without. Interest charges not only eat up a household budget; awareness of debt eats up domestic felicity. --Lazarus Long Avoid the crowd. Do your own thinking independently. Be the chess player, not the chess piece. --Ralph Charell

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                    • C Christian Graus

                      Intel 4004 wrote:

                      How much money would you have to have to live off of interest at a rate of 50k a year before taxes

                      The real question is, how can someone live on only 50k a year ?

                      Intel 4004 wrote:

                      How hard is it to get 5 million dollars?

                      Well, they don't give it away. To get that sort of money, you'd need to start a business that is very successful. Or break some laws, I guess.

                      Christian Graus Driven to the arms of OSX by Vista. "I am new to programming world. I have been learning c# for about past four weeks. I am quite acquainted with the fundamentals of c#. Now I have to work on a project which converts given flat files to XML using the XML serialization method" - SK64 ( but the forums have stuff like this posted every day )

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                      S Offline
                      Synaptrik
                      wrote on last edited by
                      #25

                      From as far back as 2002, apparantly 71 percent of the US population lives on UNDER 50k a year, well up to at least.: Gross Income Americans % of Population $1 – $50,000 92,594,960 71.185% $50,000 – $75,000 17,396,916 13.374% $75,000 – $100,000 9,247,839 7.110% $100,000 – $200,000 8,422,603 6.475% $200,000 – $500,000 1,908,466 1.467% $500,000 – $1,000,000 336,684 0.259% $1,000,000 – $1,500,000 78,121 0.060% $1,500,000 – $2,000,000 31,316 0.024% $2,000,000 – $5,000,000 44,205 0.034% $5,000,000 – $10,000,000 10,026 0.008% $10,000,000 + 5,309 0.004%

                      This statement is false

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