Indemnity Insurance
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Any US based freelancers (1099) hold indemnity insurance? If so, who provides (which insurance company) and how much does it cost? Thanks
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Any US based freelancers (1099) hold indemnity insurance? If so, who provides (which insurance company) and how much does it cost? Thanks
As a freelancer, I wouldn't even contemplate working without Professional Indemnity insurance. It *might* be OK if you're delivering a non-mission critical standalone app and don't *ever* go anywhere near the clients' servers or collect any data. But in practice I wouldn't sleep at night without it, especially as I frequently have to make changes to the clients' servers, manage confidential data, and write systems that are central to my clients' businesses. Never had to claim on it, but that's not the point - it's knowing it's there. I'm in the UK so can't recommend any US providers.