Bank of America's "Stop Check Payment" service
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Just an FYI ... they charge $30 fee for it and if you don't call within the same day you requested the service they cannot revert it later ... talk about real-time crap They can have their $30 bucks but they just lost a home loan customer
That is not the only Rip. They will hold transactions until your account is low then let all of them go thru to intentionally bounce transactions at $34 dollars a pop. I have seen debit transactions held as long as a week.
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Which bank did u move to and how are you finding their service? I have always seen that local credit unions are the best bet ... but if one is moving across the country all the time it makes sense to bank with the bigger ones.
Pete Madden wrote:
I have always seen that local credit unions are the best bet ... but if one is moving across the country all the time it makes sense to bank with the bigger ones.
I have debated on switching to a local credit union. Right now I am at Wells Fargo because the company has their account there, they offered higher interest and more services without costs so for at least the moment there is no reason to. I have been lucky with Wells Fargo, and hear many people who have not, so I keep my eye on the credit union. :) _________________________ Asu no koto o ieba, tenjo de nezumi ga warau. Talk about things of tomorrow and the mice in the ceiling laugh. (Japanese Proverb)
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Which bank did u move to and how are you finding their service? I have always seen that local credit unions are the best bet ... but if one is moving across the country all the time it makes sense to bank with the bigger ones.
Pete Madden wrote:
I have always seen that local credit unions are the best bet ... but if one is moving across the country all the time it makes sense to bank with the bigger ones.
I went to the internet for that reason. ETrade offers better service then any of the large banks I've ever used and is way more convienient. If I was sure that I was moving in for the long term I'd probably find a credit union.
Using the GridView is like trying to explain to someone else how to move a third person's hands in order to tie your shoelaces for you. -Chris Maunder
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That is not the only Rip. They will hold transactions until your account is low then let all of them go thru to intentionally bounce transactions at $34 dollars a pop. I have seen debit transactions held as long as a week.
Do they still do that? I thought there was a class action lawsuit about them running all the withdrawls before the deposits just to collect fees and now they run them in order recieved.
Using the GridView is like trying to explain to someone else how to move a third person's hands in order to tie your shoelaces for you. -Chris Maunder
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Just an FYI ... they charge $30 fee for it and if you don't call within the same day you requested the service they cannot revert it later ... talk about real-time crap They can have their $30 bucks but they just lost a home loan customer
[Australian] banks have hit a new low by charging fees for cancelled transactions and billing customers if they put in a wrong pin number
:omg: :wtf: :mad:
0 bottles of beer on the wall, 0 bottles of beer, you take 1 down, pass it around, 4294967295 bottles of beer on the wall. Awasu 2.2 [^]: A free RSS/Atom feed reader with support for Code Project.
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Do they still do that? I thought there was a class action lawsuit about them running all the withdrawls before the deposits just to collect fees and now they run them in order recieved.
Using the GridView is like trying to explain to someone else how to move a third person's hands in order to tie your shoelaces for you. -Chris Maunder
I'm not entirely convinced that my bank doesn't do that. I have had deposits held till the next day (even though it was "desposited" before there end of day which is "2pm"). I also have a nice minimum balance of $100 so if I have say $150 in my account and say I have to buy a $125 book I am suddenly over drawn by 35 dollars... here is why: The $125 purchase lowers my account balance to $25. Since that is less than $100 I get charged a $30 fee. That leaves my account at -$5. Since that is less than $0 I get charged a $30 fee. So really that $125 book cost me $185. This policy was not there when I opened the account, this is a very recent change to the bank's policy. Coincidentally, or not, my bank just replaced all of their offices and buildings with brand new buildings. Matt Newman
Even the very best tools in the hands of an idiot will produce something of little or no value. - Chris Meech on Idiots -
That is not the only Rip. They will hold transactions until your account is low then let all of them go thru to intentionally bounce transactions at $34 dollars a pop. I have seen debit transactions held as long as a week.
They also run the largest withdrawals first, which potentially results in multiple $34 fees. Jeff Martin My Blog
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I'm not entirely convinced that my bank doesn't do that. I have had deposits held till the next day (even though it was "desposited" before there end of day which is "2pm"). I also have a nice minimum balance of $100 so if I have say $150 in my account and say I have to buy a $125 book I am suddenly over drawn by 35 dollars... here is why: The $125 purchase lowers my account balance to $25. Since that is less than $100 I get charged a $30 fee. That leaves my account at -$5. Since that is less than $0 I get charged a $30 fee. So really that $125 book cost me $185. This policy was not there when I opened the account, this is a very recent change to the bank's policy. Coincidentally, or not, my bank just replaced all of their offices and buildings with brand new buildings. Matt Newman
Even the very best tools in the hands of an idiot will produce something of little or no value. - Chris Meech on IdiotsI've had a similar experience with my bank and their policy was not enforce when I opened my account. I called an complained and I got all of my charges withdrawn. I did have to refill my account to the minimum though, otherwise I would have gotten charged $30 dollars the next day. Brett A. Whittington Application Developer
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Just an FYI ... they charge $30 fee for it and if you don't call within the same day you requested the service they cannot revert it later ... talk about real-time crap They can have their $30 bucks but they just lost a home loan customer
$30 isn't bad considering the fact that in the mid 80s the going rate for stop payment fees was around $20 - $25. Christopher Duncan Practical Strategy Consulting Author of The Career Programmer Unite the Tribes
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Just an FYI ... they charge $30 fee for it and if you don't call within the same day you requested the service they cannot revert it later ... talk about real-time crap They can have their $30 bucks but they just lost a home loan customer
they are one of the worst banks in the US. The only bank I've worked with that was even more rotten was Wells Fargo. I used to bank with First Interstate before they got bought out by Wells Fargo and they were great. But then Wells took over and I no longer was able to talk to a real human on the phone. Screw them all, I bank with a credit union now.
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they are one of the worst banks in the US. The only bank I've worked with that was even more rotten was Wells Fargo. I used to bank with First Interstate before they got bought out by Wells Fargo and they were great. But then Wells took over and I no longer was able to talk to a real human on the phone. Screw them all, I bank with a credit union now.
I will look into banking with a credit union. I got shafted by Bank of America and I can't take anymore.