As much as I want to rant I am just being informative
-
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
-
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
Why, what did you drive ? Seriously tho, the real worry is, if they showed you all this info about yourself, could someone use that site to get that info about you ?
Christian Graus - Microsoft MVP - C++ Metal Musings - Rex and my new metal blog
-
If all this information is available in the public domain how does it having it verify your identity? I could easily find out what questions they ask, get the information and impersonate you.
-
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
No, what's worrying is when they get it wrong. Like, the company that's supposed to be giving me a credit report asking me questions about my mortgage payments - and i've never had a mortgage.
---- Scripts i’ve known... CPhog 1.8.2 - make CP better. Forum Bookmark 0.2.5 - bookmark forum posts on Pensieve Print forum 0.1.2 - printer-friendly forums Expand all 1.0 - Expand all messages In-place Delete 1.0 - AJAX-style post delete Syntax 0.1 - Syntax highlighting for code blocks in the forums
-
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
I got a call yesterday from a tiny collection agency, you know the kind where the CEO answers the phone. They wanted to collect a $400 payment on a credit card that I cancelled three years back. The girl who called me had every detail about me in front of her, including all the places I lived at, my social security info, my credit history, my previous phone numbers. She wanted to verify some information. I refused and hung up.
-
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
If it is available in the "public domain" it is hardly much of a security check!
Upcoming Scottish Developers events: * UK Security Evangelists On Tour (2nd November, Edinburgh) * Developer Day Scotland: are you interested in speaking or attending? My: Website | Blog
-
Its a shame that we cant have personal lives. I see a day when we are like the boarg(from Star Trek), but I hope that is atleast 100 years from now.
static int Sqrt(int x) { if (x<0) throw new ArgumentOutOfRangeException(); int temp, y=0, b=0x8000, bshft=15, v=x; do { if (v>=(temp=(y<<1)+b<>=1)>0); return y; :omg:
I like the Borg...:cool:
---------- Siderite
-
I got a call yesterday from a tiny collection agency, you know the kind where the CEO answers the phone. They wanted to collect a $400 payment on a credit card that I cancelled three years back. The girl who called me had every detail about me in front of her, including all the places I lived at, my social security info, my credit history, my previous phone numbers. She wanted to verify some information. I refused and hung up.
Often credit bureaux collect this information during applications for credit. E.g. in SA, our ITC bureau requests a profile from a credit provider doing the check. The profile is then logged, and subsequent credit providers doing checks have access to the 'history' that is built up on one.
-
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
My electric company uses some online payment service that wouldn't let me pay my bill online because it had no record of me living in the place that I was paying the electric bill. It said it couldn't "confirm my identity". Evidently they find it perfectly reasonable to require someone to live somewhere more than a year before letting them pay bills online. I managed to trick it by giving it my parents address (where I grew up).
Matt Newman
Even the very best tools in the hands of an idiot will produce something of little or no value. - Chris Meech on Idiots -
My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.
As a result of a law that was passed a few years ago [^], you can "request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion." [^] I was surprised just how many errors were in my reports....it said I lived in two diffrent places in the same city at the same time and entries that should have been in my brothers report that were put in mine among others... :sigh: Steve