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  3. What is the cheapest way to transfer money from India to the US? [modified]

What is the cheapest way to transfer money from India to the US? [modified]

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  • V Vikram A Punathambekar

    I have to pay my cousin in the US a substantial amount of money. What is the cheapest option? Time is not of great importance here; it's OK if it takes a week or so. This is a one-time payment. Anybody who says Give it to me; I'll deliver it to him will get smacked :-D [EDIT]Thanks for the responses, everybody. :) I spoke to my bank and they said I can get a "Dollar Demand Draft" for upto Rs. 1,00,000 by paying a surcharge as little as Rs. 300. :cool: They also said my cousin won't be docked anything when he tries to encash it. :~ New questions: 1. Anybody in the US received this Dollar DD? 2. Is my bank right in saying my cousin won't be docked anything? Other payment suggestions are welcome, though I think this is very cool. [/EDIT] -- modified at 3:12 Tuesday 5th June, 2007

    Cheers, Vıkram.


    After all is said and done, much is said and little is done.

    N Offline
    N Offline
    Nish Nishant
    wrote on last edited by
    #24

    Vikram, You could do a wire-transfer (wire transfer fees may be US$25-45, but it's safe and gets to his account within 24-48 hours). I've never heard anyone use a Dollar Demand Draft and am not aware of whether that has any hidden costs at the receiving end. I always use wire transfers even though they cost extra. I've done them between US, Canada, India for years now without any hassles.

    Regards, Nish


    Nish’s thoughts on MFC, C++/CLI and .NET (my blog)
    My latest book : C++/CLI in Action / Amazon.com link

    V 1 Reply Last reply
    0
    • V Vikram A Punathambekar

      I neither have an account with ICICI nor am I inclined to. X|

      Cheers, Vıkram.


      After all is said and done, much is said and little is done.

      R Offline
      R Offline
      Rajesh R Subramanian
      wrote on last edited by
      #25

      May be you could deposit the money into my ICICI bank account. ;) ...and then I will transfer it to


      Nobody can give you wiser advice than yourself. - Cicero

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      • V Vikram A Punathambekar

        I have to pay my cousin in the US a substantial amount of money. What is the cheapest option? Time is not of great importance here; it's OK if it takes a week or so. This is a one-time payment. Anybody who says Give it to me; I'll deliver it to him will get smacked :-D [EDIT]Thanks for the responses, everybody. :) I spoke to my bank and they said I can get a "Dollar Demand Draft" for upto Rs. 1,00,000 by paying a surcharge as little as Rs. 300. :cool: They also said my cousin won't be docked anything when he tries to encash it. :~ New questions: 1. Anybody in the US received this Dollar DD? 2. Is my bank right in saying my cousin won't be docked anything? Other payment suggestions are welcome, though I think this is very cool. [/EDIT] -- modified at 3:12 Tuesday 5th June, 2007

        Cheers, Vıkram.


        After all is said and done, much is said and little is done.

        D Offline
        D Offline
        Dave Kreskowiak
        wrote on last edited by
        #26

        Cheapest? Probably a carrier pigeon.

        A guide to posting questions on CodeProject[^]
        Dave Kreskowiak Microsoft MVP Visual Developer - Visual Basic
             2006, 2007

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        • V Vikram A Punathambekar

          Do you know how much it costs? A rough estimate will do.

          Cheers, Vıkram.


          After all is said and done, much is said and little is done.

          D Offline
          D Offline
          David Crow
          wrote on last edited by
          #27

          Vikram A Punathambekar wrote:

          Do you know how much it costs? A rough estimate will do.

          That depends on the amount of money that you want to send, and the country that you are sending the money to.


          "A good athlete is the result of a good and worthy opponent." - David Crow

          "To have a respect for ourselves guides our morals; to have deference for others governs our manners." - Laurence Sterne

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          • N Nish Nishant

            Vikram, You could do a wire-transfer (wire transfer fees may be US$25-45, but it's safe and gets to his account within 24-48 hours). I've never heard anyone use a Dollar Demand Draft and am not aware of whether that has any hidden costs at the receiving end. I always use wire transfers even though they cost extra. I've done them between US, Canada, India for years now without any hassles.

            Regards, Nish


            Nish’s thoughts on MFC, C++/CLI and .NET (my blog)
            My latest book : C++/CLI in Action / Amazon.com link

            V Offline
            V Offline
            Vikram A Punathambekar
            wrote on last edited by
            #28

            Nishant Sivakumar wrote:

            I've never heard anyone use a Dollar Demand Draft

            I guess they mean a regular DD, like one given in the US. :~

            Nishant Sivakumar wrote:

            wire transfer fees may be US$25-45

            That's too much. :wtf: Besides, it's very different from what Amir Butt said. Maybe Pakistan gets special concessions from the US? :->

            Cheers, Vıkram.


            After all is said and done, much is said and little is done.

            N 1 Reply Last reply
            0
            • V Vikram A Punathambekar

              Nishant Sivakumar wrote:

              I've never heard anyone use a Dollar Demand Draft

              I guess they mean a regular DD, like one given in the US. :~

              Nishant Sivakumar wrote:

              wire transfer fees may be US$25-45

              That's too much. :wtf: Besides, it's very different from what Amir Butt said. Maybe Pakistan gets special concessions from the US? :->

              Cheers, Vıkram.


              After all is said and done, much is said and little is done.

              N Offline
              N Offline
              Nish Nishant
              wrote on last edited by
              #29

              Vikram A Punathambekar wrote:

              Besides, it's very different from what Amir Butt said.

              Aamir Butt is talking about Western Union money transfer (that's not the same as a regular bank initiated wire transfer) A really cheap alternative is to just send him a check from your Indian bank. It may take 3-8 weeks to clear, and he'll also get a very bad conversion rate, but you could adjust for that by including an extra 1000 rupees or so. When I put Canadian checks in my US bank account, it took 2-3 weeks to clear, but for India I am pretty sure you'd see twice the delay (hence my estimate of 3-8 weeks).

              Regards, Nish


              Nish’s thoughts on MFC, C++/CLI and .NET (my blog)
              My latest book : C++/CLI in Action / Amazon.com link

              1 Reply Last reply
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              • V Vikram A Punathambekar

                I have to pay my cousin in the US a substantial amount of money. What is the cheapest option? Time is not of great importance here; it's OK if it takes a week or so. This is a one-time payment. Anybody who says Give it to me; I'll deliver it to him will get smacked :-D [EDIT]Thanks for the responses, everybody. :) I spoke to my bank and they said I can get a "Dollar Demand Draft" for upto Rs. 1,00,000 by paying a surcharge as little as Rs. 300. :cool: They also said my cousin won't be docked anything when he tries to encash it. :~ New questions: 1. Anybody in the US received this Dollar DD? 2. Is my bank right in saying my cousin won't be docked anything? Other payment suggestions are welcome, though I think this is very cool. [/EDIT] -- modified at 3:12 Tuesday 5th June, 2007

                Cheers, Vıkram.


                After all is said and done, much is said and little is done.

                R Offline
                R Offline
                realJSOP
                wrote on last edited by
                #30

                Un-freakin' believable. You people are pathetic - you can't laugh at yourselves even a little bit.... Moderating out sarcasm doesn't make it go away - it only illustrates your small-mindedness.

                "Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass..." - Dale Earnhardt, 1997
                -----
                "...the staggering layers of obscenity in your statement make it a work of art on so many levels." - Jason Jystad, 10/26/2001

                E 1 Reply Last reply
                0
                • R realJSOP

                  Un-freakin' believable. You people are pathetic - you can't laugh at yourselves even a little bit.... Moderating out sarcasm doesn't make it go away - it only illustrates your small-mindedness.

                  "Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass..." - Dale Earnhardt, 1997
                  -----
                  "...the staggering layers of obscenity in your statement make it a work of art on so many levels." - Jason Jystad, 10/26/2001

                  E Offline
                  E Offline
                  El Corazon
                  wrote on last edited by
                  #31

                  John Simmons / outlaw programmer wrote:

                  Moderating out sarcasm doesn't make it go away

                  I obviously came in too late.... oh well... now I get to fight curiosity for the day. :laugh:

                  _________________________ Asu no koto o ieba, tenjo de nezumi ga warau. Talk about things of tomorrow and the mice in the ceiling laugh. (Japanese Proverb)

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                  • V Vikram A Punathambekar

                    I have to pay my cousin in the US a substantial amount of money. What is the cheapest option? Time is not of great importance here; it's OK if it takes a week or so. This is a one-time payment. Anybody who says Give it to me; I'll deliver it to him will get smacked :-D [EDIT]Thanks for the responses, everybody. :) I spoke to my bank and they said I can get a "Dollar Demand Draft" for upto Rs. 1,00,000 by paying a surcharge as little as Rs. 300. :cool: They also said my cousin won't be docked anything when he tries to encash it. :~ New questions: 1. Anybody in the US received this Dollar DD? 2. Is my bank right in saying my cousin won't be docked anything? Other payment suggestions are welcome, though I think this is very cool. [/EDIT] -- modified at 3:12 Tuesday 5th June, 2007

                    Cheers, Vıkram.


                    After all is said and done, much is said and little is done.

                    A Offline
                    A Offline
                    ankita patel 0
                    wrote on last edited by
                    #32

                    I used dollar DD to pay university application fees from india and never had any problems. Though i am not sure if your cousin will be charged anything. It's basically same as cashier's check. Ankita

                    V 1 Reply Last reply
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                    • V Vikram A Punathambekar

                      Do you know how much it costs? A rough estimate will do.

                      Cheers, Vıkram.


                      After all is said and done, much is said and little is done.

                      N Offline
                      N Offline
                      nilotic
                      wrote on last edited by
                      #33

                      The cheapest way to do this from India.... ....on a small, personal scale ....is stay there & buy imported Yankee stuff ....like MS, McD's and, um, weapons. (naff drumcrash signalling bad joke) (I dont mean any offence by this I just dislike globalisation)

                      Exclusivity is desirable & inclusiveness is undemocratic.

                      1 Reply Last reply
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                      • A ankita patel 0

                        I used dollar DD to pay university application fees from india and never had any problems. Though i am not sure if your cousin will be charged anything. It's basically same as cashier's check. Ankita

                        V Offline
                        V Offline
                        Vikram A Punathambekar
                        wrote on last edited by
                        #34

                        Ah, thanks, Ankita. I was a bit worried that nobody had heard of it.

                        Cheers, Vıkram.


                        After all is said and done, much is said and little is done.

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