They haven't learnt. Tsch. Banks.
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That's good, but I honestly doubt it would make any difference.
Regards, Rob Philpott.
It might not in this specific case, but it definitely gets rid of all those annoying unsolicited credit card applications. Where you've bought a product (interest free credit in this case) you just need to be really careful to tick (or not tick) the "Yes! Tell me about all your other crap products and anyone elses crap products that you happen to know about" boxes on the application form. The DFS salesman may have been sneaky and filled the form in for you.
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
Rob Philpott wrote:
Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account.
They don't think very much of your dreams.
You really gotta try harder to keep up with everyone that's not on the short bus with you. - John Simmons / outlaw programmer.
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Rob Philpott wrote:
Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account.
They don't think very much of your dreams.
You really gotta try harder to keep up with everyone that's not on the short bus with you. - John Simmons / outlaw programmer.
Good point. How dare they condescend to tell me that my dreams can be paid for a measly grand! I have slightly higher asperations than that. Like one of those new LED TVs for instance. They're over a grand.
Regards, Rob Philpott.
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Yep the TPS worked wonders when I was registered at my old address... The best bit about the TPS was on the rare occasions when you got a cold call and asked the caller "how did you get my number as I'm part of the Tele-Preference service", you'd get a lovely apology and they'd scuttle of an not bother you again...
I never got the apology - just a dead line. Nowadays I ask ask them to "hold while I get the person who deals with that". Pick up the phone every five minutes "He won't be a moment!" and back on hold before they can reply. Strangely, they don't call again...
No trees were harmed in the sending of this message; however, a significant number of electrons were slightly inconvenienced. This message is made of fully recyclable Zeros and Ones
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I never got the apology - just a dead line. Nowadays I ask ask them to "hold while I get the person who deals with that". Pick up the phone every five minutes "He won't be a moment!" and back on hold before they can reply. Strangely, they don't call again...
No trees were harmed in the sending of this message; however, a significant number of electrons were slightly inconvenienced. This message is made of fully recyclable Zeros and Ones
Thanks for the tip, I try this on the next unsolicited phone call (not that I get that many anymore).
Software Kinetics - Moving software
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I never got the apology - just a dead line. Nowadays I ask ask them to "hold while I get the person who deals with that". Pick up the phone every five minutes "He won't be a moment!" and back on hold before they can reply. Strangely, they don't call again...
No trees were harmed in the sending of this message; however, a significant number of electrons were slightly inconvenienced. This message is made of fully recyclable Zeros and Ones
Alternatively, act as a secretary and ask them to confirm who they are before they can get through. If they refuse, then hang up. If they can do that, then use every buzzword in the book. "Hello, how may I achieve a positive direction synergy with your products and facilitate the sacrifice of telesales people to appease the lunar cycles?"
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
To paid in Cash. Consumer credit spending is equally to blame :p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
some derivative trader probably already created some sort of exotic derivative product on the back of loans to be sold! ... and you know what, at the same time another part of the planet some quant is churning out "Models" on it! ... and some hours later broker has begun selling people the product ... and by noon tomorrow fund manager who's supposed to look after your retirement might have already put it on the portfolio!
dev
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To paid in Cash. Consumer credit spending is equally to blame :p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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i like spartan (and Egyptian) way of life just need a piece of white clothe around your bottom and a spear and nothing more such worry free life
dev
:p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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:p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
Rob Philpott wrote:
DFS
The permanent sale people? I don't trust them because of that alone. I once bought a small rug from CarpetRight and they asked for my name and address. I asked why and he said for the card payment, and I said well I don't give Tesco that information when I buy food so you don't need it either. He then wrote slowly and deliberately "Customer refused to give address" across the (large) receipt. I've never been back.
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That was such a funny movie, I am glad that I wasn't the only adult that watched it.
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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That was such a funny movie, I am glad that I wasn't the only adult that watched it.
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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which one "300"? I thought it's very inspiring gives me guidance how to live like a man!
dev
http://en.wikipedia.org/wiki/Meet_the_Spartans[^]
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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http://en.wikipedia.org/wiki/Meet_the_Spartans[^]
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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i like spartan (and Egyptian) way of life just need a piece of white clothe around your bottom and a spear and nothing more such worry free life
dev
Um the weather in the UK is a good indicator as to why we obsess over clothes shopping and houses - I wouldn't want to be out in the depths of, ooh, June in just a piece of white cloth. In the UK it wouldn't be a a worry-free life - just a short one. Remember a mans wealth is measured in experience not in money - although it is easier to have nice holidays with money.
"If you reward everyone, there will not be enough to go around, so you offer a reward to one in order to encourage everyone." Mei Yaochen in the 'Doing Battle' section of Sun Tzu's: Art of War. .
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Um the weather in the UK is a good indicator as to why we obsess over clothes shopping and houses - I wouldn't want to be out in the depths of, ooh, June in just a piece of white cloth. In the UK it wouldn't be a a worry-free life - just a short one. Remember a mans wealth is measured in experience not in money - although it is easier to have nice holidays with money.
"If you reward everyone, there will not be enough to go around, so you offer a reward to one in order to encourage everyone." Mei Yaochen in the 'Doing Battle' section of Sun Tzu's: Art of War. .
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*
cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP
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I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*
cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP
Sounds entirely believable. A friend was sent an application form for a credit card only to spend 30 minutes filling it in, returning it (own stamp required) to be told he wasn't suitable. I guess it's cheaper for the bank to get you to waste your time rather than pre-checking the people they send their mailshots to. Oh well. :|
Regards, Rob Philpott.
