Skip to content
  • Categories
  • Recent
  • Tags
  • Popular
  • World
  • Users
  • Groups
Skins
  • Light
  • Cerulean
  • Cosmo
  • Flatly
  • Journal
  • Litera
  • Lumen
  • Lux
  • Materia
  • Minty
  • Morph
  • Pulse
  • Sandstone
  • Simplex
  • Sketchy
  • Spacelab
  • United
  • Yeti
  • Zephyr
  • Dark
  • Cyborg
  • Darkly
  • Quartz
  • Slate
  • Solar
  • Superhero
  • Vapor

  • Default (No Skin)
  • No Skin
Collapse
Code Project
  1. Home
  2. The Lounge
  3. They haven't learnt. Tsch. Banks.

They haven't learnt. Tsch. Banks.

Scheduled Pinned Locked Moved The Lounge
question
28 Posts 14 Posters 3 Views 1 Watching
  • Oldest to Newest
  • Newest to Oldest
  • Most Votes
Reply
  • Reply as topic
Log in to reply
This topic has been deleted. Only users with topic management privileges can see it.
  • R Rob Philpott

    Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.

    Regards, Rob Philpott.

    H Offline
    H Offline
    hairy_hats
    wrote on last edited by
    #18

    Rob Philpott wrote:

    DFS

    The permanent sale people? I don't trust them because of that alone. I once bought a small rug from CarpetRight and they asked for my name and address. I asked why and he said for the card payment, and I said well I don't give Tesco that information when I buy food so you don't need it either. He then wrote slowly and deliberately "Customer refused to give address" across the (large) receipt. I've never been back.

    1 Reply Last reply
    0
    • D devvvy

      kiss!

      dev

      E Offline
      E Offline
      Ennis Ray Lynch Jr
      wrote on last edited by
      #19

      That was such a funny movie, I am glad that I wasn't the only adult that watched it.

      Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane

      D 1 Reply Last reply
      0
      • E Ennis Ray Lynch Jr

        That was such a funny movie, I am glad that I wasn't the only adult that watched it.

        Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane

        D Offline
        D Offline
        devvvy
        wrote on last edited by
        #20

        which one "300"? I thought it's very inspiring gives me guidance how to live like a man!

        dev

        E 1 Reply Last reply
        0
        • D devvvy

          which one "300"? I thought it's very inspiring gives me guidance how to live like a man!

          dev

          E Offline
          E Offline
          Ennis Ray Lynch Jr
          wrote on last edited by
          #21

          http://en.wikipedia.org/wiki/Meet_the_Spartans[^]

          Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane

          D 1 Reply Last reply
          0
          • E Ennis Ray Lynch Jr

            http://en.wikipedia.org/wiki/Meet_the_Spartans[^]

            Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane

            D Offline
            D Offline
            devvvy
            wrote on last edited by
            #22

            oh right yes want to see that sometimes

            dev

            1 Reply Last reply
            0
            • D devvvy

              i like spartan (and Egyptian) way of life just need a piece of white clothe around your bottom and a spear and nothing more such worry free life

              dev

              F Offline
              F Offline
              ftw melvin
              wrote on last edited by
              #23

              Um the weather in the UK is a good indicator as to why we obsess over clothes shopping and houses - I wouldn't want to be out in the depths of, ooh, June in just a piece of white cloth. In the UK it wouldn't be a a worry-free life - just a short one. Remember a mans wealth is measured in experience not in money - although it is easier to have nice holidays with money.

              "If you reward everyone, there will not be enough to go around, so you offer a reward to one in order to encourage everyone." Mei Yaochen in the 'Doing Battle' section of Sun Tzu's: Art of War. .

              D 1 Reply Last reply
              0
              • F ftw melvin

                Um the weather in the UK is a good indicator as to why we obsess over clothes shopping and houses - I wouldn't want to be out in the depths of, ooh, June in just a piece of white cloth. In the UK it wouldn't be a a worry-free life - just a short one. Remember a mans wealth is measured in experience not in money - although it is easier to have nice holidays with money.

                "If you reward everyone, there will not be enough to go around, so you offer a reward to one in order to encourage everyone." Mei Yaochen in the 'Doing Battle' section of Sun Tzu's: Art of War. .

                D Offline
                D Offline
                devvvy
                wrote on last edited by
                #24

                suppose this explains why stock exchanges tend to locate in gloomy city NY/LN/TK/HK where people have nothing else but work and money

                dev

                1 Reply Last reply
                0
                • R Rob Philpott

                  Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.

                  Regards, Rob Philpott.

                  C Offline
                  C Offline
                  Chris Maunder
                  wrote on last edited by
                  #25

                  I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*

                  cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP

                  R P 2 Replies Last reply
                  0
                  • C Chris Maunder

                    I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*

                    cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP

                    R Offline
                    R Offline
                    Rob Philpott
                    wrote on last edited by
                    #26

                    Sounds entirely believable. A friend was sent an application form for a credit card only to spend 30 minutes filling it in, returning it (own stamp required) to be told he wasn't suitable. I guess it's cheaper for the bank to get you to waste your time rather than pre-checking the people they send their mailshots to. Oh well. :|

                    Regards, Rob Philpott.

                    D 1 Reply Last reply
                    0
                    • C Chris Maunder

                      I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*

                      cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP

                      P Offline
                      P Offline
                      PIEBALDconsult
                      wrote on last edited by
                      #27

                      Ah, yes, "all applications will be accepted". Accepted, yes; approved, no.

                      1 Reply Last reply
                      0
                      • R Rob Philpott

                        Sounds entirely believable. A friend was sent an application form for a credit card only to spend 30 minutes filling it in, returning it (own stamp required) to be told he wasn't suitable. I guess it's cheaper for the bank to get you to waste your time rather than pre-checking the people they send their mailshots to. Oh well. :|

                        Regards, Rob Philpott.

                        D Offline
                        D Offline
                        Dan Neely
                        wrote on last edited by
                        #28

                        IIRC the bank gets charged a few bucks for your credit report, so yeah mass mailing is cheaper.

                        It is a truth universally acknowledged that a zombie in possession of brains must be in want of more brains. -- Pride and Prejudice and Zombies

                        1 Reply Last reply
                        0
                        Reply
                        • Reply as topic
                        Log in to reply
                        • Oldest to Newest
                        • Newest to Oldest
                        • Most Votes


                        • Login

                        • Don't have an account? Register

                        • Login or register to search.
                        • First post
                          Last post
                        0
                        • Categories
                        • Recent
                        • Tags
                        • Popular
                        • World
                        • Users
                        • Groups