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  3. Personal Financial Management Software Recommendation

Personal Financial Management Software Recommendation

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  • B BRShroyer

    Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

    Brad Deja Moo - When you feel like you've heard the same bull before.

    R Offline
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    Ravi Bhavnani
    wrote on last edited by
    #4

    Are you also looking for a (free) app to track/watch stocks? /ravi

    My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

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    • R Ravi Bhavnani

      Are you also looking for a (free) app to track/watch stocks? /ravi

      My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

      B Offline
      B Offline
      BRShroyer
      wrote on last edited by
      #5

      No, just manage my checking account. Possibly some credit cards or a savings account at some point.

      Brad Deja Moo - When you feel like you've heard the same bull before.

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      • B BRShroyer

        Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

        Brad Deja Moo - When you feel like you've heard the same bull before.

        R Offline
        R Offline
        Rajesh R Subramanian
        wrote on last edited by
        #6

        I'm not trying to talk you down, but I personally use a pencil and a diary. May be a calculator too, when things get complex. :)

        “Follow your bliss.” – Joseph Campbell

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        • B BRShroyer

          Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

          Brad Deja Moo - When you feel like you've heard the same bull before.

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          Chris Meech
          wrote on last edited by
          #7

          Sorry, I've not got a recommendation for you. But hey, consider yourself lucky that you've got finances that need managing. :)

          Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra]

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          • B BRShroyer

            Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

            Brad Deja Moo - When you feel like you've heard the same bull before.

            C Offline
            C Offline
            Corporal Agarn
            wrote on last edited by
            #8

            I do it the hard way. Use a worksheet to list all my accounts for one year. This is a matrix of column one account, remaining columns are one per payday. I then split my paycheck to each account. All I had to do is download Open Office and a lot of typing. Copy it from year to year and change the dates. However, I am watching for that free software.

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            • B BRShroyer

              Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

              Brad Deja Moo - When you feel like you've heard the same bull before.

              M Offline
              M Offline
              Marc Clifton
              wrote on last edited by
              #9

              Use what all executives and managers the world over use. Excel! Marc

              Will work for food. Interacx

              I'm not overthinking the problem, I just felt like I needed a small, unimportant, uninteresting rant! - Martin Hart Turner

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              • M Marc Clifton

                Use what all executives and managers the world over use. Excel! Marc

                Will work for food. Interacx

                I'm not overthinking the problem, I just felt like I needed a small, unimportant, uninteresting rant! - Martin Hart Turner

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                Ian Shlasko
                wrote on last edited by
                #10

                Oh don't get me started......... *goes back to porting the next piece of a vast jungle of Excel macros into a stable C# application*

                Proud to have finally moved to the A-Ark. Which one are you in? Author of Guardians of Xen (Sci-Fi/Fantasy novel)

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                • B BRShroyer

                  Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                  Brad Deja Moo - When you feel like you've heard the same bull before.

                  S Offline
                  S Offline
                  Single Step Debugger
                  wrote on last edited by
                  #11

                  I was working on such application like a hobby project, but then my daughter was born…

                  The narrow specialist in the broad sense of the word is a complete idiot in the narrow sense of the word. Advertise here – minimum three posts per day are guaranteed.

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                  • M Marc Clifton

                    Use what all executives and managers the world over use. Excel! Marc

                    Will work for food. Interacx

                    I'm not overthinking the problem, I just felt like I needed a small, unimportant, uninteresting rant! - Martin Hart Turner

                    J Offline
                    J Offline
                    Jim Crafton
                    wrote on last edited by
                    #12

                    No, sorry that's for the DBAs :)

                    ¡El diablo está en mis pantalones! ¡Mire, mire! SELECT * FROM User WHERE Clue > 0 0 rows returned Save an Orange - Use the VCF! Personal 3D projects Just Say No to Web 2 Point Blow

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                    • S Single Step Debugger

                      I was working on such application like a hobby project, but then my daughter was born…

                      The narrow specialist in the broad sense of the word is a complete idiot in the narrow sense of the word. Advertise here – minimum three posts per day are guaranteed.

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                      puromtec1
                      wrote on last edited by
                      #13

                      This could be its own thread: "I was working on ___, a hobby, but then my ___ was born."

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                      • B BRShroyer

                        Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                        Brad Deja Moo - When you feel like you've heard the same bull before.

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                        Chris Austin
                        wrote on last edited by
                        #14

                        I pay 100% of my bills through my credit card and then pay it off at the end of the month. My credit card has some nice tools that summarize and help us keep track of our spending.

                        And above all things, never think that you're not good enough yourself. A man should never think that. My belief is that in life people will take you at your own reckoning. --Isaac Asimov Avoid the crowd. Do your own thinking independently. Be the chess player, not the chess piece. --Ralph Charell

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                        • B BRShroyer

                          Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                          Brad Deja Moo - When you feel like you've heard the same bull before.

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                          Kenneth Ballard
                          wrote on last edited by
                          #15

                          I've been using GnuCash for a while. It's GPL'd with a good set of features. However you'll need to gain a general understanding of double-entry accounting.

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                          • B BRShroyer

                            Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                            Brad Deja Moo - When you feel like you've heard the same bull before.

                            R Offline
                            R Offline
                            RCoate
                            wrote on last edited by
                            #16

                            I use wife 1.0 Only has a few problems. Gets all of my money. Doesn't give accurate financial reports on some all credit cards. Restricts what items may be purchased. But has a few benefits (including, but not limited to). Tracks all income and expenditure (it is only reporting that is buggy). Pays bills on time. Has a nice interface (sometimes). Biggest problem is that it fights back when it needs to be rebooted! (see reporting).

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                            • R Rama Krishna Vavilala

                              If you are not afraid to fly on the "Cloud", you can try Mint[^].

                              Click here to get a Google Wave Invite.

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                              Joe Woodbury
                              wrote on last edited by
                              #17

                              I tried mint and found it worse than useless since it wouldn't categorize most things properly. In one example, my wife grocery shops at four different stores (she's a coupon fanatic and saves us a lot of money), yet Mint got totally confused as to what were groceries and what weren't. This was especially true of prescriptions: we use a pharmacy in one of the grocery stores which bills to the same name as the grocery store!

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                              • S Single Step Debugger

                                I was working on such application like a hobby project, but then my daughter was born…

                                The narrow specialist in the broad sense of the word is a complete idiot in the narrow sense of the word. Advertise here – minimum three posts per day are guaranteed.

                                J Offline
                                J Offline
                                Joe Woodbury
                                wrote on last edited by
                                #18

                                I misread your comment at first as that you were doing financial management as a hobby, and then your daughter was born. Having a now 21-year-old (who has a stubborn daughter of her own) I sympathized.

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                                • J Joe Woodbury

                                  I misread your comment at first as that you were doing financial management as a hobby, and then your daughter was born. Having a now 21-year-old (who has a stubborn daughter of her own) I sympathized.

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                                  Mycroft Holmes
                                  wrote on last edited by
                                  #19

                                  Ain't it a joy when your kids have their own little horrors to deal with. Poetic justice has been visited on my daughter as she has really stubborn, cantankerous little girl, ah justice.

                                  Never underestimate the power of human stupidity RAH

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                                  • R RCoate

                                    I use wife 1.0 Only has a few problems. Gets all of my money. Doesn't give accurate financial reports on some all credit cards. Restricts what items may be purchased. But has a few benefits (including, but not limited to). Tracks all income and expenditure (it is only reporting that is buggy). Pays bills on time. Has a nice interface (sometimes). Biggest problem is that it fights back when it needs to be rebooted! (see reporting).

                                    M Offline
                                    M Offline
                                    Mycroft Holmes
                                    wrote on last edited by
                                    #20

                                    Yup I find wife 1.0 the best solution. I have a friend who upgrades regularly and is using wife 3.0, he is having terrible trouble purging 1.0 and 2.0 from his finances.

                                    Never underestimate the power of human stupidity RAH

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                                    • M Mycroft Holmes

                                      Yup I find wife 1.0 the best solution. I have a friend who upgrades regularly and is using wife 3.0, he is having terrible trouble purging 1.0 and 2.0 from his finances.

                                      Never underestimate the power of human stupidity RAH

                                      R Offline
                                      R Offline
                                      RCoate
                                      wrote on last edited by
                                      #21

                                      Upgrade is not an option in my case. Wife 1.0 would start process Kill(Husband:=current, Pain:=max)

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                                      • B BRShroyer

                                        Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                                        Brad Deja Moo - When you feel like you've heard the same bull before.

                                        O Offline
                                        O Offline
                                        Olfello
                                        wrote on last edited by
                                        #22

                                        Hi, we currently converting our Cash Flow EXCEL VBA project to C# managed code. The application allows for basic cash planning based on a yearly forecast including revenue planning, tax and health care expense estimation. Currently it supports only Austria rules and regulations, but with some help from abroad it would be possible to support virtually every country. We are also looking into Office 2010 Web possiblities. Big question: Would one pay for such an application and how much? If you are interessted just reply to this message and I we get an Email.

                                        1 Reply Last reply
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                                        • B BRShroyer

                                          Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                                          Brad Deja Moo - When you feel like you've heard the same bull before.

                                          P Offline
                                          P Offline
                                          poliveira
                                          wrote on last edited by
                                          #23

                                          Hi Brad, Try jGnash. Regards, Pedro Oliveira

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