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  3. Personal Financial Management Software Recommendation

Personal Financial Management Software Recommendation

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  • B BRShroyer

    Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

    Brad Deja Moo - When you feel like you've heard the same bull before.

    K Offline
    K Offline
    Kenneth Ballard
    wrote on last edited by
    #15

    I've been using GnuCash for a while. It's GPL'd with a good set of features. However you'll need to gain a general understanding of double-entry accounting.

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    • B BRShroyer

      Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

      Brad Deja Moo - When you feel like you've heard the same bull before.

      R Offline
      R Offline
      RCoate
      wrote on last edited by
      #16

      I use wife 1.0 Only has a few problems. Gets all of my money. Doesn't give accurate financial reports on some all credit cards. Restricts what items may be purchased. But has a few benefits (including, but not limited to). Tracks all income and expenditure (it is only reporting that is buggy). Pays bills on time. Has a nice interface (sometimes). Biggest problem is that it fights back when it needs to be rebooted! (see reporting).

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      • R Rama Krishna Vavilala

        If you are not afraid to fly on the "Cloud", you can try Mint[^].

        Click here to get a Google Wave Invite.

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        Joe Woodbury
        wrote on last edited by
        #17

        I tried mint and found it worse than useless since it wouldn't categorize most things properly. In one example, my wife grocery shops at four different stores (she's a coupon fanatic and saves us a lot of money), yet Mint got totally confused as to what were groceries and what weren't. This was especially true of prescriptions: we use a pharmacy in one of the grocery stores which bills to the same name as the grocery store!

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        • S Single Step Debugger

          I was working on such application like a hobby project, but then my daughter was born…

          The narrow specialist in the broad sense of the word is a complete idiot in the narrow sense of the word. Advertise here – minimum three posts per day are guaranteed.

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          Joe Woodbury
          wrote on last edited by
          #18

          I misread your comment at first as that you were doing financial management as a hobby, and then your daughter was born. Having a now 21-year-old (who has a stubborn daughter of her own) I sympathized.

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          • J Joe Woodbury

            I misread your comment at first as that you were doing financial management as a hobby, and then your daughter was born. Having a now 21-year-old (who has a stubborn daughter of her own) I sympathized.

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            Mycroft Holmes
            wrote on last edited by
            #19

            Ain't it a joy when your kids have their own little horrors to deal with. Poetic justice has been visited on my daughter as she has really stubborn, cantankerous little girl, ah justice.

            Never underestimate the power of human stupidity RAH

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            • R RCoate

              I use wife 1.0 Only has a few problems. Gets all of my money. Doesn't give accurate financial reports on some all credit cards. Restricts what items may be purchased. But has a few benefits (including, but not limited to). Tracks all income and expenditure (it is only reporting that is buggy). Pays bills on time. Has a nice interface (sometimes). Biggest problem is that it fights back when it needs to be rebooted! (see reporting).

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              Mycroft Holmes
              wrote on last edited by
              #20

              Yup I find wife 1.0 the best solution. I have a friend who upgrades regularly and is using wife 3.0, he is having terrible trouble purging 1.0 and 2.0 from his finances.

              Never underestimate the power of human stupidity RAH

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              • M Mycroft Holmes

                Yup I find wife 1.0 the best solution. I have a friend who upgrades regularly and is using wife 3.0, he is having terrible trouble purging 1.0 and 2.0 from his finances.

                Never underestimate the power of human stupidity RAH

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                R Offline
                RCoate
                wrote on last edited by
                #21

                Upgrade is not an option in my case. Wife 1.0 would start process Kill(Husband:=current, Pain:=max)

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                • B BRShroyer

                  Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                  Brad Deja Moo - When you feel like you've heard the same bull before.

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                  O Offline
                  Olfello
                  wrote on last edited by
                  #22

                  Hi, we currently converting our Cash Flow EXCEL VBA project to C# managed code. The application allows for basic cash planning based on a yearly forecast including revenue planning, tax and health care expense estimation. Currently it supports only Austria rules and regulations, but with some help from abroad it would be possible to support virtually every country. We are also looking into Office 2010 Web possiblities. Big question: Would one pay for such an application and how much? If you are interessted just reply to this message and I we get an Email.

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                  • B BRShroyer

                    Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                    Brad Deja Moo - When you feel like you've heard the same bull before.

                    P Offline
                    P Offline
                    poliveira
                    wrote on last edited by
                    #23

                    Hi Brad, Try jGnash. Regards, Pedro Oliveira

                    1 Reply Last reply
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                    • B BRShroyer

                      Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                      Brad Deja Moo - When you feel like you've heard the same bull before.

                      J Offline
                      J Offline
                      JasonPSage
                      wrote on last edited by
                      #24

                      Intuit is pretty much the leader for this sort of thing. I'm all about trying the applications too... but we use Quickbooks 9 Pro, for business and home. You might be able to get the basic version... but I don't think you'd mind the extras; your call. I know Intuit used to have Quicken for home finances and they may still; if so it should be cheaper... it'll hopefully be like Microsoft Money with the exception you like it a lot more :) There is something to using Excel or just spreadsheets, in that you're not married to a particular software. In short; shop around because once you start entering data and spending time with a specific accounting software, it's not easy to switch as you probably know. --Jason

                      Know way too many languages... master of none!

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                      • B BRShroyer

                        Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                        Brad Deja Moo - When you feel like you've heard the same bull before.

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                        V Offline
                        vantoora
                        wrote on last edited by
                        #25

                        Bonjour to all, Have you ever thinking about Quicken ? I used Microsoft Money too before but this one seems better than Microsoft Money. Gnu Cash also is good as suggested sooner if you are using Linux OS. Wish this help you. Cheers :-\

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                        • B BRShroyer

                          Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                          Brad Deja Moo - When you feel like you've heard the same bull before.

                          B Offline
                          B Offline
                          Brad Stiles
                          wrote on last edited by
                          #26

                          It ain't free, but we've been using Quicken for a number of years now, and we're happy with it. We use the Home Premium version so I can keep track of the stocks my wife has accumulated over the years, but if all you want is to track the bank accounts, the Basic version should be sufficient. That version can usually be had at Wal-Mart, SAM's CostCo, etc for around $30. The biggest benefit for me is the ability to download transactions from my banks. Saves a bunch of data entry, and nobody can hide anything. :)

                          Currently reading: "The Prince", by Nicolo Machiavelli

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                          • B BRShroyer

                            Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                            Brad Deja Moo - When you feel like you've heard the same bull before.

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                            Drozzy
                            wrote on last edited by
                            #27

                            Hello, I am not sure how applicable my advice would be to you, but I was also looking for a "perfect" financial app. The solution I propose may sound strange and I thought so as well at first, but for the last few months I've got great use out of it. What's more is I keep using it cause it's kinda rewarding to see the moneys u spent, whereas with previous desktop apps I end up using them for a week and give up because they were too time consuming, frustrating or complicated. Anyways I remommend EasyMoney for Android. Yes it's a mobile application. But let me say that it beats any quick-shmoooks-money hands down. It has budgets, bill reminders and your transactions. Link Advantages over conventional desktop app: 1. much faster startup 2. easier user interface 3. don't have to wait to get home to enter a transaction 4. easy to check the status of your financers/balance anytime 5. allows me to set and check my budgets on the go 6. has some reporting built it Oh yah, and you get a nice chrismas present too, by gettting Android phone for it ;-) I recommend the magic, but if you like the expandable keyboard go with G1.

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                            • B BRShroyer

                              Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                              Brad Deja Moo - When you feel like you've heard the same bull before.

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                              Preev
                              wrote on last edited by
                              #28

                              The obvious answer is Quicken, time tested, mother approved. Just spend the money, you know it'll be around for years.

                              DP

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                              • C Chris Meech

                                Sorry, I've not got a recommendation for you. But hey, consider yourself lucky that you've got finances that need managing. :)

                                Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra]

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                                Fabio Franco
                                wrote on last edited by
                                #29

                                I disagree, I need finances that need management. If I don't manage it, bills don't get paid in the end of the month. If I were lucky I wouldn't need to know where I should cut costs.

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                                • B BRShroyer

                                  Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                                  Brad Deja Moo - When you feel like you've heard the same bull before.

                                  L Offline
                                  L Offline
                                  Lost User
                                  wrote on last edited by
                                  #30

                                  I used MS Money for years and also found it lacking. Switched to MoneyDance[^] about 1.5 years ago. It isn't free but it handles sub-accounts really well which for me was a requirement. It imported the MS Money stuff without a problem. So far, so good.

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                                  • B BRShroyer

                                    Looking for some recommendation for a personal financial management software product. Preferably free. I'd like it to show upcoming bills and how much they total. I used to use Microsoft Money, but ever since 2005 it kept getting worse and worse. I haven't used any for a while since my wife and I have a joint account and I don't have a supercomputer to run the software on to keep up with her. I recently got a separate account to pay bills out of and looking at using the software to manage it. Thanks.

                                    Brad Deja Moo - When you feel like you've heard the same bull before.

                                    D Offline
                                    D Offline
                                    davsha77
                                    wrote on last edited by
                                    #31

                                    Have you tried Quicken? You can get a free copy, especially as tax season approaches. It is easy to use and tracks quite a bit of information. Plus, unlike Mint (now owned by Intuit as well) you can do transactions in the program and send them to the Bank. My wife and I have been using it for years and love it.

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                                    • R RCoate

                                      I use wife 1.0 Only has a few problems. Gets all of my money. Doesn't give accurate financial reports on some all credit cards. Restricts what items may be purchased. But has a few benefits (including, but not limited to). Tracks all income and expenditure (it is only reporting that is buggy). Pays bills on time. Has a nice interface (sometimes). Biggest problem is that it fights back when it needs to be rebooted! (see reporting).

                                      L Offline
                                      L Offline
                                      ludemade
                                      wrote on last edited by
                                      #32

                                      RCoate wrote:

                                      I use wife 1.0

                                      I hear the wife 2.0 upgrade is expensive and not guaranteed to fix the reporting issues. The upgrade costs 50% of assets, and alimony plus child support to boot. Personally, I will keep wife 1.0 even with it's reporting issues.

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                                      • F Fabio Franco

                                        I disagree, I need finances that need management. If I don't manage it, bills don't get paid in the end of the month. If I were lucky I wouldn't need to know where I should cut costs.

                                        C Offline
                                        C Offline
                                        Chris Meech
                                        wrote on last edited by
                                        #33

                                        Like my grandpa taught me, "You either manage your money, or it will manage you." :)

                                        Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra]

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                                        • P Preev

                                          The obvious answer is Quicken, time tested, mother approved. Just spend the money, you know it'll be around for years.

                                          DP

                                          S Offline
                                          S Offline
                                          skydvr
                                          wrote on last edited by
                                          #34

                                          ...as long as you KEEP spending the money time and time again as they "discontinue" their previous versions.....

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