House Stuff
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AspDotNetDev wrote:
With India and China well below normal income in the US
And Africa, and South America, and most of the rest of Asia.
Whoops, missed a few billion. :-O
[
S<T>::f(U) // Out of line.
](http://msdn.microsoft.com/en-us/library/8yk3t00s(v=vs.71).aspx)
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We're refinancing our house at a 1.2% lower than our current loan, and to get it off the VA books. That's a good thing. Once that goes through (and it shouldn't be a problem because our credit scores are both over 825 - max possible is 850), we're going to buy another house using my VA benefits again, and rent the current one out (rent will be $300-500 more per month than the actual mortgage payment on the house). The mortgage loan guy said we have the 2nd highest credit score he's ever seen, and we have the lowest expenditure percentage he's ever seen (just 12% of our take-home pay is required to pay our debt, which is limited to just the current mortgage). Assuming we make it past the end of the Mayan calendar relatively unscathed, and assuming that the surviving population is still trading with paper money instead of shiny rocks and animal teeth, we plan on selling the rental house in a coupe of years. If none of that happens, I have a good supply of ammo to fend off the resulting zombie hordes. Ahhh, the lives of the not so rich and famous...
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997 -
We're refinancing our house at a 1.2% lower than our current loan, and to get it off the VA books. That's a good thing. Once that goes through (and it shouldn't be a problem because our credit scores are both over 825 - max possible is 850), we're going to buy another house using my VA benefits again, and rent the current one out (rent will be $300-500 more per month than the actual mortgage payment on the house). The mortgage loan guy said we have the 2nd highest credit score he's ever seen, and we have the lowest expenditure percentage he's ever seen (just 12% of our take-home pay is required to pay our debt, which is limited to just the current mortgage). Assuming we make it past the end of the Mayan calendar relatively unscathed, and assuming that the surviving population is still trading with paper money instead of shiny rocks and animal teeth, we plan on selling the rental house in a coupe of years. If none of that happens, I have a good supply of ammo to fend off the resulting zombie hordes. Ahhh, the lives of the not so rich and famous...
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997John Simmons / outlaw programmer wrote:
(and it shouldn't be a problem because our credit scores are both over 825 - max possible is 850)
I was surprised by that when I went to see the credit union to find out what they could offer me for a home loan. I went in wearing a tshirt and cut off shorts. The loan officer was looking really skeptical until my credit rating came back a 830. Then he just asked how much I wanted.
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We're refinancing our house at a 1.2% lower than our current loan, and to get it off the VA books. That's a good thing. Once that goes through (and it shouldn't be a problem because our credit scores are both over 825 - max possible is 850), we're going to buy another house using my VA benefits again, and rent the current one out (rent will be $300-500 more per month than the actual mortgage payment on the house). The mortgage loan guy said we have the 2nd highest credit score he's ever seen, and we have the lowest expenditure percentage he's ever seen (just 12% of our take-home pay is required to pay our debt, which is limited to just the current mortgage). Assuming we make it past the end of the Mayan calendar relatively unscathed, and assuming that the surviving population is still trading with paper money instead of shiny rocks and animal teeth, we plan on selling the rental house in a coupe of years. If none of that happens, I have a good supply of ammo to fend off the resulting zombie hordes. Ahhh, the lives of the not so rich and famous...
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997John Simmons / outlaw programmer wrote:
...our credit scores are both over 825 - max possible is 850),
Only if you are assuming the Fair Issac scale.
"One man's wage rise is another man's price increase." - Harold Wilson
"Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons
"Some people are making such thorough preparation for rainy days that they aren't enjoying today's sunshine." - William Feather
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That ain't no thang. THIS is more appropriate: Look at the 2nd property in the list[^] It has a perimeter fence! I bet it even still has the sensor system still installed, not to mention the most killer sky-light ever devised by man. :)
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997So sad they still don't list Shadow Moses island, although I heard it was sinking ;P
"Whether you think you can, or you think you can't--either way, you are right." — Henry Ford
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John Simmons / outlaw programmer wrote:
Combined, we make significantly less than $200K/year
I wrote "world population", not "U.S. population".
Yes, we would be in the top 1% world-wide, and top 4% in the US.
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997 -
Not quite that much?? 100k won't get you the shittiest of shitty apartments here! Ok I'm lying, it will, but it will, but it will be actually unlivable. "Barely acceptable" begins at 150k, normal houses are at least 200k, nice houses at least 500k and I haven't seen many villa's for significantly less than a million.
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We're refinancing our house at a 1.2% lower than our current loan, and to get it off the VA books. That's a good thing. Once that goes through (and it shouldn't be a problem because our credit scores are both over 825 - max possible is 850), we're going to buy another house using my VA benefits again, and rent the current one out (rent will be $300-500 more per month than the actual mortgage payment on the house). The mortgage loan guy said we have the 2nd highest credit score he's ever seen, and we have the lowest expenditure percentage he's ever seen (just 12% of our take-home pay is required to pay our debt, which is limited to just the current mortgage). Assuming we make it past the end of the Mayan calendar relatively unscathed, and assuming that the surviving population is still trading with paper money instead of shiny rocks and animal teeth, we plan on selling the rental house in a coupe of years. If none of that happens, I have a good supply of ammo to fend off the resulting zombie hordes. Ahhh, the lives of the not so rich and famous...
".45 ACP - because shooting twice is just silly" - JSOP, 2010
-----
You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997John Simmons / outlaw programmer wrote:
because our credit scores are both over 825
:omg: Wow, that's good!
Regards, Nish
Are you addicted to CP? If so, check this out: The Code Project Forum Analyzer : Find out how much of a life you don't have! My technology blog: voidnish.wordpress.com
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We're refinancing our house at a 1.2% lower than our current loan, and to get it off the VA books. That's a good thing. Once that goes through (and it shouldn't be a problem because our credit scores are both over 825 - max possible is 850), we're going to buy another house using my VA benefits again, and rent the current one out (rent will be $300-500 more per month than the actual mortgage payment on the house). The mortgage loan guy said we have the 2nd highest credit score he's ever seen, and we have the lowest expenditure percentage he's ever seen (just 12% of our take-home pay is required to pay our debt, which is limited to just the current mortgage). Assuming we make it past the end of the Mayan calendar relatively unscathed, and assuming that the surviving population is still trading with paper money instead of shiny rocks and animal teeth, we plan on selling the rental house in a coupe of years. If none of that happens, I have a good supply of ammo to fend off the resulting zombie hordes. Ahhh, the lives of the not so rich and famous...
".45 ACP - because shooting twice is just silly" - JSOP, 2010
-----
You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997John Simmons / outlaw programmer wrote:
The mortgage loan guy said we have the 2nd highest credit score he's ever seen
Not surprising. I've never even known anyone online with 825+ :-) Is it just one bureau, or all 3?
Regards, Nish
Are you addicted to CP? If so, check this out: The Code Project Forum Analyzer : Find out how much of a life you don't have! My technology blog: voidnish.wordpress.com
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John Simmons / outlaw programmer wrote:
The mortgage loan guy said we have the 2nd highest credit score he's ever seen
Not surprising. I've never even known anyone online with 825+ :-) Is it just one bureau, or all 3?
Regards, Nish
Are you addicted to CP? If so, check this out: The Code Project Forum Analyzer : Find out how much of a life you don't have! My technology blog: voidnish.wordpress.com
All three.
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997 -
http://www.naturalspacesdomes.com/domes_for_sale.htm#Texas[^] scroll down to the East Texas one. If you buy this house, and the Mayan's were right: JSOP: "Honey, did you hear something?" Mrs. JSOP: "No John, you're being paranoid." Details: Secure Luxury Underground Multi Dome Complex – One of a Kind Beautifully Landscaped on 40 Acres Fenced and Cross Fenced for Horses Secluded Area – With Oak Trees Centrally Located – 2 Hours from Houston, Dallas or Austin off I-45 Built to be Self Sufficient Secure Investment 3 Bedroom/2 Bath/2.5 Car Garage – 8 Inner Connected Domes 4,778 Sq. Ft. Under Roof includes Home, Garage, Foyers & Tunnels – Does not include Utility Dome or Warehouse 2,729 Sq. Ft. of Living Area Very Energy Efficient Ultra Secure Home Marble Floors Throughout Granite Counter Tops Murals painted in every room You feel your are outside when inside Special Meditation/Spiritual Dome Zoned A/C and Heating Seldom needed due to insulation Average Temperature 74 to 76 F year round Super Energy Efficient Will last over 100 years Secure Quite & Cozy Fire resistant Earthquake resistant Impact resistant Lightning resistant Wind resistant Bullet resistant Aerosol-Poison resistant Water resistant Sound isolating 40 Acre Estate/Ranch Several Water Tanks Natural Spring and Creek Plenty of Oak Trees Private Deep Water Well 20 KVA Back-up Electric Generator Fenced and Cross Fenced with Open Areas Secluded off dead end road Good Neighbors Centrally Located 2 hours from: Dallas, Houston and Austin Ware house: Warehouse 40 x 60 with 16 ft. High Walls 24 x 60 Overhang 3 Offices – 16 feet wide 2 Walk in Closets Full Bath with shower Central Heat and Air Double Large Overhead Doors Wired for Satellite Internet and TV Build in 2000 before going “Green” came into Vogue. Deer, Boar, Ducks, etc. on Property Featured on Home & Garden TV in USA Featured in Weird Homes in Canada Written up in several Magazines Too Many Features to List
Craigslist Troll: litaly@comcast.net "I have a theory that the truth is never told during the nine-to-five hours. " — Hunter S. Thompson
wizardzz wrote:
Centrally Located 2 hours from:
Dallas, Houston and AustinThat puts it where? Mexia? Guess being underground in tornado country ain't all that bad. :laugh:
The enemy of my enemy of my enemy of my enemy is Kevin Bacon. My Mu[sic] My Films My Windows Programs, etc.
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All three.
".45 ACP - because shooting twice is just silly" - JSOP, 2010
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You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
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"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass." - Dale Earnhardt, 1997Wow, that is awesome John. Soem day I hope I can get all three 800+ too :-)
Regards, Nish
Are you addicted to CP? If so, check this out: The Code Project Forum Analyzer : Find out how much of a life you don't have! My technology blog: voidnish.wordpress.com
