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  3. Google Capital-backed Credit Karma now offers full credit reports for free

Google Capital-backed Credit Karma now offers full credit reports for free

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  • R Offline
    R Offline
    RaisKazi
    wrote on last edited by
    #1

    Sounds like a good news. :) http://venturebeat.com/2014/07/30/google-capital-backed-credit-karma-now-offers-full-credit-reports-for-free/ Had wasted my $29 with "score sense", when I registered to check my Credit Score for $1. :doh:

    Change is a pattern of life.

    M J R B 4 Replies Last reply
    0
    • R RaisKazi

      Sounds like a good news. :) http://venturebeat.com/2014/07/30/google-capital-backed-credit-karma-now-offers-full-credit-reports-for-free/ Had wasted my $29 with "score sense", when I registered to check my Credit Score for $1. :doh:

      Change is a pattern of life.

      M Offline
      M Offline
      mikepwilson
      wrote on last edited by
      #2

      Let me guess: Just give google your social security number? ARE YOU EFFING KIDDING ME!?!

      1 Reply Last reply
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      • R RaisKazi

        Sounds like a good news. :) http://venturebeat.com/2014/07/30/google-capital-backed-credit-karma-now-offers-full-credit-reports-for-free/ Had wasted my $29 with "score sense", when I registered to check my Credit Score for $1. :doh:

        Change is a pattern of life.

        J Offline
        J Offline
        JMK NI
        wrote on last edited by
        #3

        Can't tell if spam or not, I honestly can't tell!

        R 1 Reply Last reply
        0
        • R RaisKazi

          Sounds like a good news. :) http://venturebeat.com/2014/07/30/google-capital-backed-credit-karma-now-offers-full-credit-reports-for-free/ Had wasted my $29 with "score sense", when I registered to check my Credit Score for $1. :doh:

          Change is a pattern of life.

          R Offline
          R Offline
          Ravi Bhavnani
          wrote on last edited by
          #4

          It's an old scam.  Check out the complaints against them here[^]. :| /ravi

          My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

          M R 2 Replies Last reply
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          • R Ravi Bhavnani

            It's an old scam.  Check out the complaints against them here[^]. :| /ravi

            My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

            M Offline
            M Offline
            Matt U
            wrote on last edited by
            #5

            They do, in fact, falsely advertise. I had been using it several months ago to begin monitoring my score (very poor) as I paid off the few bad debts I had. Credit Karma reported a TransUnion score that I thought was about right. Well, come to find out, my true TransUnion score was actually about 40 points LOWER. Credit bureaus use a proprietary formula to calculate the score. Credit Karma simply "guesses" the formula, so you never see your true score. It can be higher or lower, and by A LOT -- not just a little. I found out when a financial adviser pulled all three of my major bureau reports (the paid kind) from the bureaus themselves. When I saw the difference in scores, I asked him, and he told me about the "guessing" formula. What a shame that people actually believe Credit Karma is a good tool. Haha.

            djj55: Nice but may have a permission problem Pete O'Hanlon: He has my permission to run it.

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            • J JMK NI

              Can't tell if spam or not, I honestly can't tell!

              R Offline
              R Offline
              Ravi Bhavnani
              wrote on last edited by
              #6

              See this[^] post. /ravi

              My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

              1 Reply Last reply
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              • R RaisKazi

                Sounds like a good news. :) http://venturebeat.com/2014/07/30/google-capital-backed-credit-karma-now-offers-full-credit-reports-for-free/ Had wasted my $29 with "score sense", when I registered to check my Credit Score for $1. :doh:

                Change is a pattern of life.

                B Offline
                B Offline
                Bassam Abdul Baki
                wrote on last edited by
                #7

                AnnualCreditReport.com is the official free one.[^]

                Web - BM - RSS - Math - LinkedIn

                G 1 Reply Last reply
                0
                • R Ravi Bhavnani

                  It's an old scam.  Check out the complaints against them here[^]. :| /ravi

                  My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

                  R Offline
                  R Offline
                  RaisKazi
                  wrote on last edited by
                  #8

                  Not very sure, if it would be scam under Google's ownership. But yes agree most of the credit score websites are into scam.

                  Change is a pattern of life.

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                  • B Bassam Abdul Baki

                    AnnualCreditReport.com is the official free one.[^]

                    Web - BM - RSS - Math - LinkedIn

                    G Offline
                    G Offline
                    GenJerDan
                    wrote on last edited by
                    #9

                    But they don't give you your "score" for free. Not anymore, anyway. You just get a zillion pages of credit history, which is nice for checking to be sure no one is screwing you over.

                    We won't sit down. We won't shut up. We won't go quietly away. YouTube and My Mu[sic], Films and Windows Programs, etc.

                    B 1 Reply Last reply
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                    • G GenJerDan

                      But they don't give you your "score" for free. Not anymore, anyway. You just get a zillion pages of credit history, which is nice for checking to be sure no one is screwing you over.

                      We won't sit down. We won't shut up. We won't go quietly away. YouTube and My Mu[sic], Films and Windows Programs, etc.

                      B Offline
                      B Offline
                      Bassam Abdul Baki
                      wrote on last edited by
                      #10

                      That's true.

                      Web - BM - RSS - Math - LinkedIn

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