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  3. Another good reason not to commute...

Another good reason not to commute...

Scheduled Pinned Locked Moved The Lounge
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  • OriginalGriffO OriginalGriff

    Nope - these are the new cards the banks are issuing which look like the older stripe-on-the-back-and chip'n'pin-on-the-front cards, but adds a symbol (that looks like a WiFi strength rotated 90 degrees) in the top right corner. Once enabled, you can pay for goods by "tapping" the card reader instead of inserting the card and entering the pin number for payments up to £30. Similar to the way you "tap" an Oyster card in public transport in London - it's called "contactless payment". In this case, they are "tapping" your wallet with a reader to do the same thing.

    Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

    L Offline
    L Offline
    Lost User
    wrote on last edited by
    #5

    Thanks for clarifying. I have never seen one of the cards you mention. The USA appears to be a bit slow in adopting new card technology. We are only now getting issued with chip-in cards, that I understand has been around for some time in Europe.

    How do we preserve the wisdom men will need, when their violent passions are spent? - The Lost Horizon

    OriginalGriffO 1 Reply Last reply
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    • L Lost User

      Thanks for clarifying. I have never seen one of the cards you mention. The USA appears to be a bit slow in adopting new card technology. We are only now getting issued with chip-in cards, that I understand has been around for some time in Europe.

      How do we preserve the wisdom men will need, when their violent passions are spent? - The Lost Horizon

      OriginalGriffO Offline
      OriginalGriffO Offline
      OriginalGriff
      wrote on last edited by
      #6

      Yeah, we've had them quite a few years - to the point where I have to seriously think every time I need to sign my name to be sure I remember how to do it! :laugh: Not sure if I've even written a cheque this century....

      Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

      "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
      "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

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      • OriginalGriffO OriginalGriff

        Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

        Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

        9 Offline
        9 Offline
        9082365
        wrote on last edited by
        #7

        I am reminded of a cartoon that appeared in Omni way back in the 70s ... I pay cash. It says far less about me than my American Express card!

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        • OriginalGriffO OriginalGriff

          Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

          Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

          R Offline
          R Offline
          Rage
          wrote on last edited by
          #8

          I wonder how this is even possible -> When I use the system, the card has to be in contact with the reader, and must not move a tad for the transfer to be successful. I used to have to try one or two times for it to work. I think a SMS alert whenever money is taken from your account would not be a bad thing. It would not increase security, maybe just awareness that something went wrong on your account.

          Do not escape reality : improve reality !

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          • OriginalGriffO OriginalGriff

            Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

            Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

            I Offline
            I Offline
            irneb
            wrote on last edited by
            #9

            Yeah ... I wonder how many people realize that they shouldn't let even the old cards out their site? That 3 little digits on the back is all anyone needs to do some serious credit limit approaching! So I can easily imagine people thinking this is secure and then wondering why their funds keep getting less as soon as they're in public spaces. I'm guessing the exact same issue would be prevalent with that 1984-type, chip-under-the-skin idea. I mean, just how difficult would it be to read that - it would be the same tech. I wish marketing would leave their dirty paws from security already! Same silly ideas about biometric "security", it's not that difficult to fake someone's fingerprints[^]. And it's not as if you can "change" them like passwords can. I'm just waiting for them to get the bright idea to tie these two idiocies together ... so then you'll need to wear gloves permanently or carry a ton of wet-wipes everywhere. This wireless card thingy has already been seen to be completely useless. They were going to go with your phone "being" your card too ... fortunately that died quickly. Over here (South Africa) it's now the norm for even the normal cards (i.e. mag strip and chip+pin) having the bank sending a SMS and then waiting for your response before the payment goes through (i.e. two tier authentication due to so much card fraud going on here). That's now more work and time than writing out a cheque would have been, with no more security on the customer's side, progress indeed!

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            • OriginalGriffO OriginalGriff

              Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

              Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

              Z Offline
              Z Offline
              Zoidberg Why Not
              wrote on last edited by
              #10

              Why not use the phone to pay.. the card concept was introduced ages ago when we didnt have smartphone based payment methods. we should ideally be using NFC on phone (like Apple Pay) to solve this (not to mean that theft can't happen there, but it does add a level of security).

              "apparently people get really pissed off when you stop speaking in the middle of a "

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              • OriginalGriffO OriginalGriff

                Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

                Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                Richard DeemingR Offline
                Richard DeemingR Offline
                Richard Deeming
                wrote on last edited by
                #11

                Why limit yourself to £20 when you could be taking $999,999.99 every time[^]? :~


                "These people looked deep within my soul and assigned me a number based on the order in which I joined." - Homer

                "These people looked deep within my soul and assigned me a number based on the order in which I joined" - Homer

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                • OriginalGriffO OriginalGriff

                  Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

                  Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                  M Offline
                  M Offline
                  MikeTheFid
                  wrote on last edited by
                  #12

                  I've heard an urban legend of the tap-reader being so sensitive that people not buying anything and walking by in the checkout isle, have paid for purchases. Someone carrying a reader with them on a subway, say, seems more plausible. Still, if one is worried, check with the bank to see if that "feature" (vulnerability) can be disabled.

                  Cheers, Mike Fidler "I intend to live forever - so far, so good." Steven Wright "I almost had a psychic girlfriend but she left me before we met." Also Steven Wright "I'm addicted to placebos. I could quit, but it wouldn't matter." Steven Wright yet again.

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                  • OriginalGriffO OriginalGriff

                    Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

                    Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                    K Offline
                    K Offline
                    kerem ispirli
                    wrote on last edited by
                    #13

                    After getting both of my credits cards hacked, I dont use them anymore so I guess that's the best protection. If you really need one though, maybe using a wallet-sized aluminium/alloy card holder box can help?

                    "The primary trait of a good programmer is laziness. Nobody works harder to do nothing than a good programmer." - MehGerbil

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                    • OriginalGriffO OriginalGriff

                      Having your bank account raided on the way to work[^] I hadn't thought of that one...simple way to make significant amounts on most commuter trains, I'd have thought. :~ And with the recent TalkTalk fun-and-games are we perhaps developing too fast? Maybe we want to stop, step back and design a total system that is secure, including internet identity and payment systems? Any thoughts?

                      Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                      K Offline
                      K Offline
                      Kirk 10389821
                      wrote on last edited by
                      #14

                      This is why my credit cards and passport stay inside of an RFID Shield.

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