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  3. What is a good alternative to Paypal?

What is a good alternative to Paypal?

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  • S Offline
    S Offline
    swampwiz
    wrote on last edited by
    #1

    I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

    M R N T M 12 Replies Last reply
    0
    • S swampwiz

      I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

      M Offline
      M Offline
      Mark_Wallace
      wrote on last edited by
      #2

      Quote:

      ProPay[^] works with eBay.

      I wanna be a eunuchs developer! Pass me a bread knife!

      R 1 Reply Last reply
      0
      • S swampwiz

        I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

        R Offline
        R Offline
        realJSOP
        wrote on last edited by
        #3

        Cash is a great alternative.

        ".45 ACP - because shooting twice is just silly" - JSOP, 2010
        -----
        You can never have too much ammo - unless you're swimming, or on fire. - JSOP, 2010
        -----
        When you pry the gun from my cold dead hands, be careful - the barrel will be very hot. - JSOP, 2013

        1 Reply Last reply
        0
        • S swampwiz

          I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

          N Offline
          N Offline
          Nagy Vilmos
          wrote on last edited by
          #4

          Why not roll your own with stripe.com[^]?

          veni bibi saltavi

          1 Reply Last reply
          0
          • S swampwiz

            I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

            T Offline
            T Offline
            TheGreatAndPowerfulOz
            wrote on last edited by
            #5

            Venmo[^] might be an alternative, although I think they're owned by PayPal. The linked page seems to imply you don't need an attached bank account.

            #SupportHeForShe Government can give you nothing but what it takes from somebody else. A government big enough to give you everything you want is big enough to take everything you've got, including your freedom.-Ezra Taft Benson You must accept 1 of 2 basic premises: Either we are alone in the universe or we are not alone. Either way, the implications are staggering!-Wernher von Braun

            1 Reply Last reply
            0
            • S swampwiz

              I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

              M Offline
              M Offline
              Marc Clifton
              wrote on last edited by
              #6

              swampwiz wrote:

              but it seems that I can no longer do business with them.

              I have my reasons for never doing business with PayPal again either. ;) Marc

              Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny Artificial intelligence is the only remedy for natural stupidity. - CDP1802

              1 Reply Last reply
              0
              • S swampwiz

                I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                L Offline
                L Offline
                Lost User
                wrote on last edited by
                #7

                There's plenty out there using Western Union... I hear delivery of ordered items may be a little slow but with so many people sending boatloads of cash to Romania via WU I'm sure it's all good; I mean where else could you get for example a 1 year old porche for under $5k?

                Sin tack ear lol Pressing the "Any" key may be continuate

                1 Reply Last reply
                0
                • S swampwiz

                  I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                  M Offline
                  M Offline
                  Merlin87
                  wrote on last edited by
                  #8

                  Also looking for a replacement which serves European Union. Paypal is unable to handle my request: Spanish IP - Browser language German - Swiss Bank ! They mix up all this. BAD Website Programmers.

                  1 Reply Last reply
                  0
                  • S swampwiz

                    I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                    K Offline
                    K Offline
                    Kirill Illenseer
                    wrote on last edited by
                    #9

                    There's no real alternative for eBay, but for paying private folks, simply use direct bank transfer.

                    1 Reply Last reply
                    0
                    • S swampwiz

                      I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                      J Offline
                      J Offline
                      jakeshare
                      wrote on last edited by
                      #10

                      Payoneer. I started using it about 6 months ago. With Payoneer, you get a Mastercard debit card that you load from your Payoneer account i.e. you can make purchases/withdraw cash with it as long as you have transferred money to it from your Payoneer account. For me, not being in the States, this is a gamechanger because while many places let you pay with Paypal, many, many more places let you pay with a Mastercard, so this is saving me quite a bit of money because it allows me to get paid in US dollars and also to easily pay in US dollars, no need to go through a currency exchange. Payoneer also lets you accept local bank transfers in certain countries i.e. the client does a bank transfer to a local Payoneer-owned bank account and the money is then transferred to your Payoneer account. Payoneer's fee structure is also different than Paypal's. If you bill someone via Payoneer, you get the entire sum, unlike Paypal. However, while paying via the Payoneer Mastercard costs nothing, there's a fee to transfer money to the card, and a fee to withdraw cash via ATM. Also, Payoneer has "cross-border fees": "when the transaction is made in the currency of the card, but the bank, which issued the card, and the merchant, who charged the card, are located in different countries, the cross-border fee will be charged for this transaction. Payoneer applies a cross-border fee of up to 3.5%." One annoying thing about Payoneer's Mastercard is that it has an annual fee (USD$36), and that money is immediately taken from your account as soon as you earn enough. You should take a look at your past few months of Paypal charges to estimate if you would have saved money with Payoneer. My rough estimate is that if you're charging clients less than $100 dollars at a time and Payoneer will charge a cross-border fee, it's cheaper to charge the clients with Paypal. It would be nice if Payoneer (or someone else) had a fee estimation calculator that made it easy to compare how much a given transaction cost via Paypal or Payoneer. Payoneer Customer Care is definitely better than Paypal support, replies within 24 hours. Payoneer also has an affiliate program where you earn $25 for any referral who earns over $100 with their Payoneer account. Overall, it comes down to what kind of payment services you need. I still use Paypal for some things, mainly as a seller to people who want a Paypal payment option, but I try to use Payoneer when I can. This is my Payoneer affiliate link if you decide to sign up (don't use it if you don't

                      1 Reply Last reply
                      0
                      • S swampwiz

                        I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                        V Offline
                        V Offline
                        Vaso Elias
                        wrote on last edited by
                        #11

                        When you log in, you should be able to navigate to this page through Menu: Help / Contact -> Call Customer Service -> Call Us[^] and the page also provides One-off passcode. I got this number in UK 0800 358 7911 and international +353 1 436 9004. Depends where you are you might get automatically a different number. I was able to resolve all my issues through the phone.

                        1 Reply Last reply
                        0
                        • S swampwiz

                          I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                          J Offline
                          J Offline
                          jakeshare
                          wrote on last edited by
                          #12

                          Payoneer. I started using it about 6 months ago. With Payoneer, you get a Mastercard debit card that you load from your Payoneer account i.e. you can make purchases/withdraw cash with it as long as you have transferred money to it from your Payoneer account. For me, not being in the States, this is a gamechanger because while many places let you pay with Paypal, many, many more places let you pay with a Mastercard, so this is saving me quite a bit of money because it allows me to get paid in US dollars and also to easily pay in US dollars, no need to go through a currency exchange. Payoneer also lets you accept local bank transfers in certain countries i.e. the client does a bank transfer to a local Payoneer-owned bank account and the money is then transferred to your Payoneer account. Payoneer's fee structure is also different than Paypal's. If you bill someone via Payoneer, you get the entire sum, unlike Paypal. However, while paying via the Payoneer Mastercard costs nothing, there's a fee to transfer money to the card, and a fee to withdraw cash via ATM. Also, Payoneer has "cross-border fees": "when the transaction is made in the currency of the card, but the bank, which issued the card, and the merchant, who charged the card, are located in different countries, the cross-border fee will be charged for this transaction. Payoneer applies a cross-border fee of up to 3.5%." One annoying thing about Payoneer's Mastercard is that it has an annual fee (USD$36), and that money is immediately taken from your account as soon as you earn enough. You should take a look at your past few months of Paypal charges to estimate if you would have saved money with Payoneer. My rough estimate is that if you're charging clients less than $100 dollars at a time and Payoneer will charge a cross-border fee, it's cheaper to charge the clients with Paypal. It would be nice if Payoneer (or someone else) had a fee estimation calculator that made it easy to compare how much a given transaction cost via Paypal or Payoneer. Payoneer Customer Care is definitely better than Paypal support, replies within 24 hours. Payoneer also has an affiliate program where you earn $25 for any referral who earns over $100 with their Payoneer account. Overall, it comes down to what kind of payment services you need. I still use Paypal for some things, mainly as a seller to people who want a Paypal payment option, but I try to use Payoneer when I can.

                          --- All Together Now

                          N 1 Reply Last reply
                          0
                          • J jakeshare

                            Payoneer. I started using it about 6 months ago. With Payoneer, you get a Mastercard debit card that you load from your Payoneer account i.e. you can make purchases/withdraw cash with it as long as you have transferred money to it from your Payoneer account. For me, not being in the States, this is a gamechanger because while many places let you pay with Paypal, many, many more places let you pay with a Mastercard, so this is saving me quite a bit of money because it allows me to get paid in US dollars and also to easily pay in US dollars, no need to go through a currency exchange. Payoneer also lets you accept local bank transfers in certain countries i.e. the client does a bank transfer to a local Payoneer-owned bank account and the money is then transferred to your Payoneer account. Payoneer's fee structure is also different than Paypal's. If you bill someone via Payoneer, you get the entire sum, unlike Paypal. However, while paying via the Payoneer Mastercard costs nothing, there's a fee to transfer money to the card, and a fee to withdraw cash via ATM. Also, Payoneer has "cross-border fees": "when the transaction is made in the currency of the card, but the bank, which issued the card, and the merchant, who charged the card, are located in different countries, the cross-border fee will be charged for this transaction. Payoneer applies a cross-border fee of up to 3.5%." One annoying thing about Payoneer's Mastercard is that it has an annual fee (USD$36), and that money is immediately taken from your account as soon as you earn enough. You should take a look at your past few months of Paypal charges to estimate if you would have saved money with Payoneer. My rough estimate is that if you're charging clients less than $100 dollars at a time and Payoneer will charge a cross-border fee, it's cheaper to charge the clients with Paypal. It would be nice if Payoneer (or someone else) had a fee estimation calculator that made it easy to compare how much a given transaction cost via Paypal or Payoneer. Payoneer Customer Care is definitely better than Paypal support, replies within 24 hours. Payoneer also has an affiliate program where you earn $25 for any referral who earns over $100 with their Payoneer account. Overall, it comes down to what kind of payment services you need. I still use Paypal for some things, mainly as a seller to people who want a Paypal payment option, but I try to use Payoneer when I can.

                            --- All Together Now

                            N Offline
                            N Offline
                            Nelek
                            wrote on last edited by
                            #13

                            You got caught by the spam filter. Be careful :)

                            M.D.V. ;) If something has a solution... Why do we have to worry about?. If it has no solution... For what reason do we have to worry about? Help me to understand what I'm saying, and I'll explain it better to you Rating helpful answers is nice, but saying thanks can be even nicer.

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                            0
                            • S swampwiz

                              I've been using Paypal for many years, but it seems that I can no longer do business with them. I have a checking account set up with them that I leave empty and never want to use, but somehow I made a purchase with a vendor and an ACH draft was attempted, which of course got bounced, costing me $25 (although I got the bank to remove it). I don't want to put up with this BS anymore. If Paypal were to let me take my checking account off, I would sty with them, but they don't seem to allow this. They don't seem to give out a phone number, and when I tried to do it online, I got the message that it can't be done; also, there doesn't seem to be a normal way to send even an E-mail to them. I did file a dispute with the transaction, but I used it to simply send a message to let me remove my checking account or I was going to file a complaint with the CFPB (i.e., the gov). Anyway, I have to be prepared to end my business relationship with them, but was wondering what would be suitable alternative. I buy stuff on eBay all the time, and have been using Paypal, but if I am no longer a Paypal customer, I'm wondering how I would be able to pay; and as well, I have been using Paypal to pay a lot of private folks, so I wonder how to do that.

                              D Offline
                              D Offline
                              DanM2
                              wrote on last edited by
                              #14

                              Buying on ebay is not really a problem without PP. I have paypal, but I cannot remember the last time I used it (its been over a year) and I buy on ebay A LOT. All you need is a credit card. Might need it for selling though, I'm not sure. Sending money to private parties however, will be more of a challenge, unfortunately. If you have online banking you can use the bill pay to send someone a check... its slower but it works. It has gotten a bit easier for the receiving party in recent years cause they can use their phone to make a deposit with a picture.

                              1 Reply Last reply
                              0
                              • M Mark_Wallace

                                Quote:

                                ProPay[^] works with eBay.

                                I wanna be a eunuchs developer! Pass me a bread knife!

                                R Offline
                                R Offline
                                rts Dallas
                                wrote on last edited by
                                #15

                                Are these guys in league with eBay like Paypal is (was?). Do they just process any request eBay sends or do you have a chance to approve them first.

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