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  3. Anyone here uses mobile payment / digital wallet systems?

Anyone here uses mobile payment / digital wallet systems?

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  • N Nish Nishant

    I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.

    Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

    R Offline
    R Offline
    Rajesh R Subramanian
    wrote on last edited by
    #11

    Yes, I do use Google Pay.

    N 1 Reply Last reply
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    • N Nish Nishant

      I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.

      Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

      S Offline
      S Offline
      sir_download_alot
      wrote on last edited by
      #12

      No and I'm not planning to do so. I don't like when the big corporations directly tap into my bank account. It has something to do with trust. More important, I don't want to lose the touch to my money that I have available. The best system for me to prevent overspending, is to walk up to the ATM and get the money in my hand and into the wallet. Of course I use credit cards but already there I find it difficult to keep the overview sometimes.

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      • N Nish Nishant

        I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.

        Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

        W Offline
        W Offline
        W Balboos GHB
        wrote on last edited by
        #13

        No. No. No. No. In case any others come to mind . . . no.

        Ravings en masse^

        "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

        "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

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        • W W Balboos GHB

          No. No. No. No. In case any others come to mind . . . no.

          Ravings en masse^

          "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

          "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

          N Offline
          N Offline
          Nish Nishant
          wrote on last edited by
          #14

          :-D

          Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

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          • S sir_download_alot

            No and I'm not planning to do so. I don't like when the big corporations directly tap into my bank account. It has something to do with trust. More important, I don't want to lose the touch to my money that I have available. The best system for me to prevent overspending, is to walk up to the ATM and get the money in my hand and into the wallet. Of course I use credit cards but already there I find it difficult to keep the overview sometimes.

            N Offline
            N Offline
            Nish Nishant
            wrote on last edited by
            #15

            I believe they are associated with your credit card (although I would imagine debit/checking accounts would also be supported).

            Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

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            • R Rajesh R Subramanian

              Yes, I do use Google Pay.

              N Offline
              N Offline
              Nish Nishant
              wrote on last edited by
              #16

              Smooth experience?

              Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

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              • N Nish Nishant

                I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.

                Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

                G Offline
                G Offline
                Greg Lovekamp
                wrote on last edited by
                #17

                Apple Pay. Works well, never had any issues. I'm sure Apple is collecting all of my data, but I trust they won't share with anyone else. Apple is known to not "play well with others". Actually, not a lot of places take any mobile payment system near where I live (small city, Midwest USA); standard credit cards are big here. Now, with the chip system (instead of swiping), checking out takes about 6-8 times as long as before! Progress.

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                • G Greg Lovekamp

                  Apple Pay. Works well, never had any issues. I'm sure Apple is collecting all of my data, but I trust they won't share with anyone else. Apple is known to not "play well with others". Actually, not a lot of places take any mobile payment system near where I live (small city, Midwest USA); standard credit cards are big here. Now, with the chip system (instead of swiping), checking out takes about 6-8 times as long as before! Progress.

                  N Offline
                  N Offline
                  Nish Nishant
                  wrote on last edited by
                  #18

                  Thank you. How easy is the check out process? Instead of taking your wallet out, you take your phone out, and follow the prompts?

                  Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

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                  • N Nish Nishant

                    Thank you. How easy is the check out process? Instead of taking your wallet out, you take your phone out, and follow the prompts?

                    Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

                    G Offline
                    G Offline
                    Greg Lovekamp
                    wrote on last edited by
                    #19

                    I have iPhone 7; it is easier than that. It truly consists of click home button twice to wake phone and put in "wallet" mode, hold iPhone by the reader keeping thumb on home button until it beeps (less than a second). That's it. It works fabulously; incredibly quick; I love it! It just isn't accepted enough places. More continue to accept it, but mobile payments are slow to being adopted here.

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                    • G Greg Lovekamp

                      I have iPhone 7; it is easier than that. It truly consists of click home button twice to wake phone and put in "wallet" mode, hold iPhone by the reader keeping thumb on home button until it beeps (less than a second). That's it. It works fabulously; incredibly quick; I love it! It just isn't accepted enough places. More continue to accept it, but mobile payments are slow to being adopted here.

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                      N Offline
                      Nish Nishant
                      wrote on last edited by
                      #20

                      Thank you, that sounds like a really smooth experience.

                      Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

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                      • N Nish Nishant

                        I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.

                        Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

                        B Offline
                        B Offline
                        Bruce Patin
                        wrote on last edited by
                        #21

                        I just installed Venmo, a mobile payment system by PayPal that my son and his cohorts use to transfer money to each other. One doesn't apparently need a PayPal account to use it.

                        N 1 Reply Last reply
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                        • B Bruce Patin

                          I just installed Venmo, a mobile payment system by PayPal that my son and his cohorts use to transfer money to each other. One doesn't apparently need a PayPal account to use it.

                          N Offline
                          N Offline
                          Nish Nishant
                          wrote on last edited by
                          #22

                          Yes, I've heard of it. It's also notorious for its use as a manufactured spending device in the churning community.

                          Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

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                          • N Nish Nishant

                            I am referring to Samsung Pay, Apple Pay, Google Pay, Chase Pay, and similar services.

                            Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

                            R Offline
                            R Offline
                            Richard Jones
                            wrote on last edited by
                            #23

                            I use Apple Pay every chance I get. With the Watch, I don't even take the phone out any more. Faster than punching in a PIN. I wish Walmart used it.

                            My apologies for the previous sig block. It's been ages since I posted anything on here.

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                            • N Nish Nishant

                              Smooth experience?

                              Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

                              R Offline
                              R Offline
                              Rajesh R Subramanian
                              wrote on last edited by
                              #24

                              My phone had NFC, so I decided to give it a try. I've never had any problems with it, and have found it convenient from time to time when I don't have to pull out my wallet and could just use the phone to pay. But if it went away tomorrow though, it's not something I'd miss, or long for. Some people may find it convenient that it gathers all transactions and displays it in one place, etc. But I know where my money is exactly going; so, I don't need Google to (know it as well, or) display it for me. Smooth? Yes. Ground-breaking, or even essential? Certainly not. If you do use it though, keep NFC turned off at all times for obvious reasons except for when you're paying. :)

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