Development after retirement
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Perhaps it's all true. Studies find what they want to find - but I don know that a lot of employees where I work make comparatively low pay and yet will buy $200 boots because they'll be in style for a few months. But, it's there own fault. In the grand scheme, unless they hope and plan to die young, they're living far beyond their means. So I had small cars, bought mostly used and kept until they weren't worth fixing. If any of my neighbors thought I should be more stylish they could buy me something better. Ordering lunch every day at work, instead of bringing it? That's thousands of dollars/year. Upgrading phones? WTF for? And spend a kilobuck on it - well, it's like this - I won't shed a tear for someone who's spent it all on short term goals. I can quit working whenever I want. Can travel, buy things, and not skip a beat. Not because my pay was high (it never was) but because I learned how to live with what I had and have enough of it saved to keep doing just that. With a little luck, Social Security will tide them through. Or, maybe it's time for payback in a biblical style: after the fat years come the lean years, and the fat years were forgotten as a consequence of the lean years.
"The difference between genius and stupidity is that genius has its limits." - Albert Einstein
"If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010
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So true. I see more and more elderly people working part time jobs, because they did not plan well enough for the future, or things came up in retirement that made them have to go back to work.
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I think all the people on code-project should actively plan for retirement period. You cant spent your who life coding JavaScript for chirst sakes !!! Will drive you insane.. Plus the amount of bug and lack of documentation will drive you mad !
Caveat Emptor. "Progress doesn't come from early risers – progress is made by lazy men looking for easier ways to do things." Lazarus Long
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I'm essentially retired (though just starting a big new project for a previous client...) but even so continue to browse Code Project. I've noticed quite a few contributors saying "I'm retired now, but..." and wondered just how many of us have hung up our mice for the last time (There must be a better analogy but I've not come across it). Are we retirees actively developing new code/projects of our own? Tinkering with support for ex-clients? Learning brand new skills / technologies just for the love of it? Or do we hang around in the CP lounge because the virtual ex-colleagues there are the only friends we have, and we have nothing better to do... Just curious...
Not retired, but close to retirement age. I don't plan to retire. Programming is my hobby and I will code to the day I fall dead on top of my keyboard. BTW, I have this Microsoft Natural keyboard (the original one from 1995), will take it with me to the grave. :-D
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What? You work like a bee and live like a rat? All those saving wouldn't do you any good it you should hit by a truck tomorrow. On the other hand if you should live to 100 years old, well it helps. Its a "IF".
Not quite. I can buy anything I want - just not everything I want. I simply don't give a shit about peer pressure of any sort and make my own decisions. I'm one of those with a flip-phone (there are others, here - a surprising number). Desktop PC was a bare-bones and it is way past my necessary requirements, but bought in the sweet spot of pricing. Not a gamer's (or video editor's) box by any means, but my eight core Xeon (at work) doesn't do any better for anything I do with respect to development. I'll replace it if it's characteristics are become an obstacle. My two-HDD 17" laptop also flies (Dell M6500) - we cook most nights but do takeout once or twice a week. All-inclusive vacations at quality resorts (like Couples, for example). So no - one doesn't have to live like a rat. One need nearly not waste. As for living for today and/or preparing for tomorrow? That one, I'm afraid, is a contradiction in life for which I've now answer. One can simply choose a path and hope it works out. Meanwhile, I even get to enjoy the pleasure of planning and anticipation for likely events. Next year will be Hawaii. Mrs. wants to do Australia, too. I'm thinking India. When I retire, we can do both. A trip to Israel, too. So - if I live, "I won". If I don't, "I'm dead".
"The difference between genius and stupidity is that genius has its limits." - Albert Einstein
"If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010
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Not retired, but close to retirement age. I don't plan to retire. Programming is my hobby and I will code to the day I fall dead on top of my keyboard. BTW, I have this Microsoft Natural keyboard (the original one from 1995), will take it with me to the grave. :-D
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wELL, i RETIRED AFTER HAVING A STROKE AND HAVE BEEN DEVELOPING PROJECTS EVER SINCE. sOME HAS BEEN FOR MY OWN AMUSEMENT, SOME HAS BEEN DEVELOPING PRODUCTS TO MARKET AND SOME HAS BEEN PROJECTS THAT CLIENTS HAVE COMMISSIONED. I'm still trying to decide what I want to do when I grow up. When I was getting ready to retire, I also went back to grad school, which I'm finishing now after a 3 year delay due to my stroke! When I stop working, it will be when I physically and mentally am not able to . Until then, I've still got lots of copde to crank out and products to develop and languages to learn!
CQ de W5ALT
Walt Fair, Jr., P. E. Comport Computing Specializing in Technical Engineering Software
That's the spirit, but try to leave that CAPS LOCK key alone will you :-\
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In Venice ?
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At least in the US, unless you were fortunate enough to inherit a ton of money or managed to save a lot via a successful business, there is no real expectation of retirement. The idea is to continue working into your 60s and 70s, perhaps fewer hours a week. Otherwise your standard of living will certainly fall.
Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com
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I must be an exception... I'm 54 y/o and if the US had national healthcare I'd retire immediately. As it stands... I'll retire in 5 years.
I'd assume that you lived within your means, and also that you live in a low-cost town. Good for you.
Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com
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I'd assume that you lived within your means, and also that you live in a low-cost town. Good for you.
Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com
Nish Nishant wrote:
I'd assume that you lived within your means
Yes, but still managed to put our 2 children through university.
Nish Nishant wrote:
that you live in a low-cost town
That's kind of a misnomer. Usually folks who live in cities with higher costs get paid more. I've lived just south of Chicago my whole life, I could earn more $ if I worked in the city but I don't need the hassle.
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At least in the US, unless you were fortunate enough to inherit a ton of money or managed to save a lot via a successful business, there is no real expectation of retirement. The idea is to continue working into your 60s and 70s, perhaps fewer hours a week. Otherwise your standard of living will certainly fall.
Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com
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DerekTP123 wrote:
Are we retirees actively developing new code/projects of our own? Tinkering with support for ex-clients? Learning brand new skills / technologies just for the love of it?
Yes, without deadlines or managers.
Everyone has a photographic memory; some just don't have film. Steven Wright
Mike Hankey wrote:
Yes, without deadlines or managers.
Amazing how that improves quality and productivity, isn't it?
Latest Article - Building a Prototype Web-Based Diagramming Tool with SVG and Javascript Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny Artificial intelligence is the only remedy for natural stupidity. - CDP1802
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Mike Hankey wrote:
Yes, without deadlines or managers.
Amazing how that improves quality and productivity, isn't it?
Latest Article - Building a Prototype Web-Based Diagramming Tool with SVG and Javascript Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny Artificial intelligence is the only remedy for natural stupidity. - CDP1802
Find my blood pressure lower and attitude much improved also.
Everyone has a photographic memory; some just don't have film. Steven Wright
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Not retired, but close to retirement age. I don't plan to retire. Programming is my hobby and I will code to the day I fall dead on top of my keyboard. BTW, I have this Microsoft Natural keyboard (the original one from 1995), will take it with me to the grave. :-D
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DerekTP123 wrote:
Are we retirees actively developing new code/projects of our own? Tinkering with support for ex-clients? Learning brand new skills / technologies just for the love of it?
Yes, without deadlines or managers.
Everyone has a photographic memory; some just don't have film. Steven Wright
Don't forget to mention the so called 'manager's' who poop on you for each deadlines.
The best way to make your dreams come true is to wake up. Paul Valery
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I'm essentially retired (though just starting a big new project for a previous client...) but even so continue to browse Code Project. I've noticed quite a few contributors saying "I'm retired now, but..." and wondered just how many of us have hung up our mice for the last time (There must be a better analogy but I've not come across it). Are we retirees actively developing new code/projects of our own? Tinkering with support for ex-clients? Learning brand new skills / technologies just for the love of it? Or do we hang around in the CP lounge because the virtual ex-colleagues there are the only friends we have, and we have nothing better to do... Just curious...
'Retirement' is a puzzle right now. I'm a little over 57 and I really don't have enough assets that I can rely on the future to put myself in retirement. For me, Job insecurity was the big factor for my entire life span till now.
The best way to make your dreams come true is to wake up. Paul Valery
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What? You work like a bee and live like a rat? All those saving wouldn't do you any good it you should hit by a truck tomorrow. On the other hand if you should live to 100 years old, well it helps. Its a "IF".
Leng Vang wrote:
What? You work like a bee and live like a rat? All those saving wouldn't do you any good it you should hit by a truck tomorrow.
I don't go out for dinner every week, but when I go out... I go where I want, eat what I want and I do not even look at prices. If I buy a bottle of something I buy a bootle of something good, but I don't need to buy more than one bottle every X months I don't own a flip phone, it is just an iPhone 4S (it was my previous company phone and I bought to the company when they wanted to retire it). Its glass on the back side is broken, covered with tape, because I don't see the need to pay over 100$ for something that doesn't affect the functionality at all. I have driven for years a tiny old car with rust getting out of the paints, but mechanically perfect until I had to sell it because I got a kid and needed space. It drove, it kept me warm, I never had an accident, its consume was low, its polution was low... I replaced it with a 2 years old used big enough car. I buy good clothes of previous seasons (new but old), because they are less than 50% of original prices and... on the one side I don't give a crap about trends, and on the other side it doesn't even make any difference if clothes are from this year trend or not in my dress style (classic, elegant, discret)... Is that to live like a rat? If you think so... I think it is just living without unnecessary money waste. Let me just ask you something: Could you buy a car tomorrow if you had an accident and your current one was irreparable? Could you replace your kitchen / calefaction system if it got broken from one day to another? Could you leave your children enough money to grow without serious necessities if you got hit by a truck tomorrow? I do, and without the help of a bank. Life is just a question of priorities I guess
M.D.V. ;) If something has a solution... Why do we have to worry about?. If it has no solution... For what reason do we have to worry about? Help me to understand what I'm saying, and I'll explain it better to you Rating helpful answers is nice, but saying thanks can be even nicer.
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In Venice ?
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Tempting, but I already booked my Fly-Drive vacation in Sicily this year ;)
