Grumble, Grumble, Grumble!!
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dan neely wrote:
But they have to pay 100% of the total. For a family plan that's typically $1000-2000month. Very few people can afford to pay that much/month without a pay check.
The numbers seem high. When using Cobra, it should not cost such a high amount.
dan neely wrote:
job that doesn't offer an insurance plan
So in this case, the problem is not to "fix" the system but to provide incentives to companies so more of them will offer insurance, especially since companies can already get tax deductions from their group plans.
You can't turn lead into gold, unless you've built yourself a nuclear plant.
Pierre Leclercq wrote:
The numbers seem high. When using Cobra, it should not cost such a high amount.
Yes it does. With Corba you pay 100% of the cost, as opposed to your employer paying 75% and you 25%. For a friend of mine who recently lost his job, corba for his family would've been ~$1500/mo. I'm single, and if I lost my job it'd cost me ~$300/mo vs my employer currently paying 100% of the cost. http://answers.yahoo.com/question/index?qid=20080317133213AAZKIU2[^]
The European Way of War: Blow your own continent up. The American Way of War: Go over and help them.
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Actually, that figure is from a few a years ago.
I didn't get any requirements for the signature
An article in this weeks The Economist, put the number at 50M (it didn't indicate how old the figure is); and that almost 1/3rd of the total were illegals who wouldn't be covered under any of the reform plans being proposed. (paraphrasing from memory: "The plans would cover ~2/3rds of the total, most of the rest are illegals.")
The European Way of War: Blow your own continent up. The American Way of War: Go over and help them.
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Pierre Leclercq wrote:
The numbers seem high. When using Cobra, it should not cost such a high amount.
Yes it does. With Corba you pay 100% of the cost, as opposed to your employer paying 75% and you 25%. For a friend of mine who recently lost his job, corba for his family would've been ~$1500/mo. I'm single, and if I lost my job it'd cost me ~$300/mo vs my employer currently paying 100% of the cost. http://answers.yahoo.com/question/index?qid=20080317133213AAZKIU2[^]
The European Way of War: Blow your own continent up. The American Way of War: Go over and help them.
This is pure BS!!! I went to the website of well-known health insurance company and got a quote for a family of four. That was around 300/month. And this is a regular coverage. So as with cobra you benefit from group coverage this would be cheaper than that. So please stop saying things that are completely undocumented and false. X| X| X|
You can't turn lead into gold, unless you've built yourself a nuclear plant.
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This is pure BS!!! I went to the website of well-known health insurance company and got a quote for a family of four. That was around 300/month. And this is a regular coverage. So as with cobra you benefit from group coverage this would be cheaper than that. So please stop saying things that are completely undocumented and false. X| X| X|
You can't turn lead into gold, unless you've built yourself a nuclear plant.
You're not going to get *GOOD* family coverage in the US for only $300. Any plan at that low a cost is going to have restrictions and exclusions copays and coninsurance fees out the wazoo; and in practice be next to worthless for anything less than a heart attack requiring immediate surgical intervention. Even then the coinsurance fees will end up being a major financial burden. At that price you're basically putting money in the insurance companies pocket for little or no real gain. If you don't believe me, start a new thread and ask people what the total cost of their insurance packages (eg personal + employer paid shares) are. IIRC the cheapest family plan my employer offers has a total cost at least 2x (being single I didn't pay close attention to that part of the benefits powerpoint last fall); and it's basically catastrophic injury/illness protection for healthy people. (Restrictions on covered prescriptions are large enough and copays high enough that someone taking lots of pills would end up spending less total on a more full featured plan.
The European Way of War: Blow your own continent up. The American Way of War: Go over and help them.