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  3. Ga... house repairs...

Ga... house repairs...

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  • I Offline
    I Offline
    ied
    wrote on last edited by
    #1

    Ok, living in California has disadvantages. Earthquakes. They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf. Need to remove the stucco, fix the damage, bolt the house down properly, install brackets, add shear walls, etc... Contractor recommends replacing the windows/doors/electrical also, along with getting a structural engineers opinion of some settling. Argh. I know he has a point, but... uggggg-ga... X| -- Ian

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    • I ied

      Ok, living in California has disadvantages. Earthquakes. They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf. Need to remove the stucco, fix the damage, bolt the house down properly, install brackets, add shear walls, etc... Contractor recommends replacing the windows/doors/electrical also, along with getting a structural engineers opinion of some settling. Argh. I know he has a point, but... uggggg-ga... X| -- Ian

      _ Offline
      _ Offline
      _Damian S_
      wrote on last edited by
      #2

      And I assume that because earthquakes are a given in your area, this isn't covered by insurance?

      I don't have ADHD, I have ADOS... Attention Deficit oooh SHINY!! If you like cars, check out the Booger Mobile blog | If you feel generous - make a donation to Camp Quality!!

      S 1 Reply Last reply
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      • I ied

        Ok, living in California has disadvantages. Earthquakes. They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf. Need to remove the stucco, fix the damage, bolt the house down properly, install brackets, add shear walls, etc... Contractor recommends replacing the windows/doors/electrical also, along with getting a structural engineers opinion of some settling. Argh. I know he has a point, but... uggggg-ga... X| -- Ian

        P Offline
        P Offline
        PIEBALDconsult
        wrote on last edited by
        #3

        Obviously you have too many loose women around the house. :cool:

        L 1 Reply Last reply
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        • I ied

          Ok, living in California has disadvantages. Earthquakes. They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf. Need to remove the stucco, fix the damage, bolt the house down properly, install brackets, add shear walls, etc... Contractor recommends replacing the windows/doors/electrical also, along with getting a structural engineers opinion of some settling. Argh. I know he has a point, but... uggggg-ga... X| -- Ian

          V Offline
          V Offline
          Vikram A Punathambekar
          wrote on last edited by
          #4

          You might want to consider moving to a more prudish area[^]. :)

          Cheers, Vikram. (Got my troika of CCCs!)

          1 Reply Last reply
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          • I ied

            Ok, living in California has disadvantages. Earthquakes. They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf. Need to remove the stucco, fix the damage, bolt the house down properly, install brackets, add shear walls, etc... Contractor recommends replacing the windows/doors/electrical also, along with getting a structural engineers opinion of some settling. Argh. I know he has a point, but... uggggg-ga... X| -- Ian

            L Offline
            L Offline
            Lee Humphries
            wrote on last edited by
            #5

            ied wrote:

            They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf.

            I hate damage like that. You need the job done properly, preferably while no one is in it. Smash the thing to the ground and save the money on the bulldozer. Or if your home is heritage listed (or whatever the California equivalent is called), and they won't let you demolish it, you can take the Brisbane Queensland alternative and just 'arrange' for some local homeless guy to burn it to the ground, in a drunken stupor, or at least that's what he was paid to say. Although in your case you could just call it an electrical fire, 40+ year old electrical cabling has a nasty habit of doing that all on its own. Unless you actually want to keep the thing of course.

            I just love Koalas - they go great with Bacon.

            I 1 Reply Last reply
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            • I ied

              Ok, living in California has disadvantages. Earthquakes. They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf. Need to remove the stucco, fix the damage, bolt the house down properly, install brackets, add shear walls, etc... Contractor recommends replacing the windows/doors/electrical also, along with getting a structural engineers opinion of some settling. Argh. I know he has a point, but... uggggg-ga... X| -- Ian

              D Offline
              D Offline
              Dario Solera
              wrote on last edited by
              #6

              Look at the positive side, you still have a house. :-D Seriously, it could have been much worse. I'm very lucky because I live in a non-seismic zone. :cool:

              If you truly believe you need to pick a mobile phone that "says something" about your personality, don't bother. You don't have a personality. A mental illness, maybe, but not a personality. [Charlie Brooker] ScrewTurn Wiki, Continuous Localization and My Startup

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              • _ _Damian S_

                And I assume that because earthquakes are a given in your area, this isn't covered by insurance?

                I don't have ADHD, I have ADOS... Attention Deficit oooh SHINY!! If you like cars, check out the Booger Mobile blog | If you feel generous - make a donation to Camp Quality!!

                S Offline
                S Offline
                Steve Mayfield
                wrote on last edited by
                #7

                Earthquake insurance is available and reasonably priced - but there is a high deductible (like 10-15 percent)

                Steve _________________ I C(++) therefore I am

                _ 1 Reply Last reply
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                • S Steve Mayfield

                  Earthquake insurance is available and reasonably priced - but there is a high deductible (like 10-15 percent)

                  Steve _________________ I C(++) therefore I am

                  _ Offline
                  _ Offline
                  _Damian S_
                  wrote on last edited by
                  #8

                  Steve Mayfield wrote:

                  there is a high deductible (like 10-15 percent)

                  Still would seem worth it to me!! I would rather pay 10-15% of a repair cost than 100%!!

                  I don't have ADHD, I have ADOS... Attention Deficit oooh SHINY!! If you like cars, check out the Booger Mobile blog | If you feel generous - make a donation to Camp Quality!!

                  I 1 Reply Last reply
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                  • _ _Damian S_

                    Steve Mayfield wrote:

                    there is a high deductible (like 10-15 percent)

                    Still would seem worth it to me!! I would rather pay 10-15% of a repair cost than 100%!!

                    I don't have ADHD, I have ADOS... Attention Deficit oooh SHINY!! If you like cars, check out the Booger Mobile blog | If you feel generous - make a donation to Camp Quality!!

                    I Offline
                    I Offline
                    ied
                    wrote on last edited by
                    #9

                    Insurance is ungodly expensive, would undoubtedly only cover minimal repairs, and wouldn't kick in unless there was ~$10000+ in damage. In other words, it wouldn't help me. -- Ian

                    _ 1 Reply Last reply
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                    • L Lee Humphries

                      ied wrote:

                      They do bad things to houses, apparently. Especially 50 year old houses. Like my house. Bulging out near the foundation on one wall. Harumpf.

                      I hate damage like that. You need the job done properly, preferably while no one is in it. Smash the thing to the ground and save the money on the bulldozer. Or if your home is heritage listed (or whatever the California equivalent is called), and they won't let you demolish it, you can take the Brisbane Queensland alternative and just 'arrange' for some local homeless guy to burn it to the ground, in a drunken stupor, or at least that's what he was paid to say. Although in your case you could just call it an electrical fire, 40+ year old electrical cabling has a nasty habit of doing that all on its own. Unless you actually want to keep the thing of course.

                      I just love Koalas - they go great with Bacon.

                      I Offline
                      I Offline
                      ied
                      wrote on last edited by
                      #10

                      Hmm... my options. 1) Pay someone to burn down the house (fraud) & pay him blackmail for umpteen years, and risk jailtime if I don't pay. ...or... 2) Get a loan & pay the bankers blackmail for umpteen years, and risk jailtime if don't pay. Tough one. :) -- Ian

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                      • I ied

                        Insurance is ungodly expensive, would undoubtedly only cover minimal repairs, and wouldn't kick in unless there was ~$10000+ in damage. In other words, it wouldn't help me. -- Ian

                        _ Offline
                        _ Offline
                        _Damian S_
                        wrote on last edited by
                        #11

                        I figured that was the case for you... although you reckon you won't pay more than $10K to restump a section and potentially rewire etc?

                        I don't have ADHD, I have ADOS... Attention Deficit oooh SHINY!! If you like cars, check out the Booger Mobile blog | If you feel generous - make a donation to Camp Quality!!

                        I 1 Reply Last reply
                        0
                        • _ _Damian S_

                          I figured that was the case for you... although you reckon you won't pay more than $10K to restump a section and potentially rewire etc?

                          I don't have ADHD, I have ADOS... Attention Deficit oooh SHINY!! If you like cars, check out the Booger Mobile blog | If you feel generous - make a donation to Camp Quality!!

                          I Offline
                          I Offline
                          ied
                          wrote on last edited by
                          #12

                          Oh, I'm looking at more than $10k. The insurance would only cover a minimal repair. Earthquake insurance is intended to cover catastrophic damage (ie: house red flagged), which I don't have. Cracks & minor shifting you're on your own. You want a proper seismic upgrade plus extras (ie: me), you're on your own. Kinda like what health insurance is turning into I guess. Everything out of pocket unless something -really- bad happens to you. I'm probably looking at $100k in improvements. But it is my home, which I own outright, and I've no intention of moving. Everything outside the drywall will basically be brought up to code. A good thing. On the bright side, earthquake insurance premiums should be slightly cheaper afterwards... -- Ian

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                          • P PIEBALDconsult

                            Obviously you have too many loose women around the house. :cool:

                            L Offline
                            L Offline
                            Lost User
                            wrote on last edited by
                            #13

                            bits falling off during earthquakes?

                            Join the cool kids - Come fold with us[^]

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