Anyone here uses mobile payment / digital wallet systems?

[Bruce Patin]

I just installed Venmo, a mobile payment system by PayPal that my son and his cohorts use to transfer money to each other. One doesn't apparently need a PayPal account to use it.

[Nish Nishant]

Yes, I've heard of it. It's also notorious for its use as a manufactured spending device in the churning community.

Nish Nishant Consultant Software Architect Ganymede Software Solutions LLC www.ganymedesoftwaresolutions.com

[Richard Jones]

I use Apple Pay every chance I get. With the Watch, I don't even take the phone out any more. Faster than punching in a PIN. I wish Walmart used it.

My apologies for the previous sig block. It's been ages since I posted anything on here.

[Rajesh R Subramanian]

My phone had NFC, so I decided to give it a try. I've never had any problems with it, and have found it convenient from time to time when I don't have to pull out my wallet and could just use the phone to pay. But if it went away tomorrow though, it's not something I'd miss, or long for. Some people may find it convenient that it gathers all transactions and displays it in one place, etc. But I know where my money is exactly going; so, I don't need Google to (know it as well, or) display it for me. Smooth? Yes. Ground-breaking, or even essential? Certainly not. If you do use it though, keep NFC turned off at all times for obvious reasons except for when you're paying. :)