By age 25
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Eddy Vluggen wrote:
If one had to pay the entire interest on the loan without our government paying a part, it would be more expensive than now
Yes, and fortunately we're going to stop this "hypotheekrenteaftrek". Getting a subsidy on a loan of which the already rich have a lot more profit than those who actually need it, crazy X| No doubt it's one of the reasons houses are so crazy expensive right now!
Eddy Vluggen wrote:
Renting doesn't mean your money is "gone"; that's bullshit that financial experts spout. If you rent, you pay someone for the luxury of using an item without any risc or costs associated of owning that item.
That's a lot of money to mitigate some risk!
Eddy Vluggen wrote:
SaaS is built on the idea of renting software instead of buying it.
So are lease cars, which I have exactly because of what you said :laugh: A lease car of €350 a month or a house for €1000 a month is quite a price difference though. Plus that a car is rarely a good investment while a house usually is. Especially now that interest is so low. Anyway, I bought a house some six years ago and it costs me close to nothing now :) My car is actually more expensive than my house ever was X|
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Sander Rossel wrote:
Yes, and fortunately we're going to stop this "hypotheekrenteaftrek". Getting a subsidy on a loan of which the already rich have a lot more profit than those who actually need it, crazy X| No doubt it's one of the reasons houses are so crazy expensive right now!
That was intended to stimulate house-ownership, and it works. High housing prices are normal if interest is low, and modern houses in the Netherlands have to adhere to more laws than 60 years ago. Laws for the environment, requirements in safety, all adding to the costs.
Sander Rossel wrote:
That's a lot of money to mitigate some risk!
I remember a time when interest was at 6.7% for a house-loan, and a familymember who needed a new roof. The risc is there, as are extra costs. Like (and this is weird) extra taxes (eigenwoningforfait). So on one hand we give money to stimulate it, on the other hand we tax it extra. Then there's the surprises, like asbestsanering and replacing lead waterpipes. And I not only pay for those, but also for the comfort of not-worrying about it :)
Sander Rossel wrote:
Anyway, I bought a house some six years ago and it costs me close to nothing now :) My car is actually more expensive than my house ever was X|
:laugh: Then you did well :)
Bastard Programmer from Hell :suss: If you can't read my code, try converting it here[^] "If you just follow the bacon Eddy, wherever it leads you, then you won't have to think about politics." -- Some Bell.
