Wait, wait... Hold on, if they are salting and hashing the passwords, how can they possibly know if X% of characters changed each time? I mean, you can store the last 10 hashes to compare against, but no good hashing system should give them any possible idea of the number of characters that did or did not change each time. There may be a much bigger problem here than dumb password policy.

I totally agree about how valuable multiple monitors are. I was the first one where I work to get a second monitor, then my boss decided he would try it, and shortly after every single desk had two monitors. The last time we upgraded our computers we got dual 22 inch monitors, and I held on to my 19 inch monitors because the video card could support 4 outputs. That means I currently have four monitors and I'll never go back to just two. I literally feel claustrophobic on smaller resolutions. I would go back to 3 monitors if one of them was a 4K or 8K, at which point I just wouldn't full screen things in the center much, and use the 22 inchers on the sides to view full screen output. It's amazing how much more efficient things are when you don't have to keep minimizing windows to see everything.