I do 1099 work myself but had to incorporate a while back for another gig. So, now I run 1099 directly to my company (LLC) which then has a payroll service handle my taxes. So it looks like this: -- client pays me but writes check to my company (they don't do 1099, they have a business expense paid for services rendered) -- I deposit said check into company's business bank acct -- my company hires payroll company (I pay $25/mo to write me a paycheck, take out taxes (fed/state/local), delivers W2 each year and pays corporate quarterly taxes. -- Payroll service sends me "paychecks" -- I write myself a corporate "draw" to split my taxable paycheck income and my business owner income (less social security) So, for $25/mo and the extra step of running it through my company I am protected legally and financially. The payroll service does all the tax nonsense I have no interest in keeping track of. I can also use my company to handle health/travel/business expenses differently than 1099. Not saying going LLC/incorporated is the best way, but its an option that isn't that difficult to set up.

If you are not grateful for what you have, it doesn't matter how much money you do or don't have.

If you want to pay too much for a game console and you need a bluray player, then the PS3 may by your console. But if you want the best games, the most games, the best online experience, then the xbox360 cannot be beat. My family has a 360 and wii ... even my kids (6 and 9) play the 360 significantly more than the wii. Get an xbox360