I have a Lumia 900, overall its a decent phone. The camera is great at 8MP and a really useful feature for me is that it has a radio. There seems to be a bug, the screen goes black and i need to restart, it seems to happen very occasionally. not sure what the problem is. there is definately less apps available than in the android and ios stores. I only paid approx 1/5 of the price of an iphone, so i do think it is better value. If I were to ignore price, i'd say an iphone is better, but adding price into my decision, I would say lumia. I have not tried an android phone yet!