My accountant has advised me to always have a rainy day fund for just such an occurence.I've been a consultant for 40 years now and hearing this is nothing new to my ears. Having a monetary cushion albeit a small one does give one comfort and confidence in that situation. You must adjust your own budget not to spend every last dime each paycheck. Only then will you begin to manage your life better... Good luck I know you will will find something better. It always works out that way...or er almost always anyhow!