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  3. Is it just me, or there are more ! [modified]

Is it just me, or there are more ! [modified]

Scheduled Pinned Locked Moved The Lounge
csharp
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  • L logicaldna

    Is it just my bank account which shows < 300 balance at the monthend :(( or you guys happen to be same ! just curious :-> regards, -- modified at 1:57 Friday 27th July, 2007

    Chase your dreams ! http://eminencetech.net[^]

    B Offline
    B Offline
    Brady Kelly
    wrote on last edited by
    #14

    Almost every month. I'm paying off debt arrears at a punishing rate of almost 50% of my net monthly salary.

    1 Reply Last reply
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    • L logicaldna

      Is it just my bank account which shows < 300 balance at the monthend :(( or you guys happen to be same ! just curious :-> regards, -- modified at 1:57 Friday 27th July, 2007

      Chase your dreams ! http://eminencetech.net[^]

      V Offline
      V Offline
      Vasudevan Deepak Kumar
      wrote on last edited by
      #15

      I maintain a good ZERO figure there in Citibank India (http://www.citibank.co.in/[^]) As I immediately siphon them out into my Nationalized Bank account either with Canara Bank (http://www.canbankindia.com/[^]) or State Bank of India (http://www.statebankofindia.com/[^])

      Vasudevan Deepak Kumar Personal Homepage Tech Gossips

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      • C Christian Graus

        We're talking bank account ? Mine is pretty much always empty, because I channel all my money into my home loan, because I have a redraw facility, and I save more in interest than any savings account could pay me.

        Christian Graus - Microsoft MVP - C++ "I am working on a project that will convert a FORTRAN code to corresponding C++ code.I am not aware of FORTRAN syntax" ( spotted in the C++/CLI forum )

        V Offline
        V Offline
        Vasudevan Deepak Kumar
        wrote on last edited by
        #16

        Christian Graus wrote:

        I channel all my money into my home loan, because I have a redraw facility

        Good way. These Indian banking jerks have real totally isolated accounts for Savings and Loans.

        Vasudevan Deepak Kumar Personal Homepage Tech Gossips

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        • C Christian Graus

          Probably. In a nutshell, if I am more than two payments in advance, I can withdraw from my mortgage. There is a $10 fee, so it's not quite a full bank account, but for the purposes of savings, and making the odd large withdrawal, it's a lot more sensible than earning 2% in a savings account.

          Christian Graus - Microsoft MVP - C++ "I am working on a project that will convert a FORTRAN code to corresponding C++ code.I am not aware of FORTRAN syntax" ( spotted in the C++/CLI forum )

          V Offline
          V Offline
          Vasudevan Deepak Kumar
          wrote on last edited by
          #17

          Christian Graus wrote:

          2% in a savings account

          3.5 per annum right in India. But don't trust private operators. Nationalized banks and preferably Fixed Deposits (even short terms like 15 days, 91 days etc) really help greatly.

          Vasudevan Deepak Kumar Personal Homepage Tech Gossips

          realJSOPR 1 Reply Last reply
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          • L logicaldna

            Is it just my bank account which shows < 300 balance at the monthend :(( or you guys happen to be same ! just curious :-> regards, -- modified at 1:57 Friday 27th July, 2007

            Chase your dreams ! http://eminencetech.net[^]

            M Offline
            M Offline
            Matthew Faithfull
            wrote on last edited by
            #18

            Wow. You mean you actaully have money! I remember when I was a young developer back in the good old days of half a dozen years ago when there were 17,000 IT vacancies in this country and with 3 years experience I was being paid £28,000, living with my parents and too busy to spend much of it. Personally I find being happy is much more important. If I could do without the wage I would. Just a tip. If you want to remain 'rich' stay out of politics. It's very expensive.:laugh:

            Nothing is exactly what it seems but everything with seems can be unpicked.

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            • C Christian Graus

              We're talking bank account ? Mine is pretty much always empty, because I channel all my money into my home loan, because I have a redraw facility, and I save more in interest than any savings account could pay me.

              Christian Graus - Microsoft MVP - C++ "I am working on a project that will convert a FORTRAN code to corresponding C++ code.I am not aware of FORTRAN syntax" ( spotted in the C++/CLI forum )

              L Offline
              L Offline
              Lost User
              wrote on last edited by
              #19

              I do something similar.

              Visit http://www.readytogiveup.com/[^] and do something special today.

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              • C Christian Graus

                Probably. In a nutshell, if I am more than two payments in advance, I can withdraw from my mortgage. There is a $10 fee, so it's not quite a full bank account, but for the purposes of savings, and making the odd large withdrawal, it's a lot more sensible than earning 2% in a savings account.

                Christian Graus - Microsoft MVP - C++ "I am working on a project that will convert a FORTRAN code to corresponding C++ code.I am not aware of FORTRAN syntax" ( spotted in the C++/CLI forum )

                T Offline
                T Offline
                ToddHileHoffer
                wrote on last edited by
                #20

                Well, FNOBDirect.com has a 6% savings account. Which is still low compared to most mutual funds.

                I didn't get any requirements for the signature

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                • L logicaldna

                  Is it just my bank account which shows < 300 balance at the monthend :(( or you guys happen to be same ! just curious :-> regards, -- modified at 1:57 Friday 27th July, 2007

                  Chase your dreams ! http://eminencetech.net[^]

                  T Offline
                  T Offline
                  ToddHileHoffer
                  wrote on last edited by
                  #21

                  No way, never. I always have at least $1000 in my checking account. I also have at least $1000 in my savings. I also have money invested in mutual funds that I could tap into in a few days.

                  I didn't get any requirements for the signature

                  1 Reply Last reply
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                  • C Christian Graus

                    We're talking bank account ? Mine is pretty much always empty, because I channel all my money into my home loan, because I have a redraw facility, and I save more in interest than any savings account could pay me.

                    Christian Graus - Microsoft MVP - C++ "I am working on a project that will convert a FORTRAN code to corresponding C++ code.I am not aware of FORTRAN syntax" ( spotted in the C++/CLI forum )

                    realJSOPR Offline
                    realJSOPR Offline
                    realJSOP
                    wrote on last edited by
                    #22

                    I usually have 8-10k in mine.

                    "Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass..." - Dale Earnhardt, 1997
                    -----
                    "...the staggering layers of obscenity in your statement make it a work of art on so many levels." - Jason Jystad, 10/26/2001

                    1 Reply Last reply
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                    • V Vasudevan Deepak Kumar

                      Christian Graus wrote:

                      2% in a savings account

                      3.5 per annum right in India. But don't trust private operators. Nationalized banks and preferably Fixed Deposits (even short terms like 15 days, 91 days etc) really help greatly.

                      Vasudevan Deepak Kumar Personal Homepage Tech Gossips

                      realJSOPR Offline
                      realJSOPR Offline
                      realJSOP
                      wrote on last edited by
                      #23

                      Vasudevan Deepak Kumar wrote:

                      3.5 per annum

                      That's not much when you consider than the standard human only has one anum, unless you're talking about politicians and lawyers, who have two anums.

                      "Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass..." - Dale Earnhardt, 1997
                      -----
                      "...the staggering layers of obscenity in your statement make it a work of art on so many levels." - Jason Jystad, 10/26/2001

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