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  4. Where did the credit crisis of today get it's start?

Where did the credit crisis of today get it's start?

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  • B BoneSoft

    fat_boy wrote:

    Oh, and f*** that prick Clinton too.

    Don't forget Carter, who signed the bill that started the whole stinking mess[^].


    Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.

    K Offline
    K Offline
    KaRl
    wrote on last edited by
    #32

    What about the one who in 1968 transformed the government agency in a private corporation?

    If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

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    • K KaRl

      It forgets a big parameter, the securitization of the debts which multiplied and propagated the consequences worldwide.


      Where do you expect us to go when the bombs fall?

      Fold with us! ¤ flickr

      O Offline
      O Offline
      Oakman
      wrote on last edited by
      #33

      Ka?l wrote:

      It forgets a big parameter, the securitization of the debts which multiplied and propagated the consequences worldwide.

      Little Adnan, which part of 1999 didn't you understand?

      Jon Smith & Wesson: The original point and click interface

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      • O Oakman

        Ka?l wrote:

        It forgets a big parameter, the securitization of the debts which multiplied and propagated the consequences worldwide.

        Little Adnan, which part of 1999 didn't you understand?

        Jon Smith & Wesson: The original point and click interface

        K Offline
        K Offline
        KaRl
        wrote on last edited by
        #34

        One thing AQ boy, neither Fortis or Dexia lent money to home buyers in the US. If the debts had not been exported through what are now junk bonds, never this crisis would have been so severe worldwide.

        If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

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        • O Oakman

          MrPlankton wrote:

          There are some here at cp that would call you a racist for linking to such an article

          trolling?

          Jon Smith & Wesson: The original point and click interface

          M Offline
          M Offline
          MrPlankton
          wrote on last edited by
          #35

          No, sorry if came off that way. The point that this mess was caused as a side effect of making mortgages more accessable to minorities "affirmative action mortgages" was made by me earlier this week, but I was accused of being a racist for making the point. I would have loved to link to the article that Adam °Wimsatt found that indicates it is not a myth or racism on my part.

          MrPlankton

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          • B BoneSoft

            fat_boy wrote:

            Oh, and f*** that prick Clinton too.

            Don't forget Carter, who signed the bill that started the whole stinking mess[^].


            Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.

            E Offline
            E Offline
            Ed Gadziemski
            wrote on last edited by
            #36

            Oh, and don't forget that prick Bush too. Bush seeks to increase minority homeownership[^]

            B 1 Reply Last reply
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            • M MrPlankton

              No, sorry if came off that way. The point that this mess was caused as a side effect of making mortgages more accessable to minorities "affirmative action mortgages" was made by me earlier this week, but I was accused of being a racist for making the point. I would have loved to link to the article that Adam °Wimsatt found that indicates it is not a myth or racism on my part.

              MrPlankton

              E Offline
              E Offline
              Ed Gadziemski
              wrote on last edited by
              #37

              Bush seeks to increase minority homeownership[^]

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              • E Ed Gadziemski

                Oh, and don't forget that prick Bush too. Bush seeks to increase minority homeownership[^]

                B Offline
                B Offline
                BoneSoft
                wrote on last edited by
                #38

                Fine, forget the fact that he tried to reign in Fannie and Freddy and fry him too. I don't care. Just the fact that he's pushing the bail out is enough. But what the hell... Bush can't win for loosing with you die hard 'partisan or bust' lefties. I'd think you'd love him for this kind of socialist touchy feely crap.


                Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.

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                • B BoneSoft

                  Fine, forget the fact that he tried to reign in Fannie and Freddy and fry him too. I don't care. Just the fact that he's pushing the bail out is enough. But what the hell... Bush can't win for loosing with you die hard 'partisan or bust' lefties. I'd think you'd love him for this kind of socialist touchy feely crap.


                  Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.

                  E Offline
                  E Offline
                  Ed Gadziemski
                  wrote on last edited by
                  #39

                  An understanding of the root of a problem is the key to its successful solution. If you were employed in software development, you'd probably recognize that.

                  B 1 Reply Last reply
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                  • B BoneSoft

                    Fine, forget the fact that he tried to reign in Fannie and Freddy and fry him too. I don't care. Just the fact that he's pushing the bail out is enough. But what the hell... Bush can't win for loosing with you die hard 'partisan or bust' lefties. I'd think you'd love him for this kind of socialist touchy feely crap.


                    Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.

                    O Offline
                    O Offline
                    Oakman
                    wrote on last edited by
                    #40

                    BoneSoft wrote:

                    Bush can't win for loosing with you die hard 'partisan or bust' lefties

                    I like a bust as well as anyone in here, especially perky ones, but that's not the reason Bush lost all credibility with me a long time ago.

                    Jon Smith & Wesson: The original point and click interface

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                    • M MrPlankton

                      No, sorry if came off that way. The point that this mess was caused as a side effect of making mortgages more accessable to minorities "affirmative action mortgages" was made by me earlier this week, but I was accused of being a racist for making the point. I would have loved to link to the article that Adam °Wimsatt found that indicates it is not a myth or racism on my part.

                      MrPlankton

                      O Offline
                      O Offline
                      Oakman
                      wrote on last edited by
                      #41

                      MrPlankton wrote:

                      I would have loved to link to the article that Adam °Wimsatt found that indicates it is not a myth or racism on my part

                      It was linked to about four days ago. You are obviously not paying attention, young man.

                      Jon Smith & Wesson: The original point and click interface

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                      • E Ed Gadziemski

                        An understanding of the root of a problem is the key to its successful solution. If you were employed in software development, you'd probably recognize that.

                        B Offline
                        B Offline
                        BoneSoft
                        wrote on last edited by
                        #42

                        Ed Gadziemski wrote:

                        An understanding of the root of a problem is the key to its successful solution.

                        Yes! You should look into that. Let me know how it goes.


                        Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.

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                        • K KaRl

                          One thing AQ boy, neither Fortis or Dexia lent money to home buyers in the US. If the debts had not been exported through what are now junk bonds, never this crisis would have been so severe worldwide.

                          If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

                          O Offline
                          O Offline
                          Oakman
                          wrote on last edited by
                          #43

                          Ka?l wrote:

                          One thing AQ boy, neither Fortis or Dexia lent money to home buyers in the US. If the debts had not been exported through what are now junk bonds, never this crisis would have been so severe worldwide.

                          Did that make sense in Urdu? Or French? How does what you said relate to an article written in 1999? Just because your mentor strings phrases together that make no sense and have no bearing on the subject at hand, doesn't mean that you should.

                          Jon Smith & Wesson: The original point and click interface

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                          • O Oakman

                            MrPlankton wrote:

                            I would have loved to link to the article that Adam °Wimsatt found that indicates it is not a myth or racism on my part

                            It was linked to about four days ago. You are obviously not paying attention, young man.

                            Jon Smith & Wesson: The original point and click interface

                            M Offline
                            M Offline
                            MrPlankton
                            wrote on last edited by
                            #44

                            Just reading your reply from post earlier this week...

                            MrPlankton

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                            • K KaRl

                              One thing AQ boy, neither Fortis or Dexia lent money to home buyers in the US. If the debts had not been exported through what are now junk bonds, never this crisis would have been so severe worldwide.

                              If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

                              7 Offline
                              7 Offline
                              73Zeppelin
                              wrote on last edited by
                              #45

                              The question is why these mortgages were securitized into junk assets - the answer is that it was expected that there would be government intervention in the markets (read: bail-out) in case of mass defaults. That is why government interference in the markets (i.e. the socialist ideology) is the worst thing that could ever happen and why government should play as little a role as possible in capital markets.

                              ...that mortally intolerable truth; that all deep, earnest thinking is but the intrepid effort of the soul to keep the open independence of her sea; while the wildest winds of heaven and earth conspire to cast her on the treacherous, slavish shore.

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                              • O Oakman

                                Ka?l wrote:

                                One thing AQ boy, neither Fortis or Dexia lent money to home buyers in the US. If the debts had not been exported through what are now junk bonds, never this crisis would have been so severe worldwide.

                                Did that make sense in Urdu? Or French? How does what you said relate to an article written in 1999? Just because your mentor strings phrases together that make no sense and have no bearing on the subject at hand, doesn't mean that you should.

                                Jon Smith & Wesson: The original point and click interface

                                K Offline
                                K Offline
                                KaRl
                                wrote on last edited by
                                #46

                                You're getting lower and lower everyday, Hatred is like a cancer, it is eating you alive... what a pity to witness such a decay. I explain once again, I hope you will be able to understand my bad english. I don't think this article explains the roots of this crisis. Either it doesn't go far in the past enough missing the original fault which was transforming a government agency in a profit-maximizing private company or it it miss the cause of the severity of the current crisis, the financial games made by the banks to make more money with the debts.

                                If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

                                O 7 2 Replies Last reply
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                                • 7 73Zeppelin

                                  The question is why these mortgages were securitized into junk assets - the answer is that it was expected that there would be government intervention in the markets (read: bail-out) in case of mass defaults. That is why government interference in the markets (i.e. the socialist ideology) is the worst thing that could ever happen and why government should play as little a role as possible in capital markets.

                                  ...that mortally intolerable truth; that all deep, earnest thinking is but the intrepid effort of the soul to keep the open independence of her sea; while the wildest winds of heaven and earth conspire to cast her on the treacherous, slavish shore.

                                  K Offline
                                  K Offline
                                  KaRl
                                  wrote on last edited by
                                  #47

                                  73Zeppelin wrote:

                                  the answer is that it was expected that there would be government intervention in the markets (read: bail-out) in case of mass defaults

                                  You accuse the government to intervene because private companies expect the government to intervene. 'It' was expected the government would not let 1929 happen again, and would eventually intervene, whatever the extraordinary risks taken by private companies. The bet was that if the risks were shared by enough companies, there would be no risk at all, taxpayers would pay in case of failure. This expectation is dishonest, disgusting, and tantamount to extortion.

                                  If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

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                                  • E Ed Gadziemski

                                    Bush seeks to increase minority homeownership[^]

                                    R Offline
                                    R Offline
                                    Rob Graham
                                    wrote on last edited by
                                    #48

                                    Hey, fire them all, Bush, Cheney, Paulson, Pelosi, Reid, Franks ... the whole stinkin' crew. Just be sure you get Pelosi before Cheney. I don't think I could stand even one minute of Nasty Nancy, POTUS.

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                                    • 7 73Zeppelin

                                      The question is why these mortgages were securitized into junk assets - the answer is that it was expected that there would be government intervention in the markets (read: bail-out) in case of mass defaults. That is why government interference in the markets (i.e. the socialist ideology) is the worst thing that could ever happen and why government should play as little a role as possible in capital markets.

                                      ...that mortally intolerable truth; that all deep, earnest thinking is but the intrepid effort of the soul to keep the open independence of her sea; while the wildest winds of heaven and earth conspire to cast her on the treacherous, slavish shore.

                                      E Offline
                                      E Offline
                                      Ed Gadziemski
                                      wrote on last edited by
                                      #49

                                      The system worked pretty well from 1933 until 1999 except for the S&L crisis in the late 1980s. What happened in the 80s? Reagan deregulated government oversight of S&Ls. What happened in 1999? Phil Gramm pushed through an evisceration of the Glass-Steagall Act that had prevented mass bank failures between 1933 and 1999. In 2000, Gramm got a bill passed that deregulated financial instruments and allowed the creation of CDSs and the other toxic garbage at the root of the current mess.

                                      7 1 Reply Last reply
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                                      • K KaRl

                                        You're getting lower and lower everyday, Hatred is like a cancer, it is eating you alive... what a pity to witness such a decay. I explain once again, I hope you will be able to understand my bad english. I don't think this article explains the roots of this crisis. Either it doesn't go far in the past enough missing the original fault which was transforming a government agency in a profit-maximizing private company or it it miss the cause of the severity of the current crisis, the financial games made by the banks to make more money with the debts.

                                        If you kill a whale, you get Greenpeace and Jacques Cousteau on your back, but wipe out sardines and you get a canning subsidy! Fold with us! ¤ flickr

                                        O Offline
                                        O Offline
                                        Oakman
                                        wrote on last edited by
                                        #50

                                        Ka?l wrote:

                                        Hatred is like a cancer

                                        You seem to mistake amusement for hatred. That's a fascinating neurosis, though it may get you in trouble later in life.

                                        Ka?l wrote:

                                        it is eating you alive

                                        But not enough that I get a petty pleasure from 1-voting someone I disagree with.

                                        Ka?l wrote:

                                        I hope you will be able to understand my bad english

                                        I try.

                                        Ka?l wrote:

                                        Either it doesn't go far in the past enough missing the original fault which was transforming a government agency in a profit-maximizing private company or it it miss the cause of the severity of the current crisis, the financial games made by the banks to make more money with the debts.

                                        Do you understand that the article was written in 1999 about 1999 and you are criticizing it for not describing things that did not take place until after the turn of the century?

                                        Jon Smith & Wesson: The original point and click interface

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                                        • R Rob Graham

                                          Actually, the defeat of the bailout bill has saved the world from Global warming. By depressing the economy to the point that the demand for fossil fuels is severely diminished, it has single handedly accomplished more than Kyoto ever did. Al Gore is so furious he can hardly stand it... no more need for carbon credits... how will he live...:rolleyes:

                                          L Offline
                                          L Offline
                                          Lost User
                                          wrote on last edited by
                                          #51

                                          Rob Graham wrote:

                                          how will he live...

                                          Oh, in one of his 30 bedrooms I guess..

                                          Morality is indistinguishable from social proscription

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