Oh goody! More 'stimulus' surprises!
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Oakman wrote:
When you were in Asia, you were expected to get your own.
A) how do you know that? B) that was kinda my point, that his statement was way off in left field. The government is responsible for all aspects of your life? There has to be a line somewhere. As soon as the government is responsible for my health, the government will tell me what I can and can't do, eat, drink, smoke, stand near, look at, etc. And they could dictate ANYTHING under the claim that they're protecting my mental health. Responsibility is power.
Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.
BoneSoft wrote:
A) how do you know that?
Because I was in Asia, too - just about 2000 miles southwest of you.
BoneSoft wrote:
And they could dictate ANYTHING under the claim that they're protecting my mental health. Responsibility is power.
"Freedom is about authority. Freedom is about the willingness of every single human being to cede to lawful authority a great deal of discretion about what you do and how you do it." ~ Rudolph Giuliani I forget. Is he a Republicrat or a Demmican? "Sometimes it is said that man cannot be trusted with the government of himself. Can he, then, be trusted with the government of others?" ~ Thomas Jefferson That last guy actually called himself a Democrat-Republican. The words must have meant something different back then.
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
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Mike Gaskey wrote:
Oakman wrote: The only way the insurance company can stay in business is to charge slightly more than what the average guy collects in benefits in a year for a years coverage. You're taking it too far. Major medical coverage is a hedge against catastrophe as is more specific contracts called, "dread disease" - typically coverage for cancer or heart attacks.
I was still talking about office visit coverage. I guess I wasn't clear. Major medical, to me, is still what insurance is supposed to be about.
Mike Gaskey wrote:
You also have indemnity contracts such as you see advertised by the duck (AFLAK - not sure of the spelling), these pay a daily cash benefit under defined circumstances.
As an addition to healthcare, those are great, but I am not sure they should be used to replace a major medical policy - which you probably weren't implying.
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
Oakman wrote:
Major medical, to me, is still what insurance is supposed to be about
yep
Oakman wrote:
As an addition to healthcare, those are great
yep == good discussion - enjoyed it.
Mike - typical white guy. The USA does have universal healthcare, but you have to pay for it. D'oh. Thomas Mann - "Tolerance becomes a crime when applied to evil." The NYT - my leftist brochure. Calling an illegal alien an “undocumented immigrant” is like calling a drug dealer an “unlicensed pharmacist”. God doesn't believe in atheists, therefore they don't exist.
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Mike Gaskey wrote:
typically coverage for cancer or heart attacks.
Insurance Companies love to sell these policies - It's like betting a single number on a roulette wheel.
Shepman wrote:
Insurance Companies love to sell these policies - It's like betting a single number on a roulette wheel.
they sure do. I worked for an aggregator (holding company that bought up troubled insurance companies) for a couple of years. One of the companies we picked up sold ONLY dread disease contracts but had screwed up their business model so badly that they were going down the tubes. They had two major problems. The first was that they got into trouble with the Department of Insurance of 5 different states because of marketing problems. Their agents had misrepresented their products. The second was a return of premium feature. The idea here was that if you maintained the contract for 20 years and never filed a claim, you'd get a return of all premiums paid over that period of time. The only way to make money on these was to: hold down expenses (administration - home office, not claims) and make solid investmets that brought in a good return while still being able to pay claims. They couldn't do it and once a significant nummber of these reached the point of being redeemed, they were toast.
Mike - typical white guy. The USA does have universal healthcare, but you have to pay for it. D'oh. Thomas Mann - "Tolerance becomes a crime when applied to evil." The NYT - my leftist brochure. Calling an illegal alien an “undocumented immigrant” is like calling a drug dealer an “unlicensed pharmacist”. God doesn't believe in atheists, therefore they don't exist.
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BoneSoft wrote:
A) how do you know that?
Because I was in Asia, too - just about 2000 miles southwest of you.
BoneSoft wrote:
And they could dictate ANYTHING under the claim that they're protecting my mental health. Responsibility is power.
"Freedom is about authority. Freedom is about the willingness of every single human being to cede to lawful authority a great deal of discretion about what you do and how you do it." ~ Rudolph Giuliani I forget. Is he a Republicrat or a Demmican? "Sometimes it is said that man cannot be trusted with the government of himself. Can he, then, be trusted with the government of others?" ~ Thomas Jefferson That last guy actually called himself a Democrat-Republican. The words must have meant something different back then.
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
Oakman wrote:
Because I was in Asia, too
Yeah I know, just poking at ya. But for all you know the Japanese government set a butt-wipey-specialist to following me around. How creepy would that be?
Oakman wrote:
Rudolph Giuliani
He's a Dimocrat that calls himself a Republican, ya know, like McCain is.
Oakman wrote:
"Sometimes it is said that man cannot be trusted with the government of himself. Can he, then, be trusted with the government of others?" ~ Thomas Jefferson
Congress insists on proving that one true, daily.
Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.
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Oakman wrote:
Because I was in Asia, too
Yeah I know, just poking at ya. But for all you know the Japanese government set a butt-wipey-specialist to following me around. How creepy would that be?
Oakman wrote:
Rudolph Giuliani
He's a Dimocrat that calls himself a Republican, ya know, like McCain is.
Oakman wrote:
"Sometimes it is said that man cannot be trusted with the government of himself. Can he, then, be trusted with the government of others?" ~ Thomas Jefferson
Congress insists on proving that one true, daily.
Visit BoneSoft.com for code generation tools (XML & XSD -> C#, VB, etc...) and some free developer tools as well.
BoneSoft wrote:
Congress insists on proving that one true, daily.
I have never seen any statistics, but it seems to me that one of Congress's favorite pastimes is finding another victimless crime to put on the books.
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
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Maybe to you. If a governments responsibilities do not lie within the people, where do they??
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Stan Shannon wrote:
That is the most horrifying comment I have ever heard made. It was precisely such attititudes that made Hitler and Stalin possible.
I'd relax there big guy, Stalin and Hitler's policies can't exactly be catagorized as "helping people in all aspects of their lives". They sought more to control then to help.
Stan Shannon wrote:
A government that has the power to give you everything you need has the power to take everything you have. Personal responsibility, the wherewithall to care for one's own needs on one's own way, is a necessary prerequisite for freedom.
That couldn't be more false. A government only has the power to do what the people governed allow it to do. The people created the government.
I have to agree with Stan on this one. Many of the worst dictators were first seen as in high regard--that they would free their people, ease their problems...but as time goes on they became more power hungry. As far as the American government, it originally gave the most rights to the states themselves. Most have forgotten that we started as a Constitutionality country--the government should interfere as LITTLE AS POSSIBLE. That does not mean giving everyone a hand up.
Back in the blog beatch! http://CraptasticNation.blogspot.com/[^]
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So I should pay the same amount of "taxes" for someone who is much more sick than I am? If I go to the doctor once a year, and another 10 times a year, we should pay the same amount just based on income? I should pay for the care of someone who smokes knowing the risks, is overweight and has diabetes, high blood pressure...why should I pay for the lack of personal care for another?
Back in the blog beatch! http://CraptasticNation.blogspot.com/[^]
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Hey, when I broke my wrist and all my fingers, I went to the hospital, they did all the tests and xrays immediately. Diagnosed my with temporary arthritis (septic or something) and had me in a specialized cast within a few hours. I paid nothing, I saw more then a couple of doctors and had to stay overnight, with consistent care and checkups from doctors. Never mind the pain medication needed from crushing a bone into powder. All this for the price of free, no wait no nothing. If you're friend is waiting 2 years for an MRI I don't know why, but no one in Montreal has those types of delays.
And I know someone in Canada who had cancer, had to wait 6 months for treatment, and then got bumped at the last minute for treatment because 'someone else was sicker.' I know someone in Australia who waited over SIX MONTHS for a basic hip replacement surgery.
Back in the blog beatch! http://CraptasticNation.blogspot.com/[^]
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And I know someone in Canada who had cancer, had to wait 6 months for treatment, and then got bumped at the last minute for treatment because 'someone else was sicker.' I know someone in Australia who waited over SIX MONTHS for a basic hip replacement surgery.
Back in the blog beatch! http://CraptasticNation.blogspot.com/[^]
leckey wrote:
I know someone in Australia who waited over SIX MONTHS for a basic hip replacement surgery.
Hip replacements are almost never urgent. My mother had a dodgy hip and, because she didn't like the idea of having surgery, chose to limp along with it for more than a decade. Wating SIX MONTHS for a hip replacement is not a big deal. Incidentally, dental care in Australia is almost entirely private, and I had to wait 4 months to get an appointment to see a (private) dental surgeon in his (private) rooms.
John Carson
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About $2800 out of pocket. By contrast in 2005 I was in the same hospital for 12 days with pneumonia and the bill was in the low $90ks and I paid nothing out of pocket. Different insurance though. Another point is my mother had her appendix out in 1942 and the bill for room and basic nursing care was $5 a day. :laugh:
"Republicans are the party that says government doesn't work and then they get elected and prove it." -- P.J. O'Rourke