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CSS_Shadow(); wrote:
I used to be all electronic with my money.
Way back when, like three days ago, eh? :rolleyes: You pulled this stunt before, remember? If you didn't learn from that, what makes you think you'll learn anything this time around?
Shog9 wrote:
You pulled this stunt before, remember? If you didn't learn from that, what makes you think you'll learn anything this time around?
The last time I went into the red by 13 dollars. I had no money to pay it back in time. It was my fault. So I opened a new account at US Bank, kept meticulous detailed organized records of all my financial transactions, contracts, receipts, all that. After all that effort, I still get screwed. Cash or hard currency is the best form of money, and its what I'm using for now on.
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So, in your world, how do the bank tellers get paid ?
Christian Graus Driven to the arms of OSX by Vista.
They get to loan out my money and collect interest. That checking account I had was free, no min balance, and I received no interest regardless of the balance.
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Shog9 wrote:
You pulled this stunt before, remember? If you didn't learn from that, what makes you think you'll learn anything this time around?
The last time I went into the red by 13 dollars. I had no money to pay it back in time. It was my fault. So I opened a new account at US Bank, kept meticulous detailed organized records of all my financial transactions, contracts, receipts, all that. After all that effort, I still get screwed. Cash or hard currency is the best form of money, and its what I'm using for now on.
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CSS_Shadow(); wrote:
After all that effort, I still get screwed.
Did you call the bank yet?
Shog9 wrote:
Did you call the bank yet?
I sent an email with no reply. My phone uses minutes and I would end up wasting more money waiting on hold. I absolutely must have my phone.
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Shog9 wrote:
Did you call the bank yet?
I sent an email with no reply. My phone uses minutes and I would end up wasting more money waiting on hold. I absolutely must have my phone.
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CSS_Shadow(); wrote:
My phone uses minutes and I would end up wasting more money waiting on hold.
They have a toll-free number. If you don't have access to a land-line, then use a pay phone.
It isn't worth it, I don't want a bank account anymore.
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It isn't worth it, I don't want a bank account anymore.
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CSS_Shadow(); wrote:
It isn't worth it
You think someone is screwing you over, and it's not even worth a phone call to resolve the matter?!
CSS_Shadow(); wrote:
I don't want a bank account anymore.
Ever?
Shog9 wrote:
Ever?
Not unless banks change. With all the free money banks are getting from taxpayers, and the ability for banks to loan out 10 times the money they have, I take pride in being a cash only person.
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They get to loan out my money and collect interest. That checking account I had was free, no min balance, and I received no interest regardless of the balance.
So, people with jobs, who have money and a capacity to lend money, should be charged fees so that you get services for free ?
Christian Graus Driven to the arms of OSX by Vista.
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So, people with jobs, who have money and a capacity to lend money, should be charged fees so that you get services for free ?
Christian Graus Driven to the arms of OSX by Vista.
No people who borrow money get charged fees and interest.
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Shog9 wrote:
Ever?
Not unless banks change. With all the free money banks are getting from taxpayers, and the ability for banks to loan out 10 times the money they have, I take pride in being a cash only person.
CSS_Shadow(); wrote:
, I take pride in being a cash only person.
From the look of your bank statement, that wouldn't be hard. I mean, it's not like you have a lot of cash, right ?
Christian Graus Driven to the arms of OSX by Vista.
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CSS_Shadow(); wrote:
, I take pride in being a cash only person.
From the look of your bank statement, that wouldn't be hard. I mean, it's not like you have a lot of cash, right ?
Christian Graus Driven to the arms of OSX by Vista.
I have more in my wallet than I do in that account.
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No people who borrow money get charged fees and interest.
That's what I said. The people who earn enough that banks will lend to them, get charged fees and the banks should use that money to extend free services to you, is what you're saying.
Christian Graus Driven to the arms of OSX by Vista.
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Didn't you get the sympathy you were expecting?
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
I don't want the whole world to see that. Just the regulars who already know my location.
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I have more in my wallet than I do in that account.
Well, you'd have to, wouldn't you ? How do you make money that you have cash that doesn't go through an account ? Selling drugs ? I didn't think any legal job still paid in cash. FWIW, I remember being dirt poor and frustrated when the bank charged me an overdraw fee, or an account keeping fee, on the basis that it really did cut into my meagre funds. But, the right response is both to better yourself so you stop caring about an $8.00 fee, and never have to worry about being overdrawn, and in general to make yourself aware of the policies of the banks, so you can make sure your account costs you as little as possible.
Christian Graus Driven to the arms of OSX by Vista.
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Well, you'd have to, wouldn't you ? How do you make money that you have cash that doesn't go through an account ? Selling drugs ? I didn't think any legal job still paid in cash. FWIW, I remember being dirt poor and frustrated when the bank charged me an overdraw fee, or an account keeping fee, on the basis that it really did cut into my meagre funds. But, the right response is both to better yourself so you stop caring about an $8.00 fee, and never have to worry about being overdrawn, and in general to make yourself aware of the policies of the banks, so you can make sure your account costs you as little as possible.
Christian Graus Driven to the arms of OSX by Vista.
Christian Graus wrote:
How do you make money that you have cash that doesn't go through an account ?
When I worked at the waffle house they paid cash. It was nice receiving a stack of 20s from the boss every week.
Christian Graus wrote:
But, the right response is both to better yourself so you stop caring about an $8.00 fee
I am always dirt poor around this time of year, but once I get back on my feet I'm always better off than I was the year before when I was on my feet.
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I don't want the whole world to see that. Just the regulars who already know my location.
Did you know that banks have their very own credit reporting service? And that once you are listed as a deadbeat, you can't get a bank account anywhere else in the country?
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
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Did you know that banks have their very own credit reporting service? And that once you are listed as a deadbeat, you can't get a bank account anywhere else in the country?
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.
Oakman wrote:
once you are listed as a deadbeat, you can't get a bank account anywhere else in the country?
They corrected the error.
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Oakman wrote:
once you are listed as a deadbeat, you can't get a bank account anywhere else in the country?
They corrected the error.
And eliminated all the charges? If so, good on you for taking the adult road, maybe there's hope for you, yet
Jon Smith & Wesson: The original point and click interface Algoraphobia: An exaggerated fear of the outside world rooted in the belief that one might spontaneously combust due to global warming.