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Irate Rating Rant

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  • W Offline
    W Offline
    W Balboos GHB
    wrote on last edited by
    #1

    So now the EU wants to have some control of Moody's, S&P, Fitch. Apparently they don't like that they downgrade floundering EU members because, well, they're floundering. Part of the clap-trap is that it can make things worse for the downgraded nation (business) and so it's unfair. And there's also the whining that the big three mentioned (above) have too large a market share. Then they follow up with the 'they're partisan' in their decision making. They seem to want to replace this with their own judgement as to what's best for the market (translation: artificially upgrading EU entities so they can claim they're doing a great job with the economy). That seems to be the EU's answer to anything in which they can't compete. No one makes anyone accept the ratings - it's their own businessmen who respect the ratings because they have found them to be (get this) accurate. But let me bestow upon you, oh Oracles of Brussels, the following hint: if you don't down-grade nations and business when they're not doing well (and thus the credit risk increases) - no one's going to listen to you because they can't trust you. Maybe that's why your own ratings services are left to fight over the scraps at the edge of the table: they're not perceived as credible. Look - bottom line - when the EU economies are a shining example of cooperation and success, then get back to me.

    "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

    "As far as we know, our computer has never had an undetected error." - Weisert

    "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

    R C L C C 7 Replies Last reply
    0
    • W W Balboos GHB

      So now the EU wants to have some control of Moody's, S&P, Fitch. Apparently they don't like that they downgrade floundering EU members because, well, they're floundering. Part of the clap-trap is that it can make things worse for the downgraded nation (business) and so it's unfair. And there's also the whining that the big three mentioned (above) have too large a market share. Then they follow up with the 'they're partisan' in their decision making. They seem to want to replace this with their own judgement as to what's best for the market (translation: artificially upgrading EU entities so they can claim they're doing a great job with the economy). That seems to be the EU's answer to anything in which they can't compete. No one makes anyone accept the ratings - it's their own businessmen who respect the ratings because they have found them to be (get this) accurate. But let me bestow upon you, oh Oracles of Brussels, the following hint: if you don't down-grade nations and business when they're not doing well (and thus the credit risk increases) - no one's going to listen to you because they can't trust you. Maybe that's why your own ratings services are left to fight over the scraps at the edge of the table: they're not perceived as credible. Look - bottom line - when the EU economies are a shining example of cooperation and success, then get back to me.

      "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

      "As far as we know, our computer has never had an undetected error." - Weisert

      "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

      R Offline
      R Offline
      Rage
      wrote on last edited by
      #2

      This is a vicious circle, and as for all such "circles", either they go good and everyone is happy about it, or they go the other way around and it can only get worse.

      Balboos wrote:

      when the EU economies are a shining example of cooperation and success

      This is not easy. Countries which are successful (OK, Germany :) )tend to protect themselves, other ones need money to catch up, although they don't have any chance to do so in the next two centuries. Sometimes, you need to give time the time.

      W 1 Reply Last reply
      0
      • W W Balboos GHB

        So now the EU wants to have some control of Moody's, S&P, Fitch. Apparently they don't like that they downgrade floundering EU members because, well, they're floundering. Part of the clap-trap is that it can make things worse for the downgraded nation (business) and so it's unfair. And there's also the whining that the big three mentioned (above) have too large a market share. Then they follow up with the 'they're partisan' in their decision making. They seem to want to replace this with their own judgement as to what's best for the market (translation: artificially upgrading EU entities so they can claim they're doing a great job with the economy). That seems to be the EU's answer to anything in which they can't compete. No one makes anyone accept the ratings - it's their own businessmen who respect the ratings because they have found them to be (get this) accurate. But let me bestow upon you, oh Oracles of Brussels, the following hint: if you don't down-grade nations and business when they're not doing well (and thus the credit risk increases) - no one's going to listen to you because they can't trust you. Maybe that's why your own ratings services are left to fight over the scraps at the edge of the table: they're not perceived as credible. Look - bottom line - when the EU economies are a shining example of cooperation and success, then get back to me.

        "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

        "As far as we know, our computer has never had an undetected error." - Weisert

        "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

        C Offline
        C Offline
        Chris Meech
        wrote on last edited by
        #3

        In 2008, when everyone thought the ratings agencies were doing a fine job, the world economy suffered a financial crisis that was largely a result of those agencies doing an improper job. Here we are in 2011, and when it seems that these same agencies may actually be trying to do the correct thing, they are getting blasted again. It's like they are damned if they do and damned if they don't. Oh well, everyone needs a scapegoat when things go bad. :)

        Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

        R 1 Reply Last reply
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        • C Chris Meech

          In 2008, when everyone thought the ratings agencies were doing a fine job, the world economy suffered a financial crisis that was largely a result of those agencies doing an improper job. Here we are in 2011, and when it seems that these same agencies may actually be trying to do the correct thing, they are getting blasted again. It's like they are damned if they do and damned if they don't. Oh well, everyone needs a scapegoat when things go bad. :)

          Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

          R Offline
          R Offline
          Rage
          wrote on last edited by
          #4

          An economist is someone who can explain you why what he told you two months ago did not happen.

          C 1 Reply Last reply
          0
          • W W Balboos GHB

            So now the EU wants to have some control of Moody's, S&P, Fitch. Apparently they don't like that they downgrade floundering EU members because, well, they're floundering. Part of the clap-trap is that it can make things worse for the downgraded nation (business) and so it's unfair. And there's also the whining that the big three mentioned (above) have too large a market share. Then they follow up with the 'they're partisan' in their decision making. They seem to want to replace this with their own judgement as to what's best for the market (translation: artificially upgrading EU entities so they can claim they're doing a great job with the economy). That seems to be the EU's answer to anything in which they can't compete. No one makes anyone accept the ratings - it's their own businessmen who respect the ratings because they have found them to be (get this) accurate. But let me bestow upon you, oh Oracles of Brussels, the following hint: if you don't down-grade nations and business when they're not doing well (and thus the credit risk increases) - no one's going to listen to you because they can't trust you. Maybe that's why your own ratings services are left to fight over the scraps at the edge of the table: they're not perceived as credible. Look - bottom line - when the EU economies are a shining example of cooperation and success, then get back to me.

            "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

            "As far as we know, our computer has never had an undetected error." - Weisert

            "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

            L Offline
            L Offline
            Luc Pattyn
            wrote on last edited by
            #5

            A nice rant, a tad inaccurate perhaps, and one I'll gladly remind you of as soon as the US looses its triple-A, which won't take long. :)

            Luc Pattyn [My Articles] Nil Volentibus Arduum

            The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
            Please use <PRE> tags for code snippets, they improve readability.
            CP Vanity has been updated to V2.3

            R W 2 Replies Last reply
            0
            • R Rage

              This is a vicious circle, and as for all such "circles", either they go good and everyone is happy about it, or they go the other way around and it can only get worse.

              Balboos wrote:

              when the EU economies are a shining example of cooperation and success

              This is not easy. Countries which are successful (OK, Germany :) )tend to protect themselves, other ones need money to catch up, although they don't have any chance to do so in the next two centuries. Sometimes, you need to give time the time.

              W Offline
              W Offline
              W Balboos GHB
              wrote on last edited by
              #6

              The thing is, the bond/debt rating is not about that. It's an evaluation. One can do what they want with the information (ratings seem to be rather publicly available). To maintain their business, they need to maintain their credibility. A parallel and rather dramatic example: If someone is dead, you don't evaluate them as "indisposed at this time" so that their relatives aren't upset. If they're dead, they're dead. To disguise the truth makes you untrustworthy - soon no one will listen to you - and you're done. Indeed, per your note that that 'sometimes you need to give them time', your implying that the ratings services should give them a few bonus stars so they don't make them feel bad. Perhaps this is the goal they seek?

              "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

              "As far as we know, our computer has never had an undetected error." - Weisert

              "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

              R 1 Reply Last reply
              0
              • L Luc Pattyn

                A nice rant, a tad inaccurate perhaps, and one I'll gladly remind you of as soon as the US looses its triple-A, which won't take long. :)

                Luc Pattyn [My Articles] Nil Volentibus Arduum

                The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
                Please use <PRE> tags for code snippets, they improve readability.
                CP Vanity has been updated to V2.3

                R Offline
                R Offline
                Rage
                wrote on last edited by
                #7

                Luc Pattyn wrote:

                a tad inaccurate perhaps

                Care to elaborate ?

                L 1 Reply Last reply
                0
                • W W Balboos GHB

                  So now the EU wants to have some control of Moody's, S&P, Fitch. Apparently they don't like that they downgrade floundering EU members because, well, they're floundering. Part of the clap-trap is that it can make things worse for the downgraded nation (business) and so it's unfair. And there's also the whining that the big three mentioned (above) have too large a market share. Then they follow up with the 'they're partisan' in their decision making. They seem to want to replace this with their own judgement as to what's best for the market (translation: artificially upgrading EU entities so they can claim they're doing a great job with the economy). That seems to be the EU's answer to anything in which they can't compete. No one makes anyone accept the ratings - it's their own businessmen who respect the ratings because they have found them to be (get this) accurate. But let me bestow upon you, oh Oracles of Brussels, the following hint: if you don't down-grade nations and business when they're not doing well (and thus the credit risk increases) - no one's going to listen to you because they can't trust you. Maybe that's why your own ratings services are left to fight over the scraps at the edge of the table: they're not perceived as credible. Look - bottom line - when the EU economies are a shining example of cooperation and success, then get back to me.

                  "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                  "As far as we know, our computer has never had an undetected error." - Weisert

                  "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                  C Offline
                  C Offline
                  Carlos Fonseca
                  wrote on last edited by
                  #8

                  Actually, the rating agencies *are* seriously broken, they get payed by debt issuers to evaluate their ability to pay the debt they're about to sell. They get payed to determine the "safety" of investment funds that investment banks are about to sell. Can you spot the conflict of interest? And lets not forget, all the fund of the Lehman's Bank had AAA ratings the day before the bank went broke.

                  Quidquid latine dictum sit, altum viditur.

                  W R 2 Replies Last reply
                  0
                  • L Luc Pattyn

                    A nice rant, a tad inaccurate perhaps, and one I'll gladly remind you of as soon as the US looses its triple-A, which won't take long. :)

                    Luc Pattyn [My Articles] Nil Volentibus Arduum

                    The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
                    Please use <PRE> tags for code snippets, they improve readability.
                    CP Vanity has been updated to V2.3

                    W Offline
                    W Offline
                    W Balboos GHB
                    wrote on last edited by
                    #9

                    Luc Pattyn wrote:

                    as soon as the US looses its triple-A,

                    I guess you missed it - a month or so ago, S&P lowered its rating on US debt. The US government did not suggest that they have a say in the ratings services because they didn't like their ratings.

                    "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                    "As far as we know, our computer has never had an undetected error." - Weisert

                    "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                    L D 2 Replies Last reply
                    0
                    • W W Balboos GHB

                      The thing is, the bond/debt rating is not about that. It's an evaluation. One can do what they want with the information (ratings seem to be rather publicly available). To maintain their business, they need to maintain their credibility. A parallel and rather dramatic example: If someone is dead, you don't evaluate them as "indisposed at this time" so that their relatives aren't upset. If they're dead, they're dead. To disguise the truth makes you untrustworthy - soon no one will listen to you - and you're done. Indeed, per your note that that 'sometimes you need to give them time', your implying that the ratings services should give them a few bonus stars so they don't make them feel bad. Perhaps this is the goal they seek?

                      "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                      "As far as we know, our computer has never had an undetected error." - Weisert

                      "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                      R Offline
                      R Offline
                      Rage
                      wrote on last edited by
                      #10

                      No, the rating services should go on rating as they did, but the analysts should not take this as _the_ reference, but as _one_ reference among other parameters, for instance that the EU is only 50 years old and made up of many different countries. In the current scale, they expect Greece to be just as good as Germany because "they are part of the EU" ( and to be honest, even the EU expects that from itself). That's the fail.

                      W 1 Reply Last reply
                      0
                      • C Carlos Fonseca

                        Actually, the rating agencies *are* seriously broken, they get payed by debt issuers to evaluate their ability to pay the debt they're about to sell. They get payed to determine the "safety" of investment funds that investment banks are about to sell. Can you spot the conflict of interest? And lets not forget, all the fund of the Lehman's Bank had AAA ratings the day before the bank went broke.

                        Quidquid latine dictum sit, altum viditur.

                        W Offline
                        W Offline
                        W Balboos GHB
                        wrote on last edited by
                        #11

                        Now - here's the thing - IF the business world found them to be without credibility (for example, after the they Lehman's fund's AAA rating, then they would not care what these ratings services have to say. Self correcting, is it not? And an opportunity for all of the other services to scoop up market share as being more reliable. - - - Note, too, that when a company is audited, they are the one's who select and pay the auditor. Seems like the same conflict. Furthermore, these places give ratings without being asked (such as when they downgraded US debt).

                        "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                        "As far as we know, our computer has never had an undetected error." - Weisert

                        "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                        M 1 Reply Last reply
                        0
                        • R Rage

                          No, the rating services should go on rating as they did, but the analysts should not take this as _the_ reference, but as _one_ reference among other parameters, for instance that the EU is only 50 years old and made up of many different countries. In the current scale, they expect Greece to be just as good as Germany because "they are part of the EU" ( and to be honest, even the EU expects that from itself). That's the fail.

                          W Offline
                          W Offline
                          W Balboos GHB
                          wrote on last edited by
                          #12

                          Exactly. Hence my rant that the EU wants to have a say in what they say.

                          "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                          "As far as we know, our computer has never had an undetected error." - Weisert

                          "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                          1 Reply Last reply
                          0
                          • W W Balboos GHB

                            Luc Pattyn wrote:

                            as soon as the US looses its triple-A,

                            I guess you missed it - a month or so ago, S&P lowered its rating on US debt. The US government did not suggest that they have a say in the ratings services because they didn't like their ratings.

                            "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                            "As far as we know, our computer has never had an undetected error." - Weisert

                            "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                            L Offline
                            L Offline
                            Luc Pattyn
                            wrote on last edited by
                            #13

                            One of them is pretending to get in touch with reality? very good. :omg:

                            Luc Pattyn [My Articles] Nil Volentibus Arduum

                            The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
                            Please use <PRE> tags for code snippets, they improve readability.
                            CP Vanity has been updated to V2.3

                            W 1 Reply Last reply
                            0
                            • C Carlos Fonseca

                              Actually, the rating agencies *are* seriously broken, they get payed by debt issuers to evaluate their ability to pay the debt they're about to sell. They get payed to determine the "safety" of investment funds that investment banks are about to sell. Can you spot the conflict of interest? And lets not forget, all the fund of the Lehman's Bank had AAA ratings the day before the bank went broke.

                              Quidquid latine dictum sit, altum viditur.

                              R Offline
                              R Offline
                              Rage
                              wrote on last edited by
                              #14

                              Carlos Fonseca wrote:

                              they get payed by debt issuers to evaluate their ability to pay the debt they're about to sell.

                              Took me a minute to understand half of this sentence. :-D

                              1 Reply Last reply
                              0
                              • L Luc Pattyn

                                One of them is pretending to get in touch with reality? very good. :omg:

                                Luc Pattyn [My Articles] Nil Volentibus Arduum

                                The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
                                Please use <PRE> tags for code snippets, they improve readability.
                                CP Vanity has been updated to V2.3

                                W Offline
                                W Offline
                                W Balboos GHB
                                wrote on last edited by
                                #15

                                Not as difficult as Europe pretending to be a Union !

                                "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                                "As far as we know, our computer has never had an undetected error." - Weisert

                                "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                                1 Reply Last reply
                                0
                                • W W Balboos GHB

                                  So now the EU wants to have some control of Moody's, S&P, Fitch. Apparently they don't like that they downgrade floundering EU members because, well, they're floundering. Part of the clap-trap is that it can make things worse for the downgraded nation (business) and so it's unfair. And there's also the whining that the big three mentioned (above) have too large a market share. Then they follow up with the 'they're partisan' in their decision making. They seem to want to replace this with their own judgement as to what's best for the market (translation: artificially upgrading EU entities so they can claim they're doing a great job with the economy). That seems to be the EU's answer to anything in which they can't compete. No one makes anyone accept the ratings - it's their own businessmen who respect the ratings because they have found them to be (get this) accurate. But let me bestow upon you, oh Oracles of Brussels, the following hint: if you don't down-grade nations and business when they're not doing well (and thus the credit risk increases) - no one's going to listen to you because they can't trust you. Maybe that's why your own ratings services are left to fight over the scraps at the edge of the table: they're not perceived as credible. Look - bottom line - when the EU economies are a shining example of cooperation and success, then get back to me.

                                  "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                                  "As far as we know, our computer has never had an undetected error." - Weisert

                                  "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                                  C Offline
                                  C Offline
                                  Chris Maunder
                                  wrote on last edited by
                                  #16

                                  Shouldn't the EU be getting back to making absurd and pointless demands on software companies 5 years after the horse has already bolted?

                                  cheers, Chris Maunder The Code Project | Co-founder Microsoft C++ MVP

                                  W P 2 Replies Last reply
                                  0
                                  • R Rage

                                    Luc Pattyn wrote:

                                    a tad inaccurate perhaps

                                    Care to elaborate ?

                                    L Offline
                                    L Offline
                                    Luc Pattyn
                                    wrote on last edited by
                                    #17

                                    "if you don't down-grade nations and business when they're not doing well" need I quote more?

                                    Luc Pattyn [My Articles] Nil Volentibus Arduum

                                    The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
                                    Please use <PRE> tags for code snippets, they improve readability.
                                    CP Vanity has been updated to V2.3

                                    R 1 Reply Last reply
                                    0
                                    • W W Balboos GHB

                                      Luc Pattyn wrote:

                                      as soon as the US looses its triple-A,

                                      I guess you missed it - a month or so ago, S&P lowered its rating on US debt. The US government did not suggest that they have a say in the ratings services because they didn't like their ratings.

                                      "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                                      "As far as we know, our computer has never had an undetected error." - Weisert

                                      "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                                      D Offline
                                      D Offline
                                      Dan Neely
                                      wrote on last edited by
                                      #18

                                      No, they lowered its outlook. Which means they think it's more likely they'll have to lower it in the future. Can't say I blame them, both groups of morons in DC are more interested in scoring partisan points off the others back than actually admitting they have a problem.:mad:

                                      3x12=36 2x12=24 1x12=12 0x12=18

                                      W 1 Reply Last reply
                                      0
                                      • C Chris Maunder

                                        Shouldn't the EU be getting back to making absurd and pointless demands on software companies 5 years after the horse has already bolted?

                                        cheers, Chris Maunder The Code Project | Co-founder Microsoft C++ MVP

                                        W Offline
                                        W Offline
                                        W Balboos GHB
                                        wrote on last edited by
                                        #19

                                        I had actually written/cancelled a response noting how the EU loves to give Micro$oft huge fines for monopolistic practices when other alternative exist - Apple's if you wish to pay more, and a world of free Linux systems. I don't see anything like a monopoly. If European manufacturers exclusively install Windows on the systems, then shouldn't they be the ones being fined? The did the same crap with Genetically Engineered plants - they made them impossible to grow in the EU, and the import of such products very difficult - which (as usual) eased up dramatically when the European companies developed their own alternatives. I'd like to see the Brussels Gang open their mouth's up to Japan and China (and their closed markets). [Hold down shift key and hit top row of keys . . . ]

                                        "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                                        "As far as we know, our computer has never had an undetected error." - Weisert

                                        "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                                        1 Reply Last reply
                                        0
                                        • L Luc Pattyn

                                          "if you don't down-grade nations and business when they're not doing well" need I quote more?

                                          Luc Pattyn [My Articles] Nil Volentibus Arduum

                                          The quality and detail of your question reflects on the effectiveness of the help you are likely to get.
                                          Please use <PRE> tags for code snippets, they improve readability.
                                          CP Vanity has been updated to V2.3

                                          R Offline
                                          R Offline
                                          Rage
                                          wrote on last edited by
                                          #20

                                          quote no, explain, yes ?

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