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  3. Someone hacked my credit card

Someone hacked my credit card

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  • S Shemeer NS

    I'm screwed :mad: X|

    Shemeer NS

    R Offline
    R Offline
    Ranjan D
    wrote on last edited by
    #12

    Why not to block the card online or with phone banking , it's much simpler in India :)

    Ranjan.D

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    • S Shemeer NS

      I'm screwed :mad: X|

      Shemeer NS

      R Offline
      R Offline
      Ranjan D
      wrote on last edited by
      #13

      Why not to block the card online or with phone banking , it's much simpler.

      Ranjan.D

      1 Reply Last reply
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      • S Shemeer NS

        I'm screwed :mad: X|

        Shemeer NS

        C Offline
        C Offline
        Chris Quinn
        wrote on last edited by
        #14

        My wife's card got hacked, but luckily the fraudster was spending less on it than she did! Tish-boom!

        ==================================== Transvestites - Roberts in Disguise! ====================================

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        • C Chris Quinn

          My wife's card got hacked, but luckily the fraudster was spending less on it than she did! Tish-boom!

          ==================================== Transvestites - Roberts in Disguise! ====================================

          L Offline
          L Offline
          Lost User
          wrote on last edited by
          #15

          It took just over an hour for someone to make that joke, thank god you got here when you did.

          Every man can tell how many goats or sheep he possesses, but not how many friends. Shed Petition[^]

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          • S Shemeer NS

            The main thing is that I need to pay all the amounts :( then I need to proceed with dispute process... for that I need to file a petition regarding the fraud case then follow up with bank for the dispute, it will take 120 days to get that money back if they feel it was a false charge otherwise I lost it..... In India,All cards are not insured by default, and mine too :( ,fortunately I was able to block the card after getting couple of messges... the hacker was just SPENDING SPENDING SPENDING.

            Shemeer NS

            B Offline
            B Offline
            BobJanova
            wrote on last edited by
            #16

            Are you sure? If it is a credit card (not a debit card) then the card issuers (i.e. Visa or Mastercard) operate anti-fraud guarantees, and as long as you reported it as soon as you became aware of the fraud, you should not have to pay for fraudulent transactions. This is one very big reason I use a credit card for purchases online, where I can never be entirely certain who I'm dealing with, and not a debit card (where you're not getting the money back if someone steals it).

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            • C Chris Quinn

              My wife's card got hacked, but luckily the fraudster was spending less on it than she did! Tish-boom!

              ==================================== Transvestites - Roberts in Disguise! ====================================

              R Offline
              R Offline
              Rutvik Dave
              wrote on last edited by
              #17

              :laugh:

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              • W wout de zeeuw

                Were you running java on your credit card? :laugh:

                Wout

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                Rutvik Dave
                wrote on last edited by
                #18

                This is bad :laugh:

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                • D Dan Neely

                  Shemeer NS wrote:

                  In India,All cards are not insured by default,

                  Ouch. Hindsight's always 20/20; but how much extra would switching to an insured card in the future cost you. For anyone in the US, before you start snarking, you should be aware that (unless I missed a change in the regulations) banks are allowed to treat you equally badly if your debit card number is stolen and your checking about is sucked dry.

                  Did you ever see history portrayed as an old man with a wise brow and pulseless heart, waging all things in the balance of reason? Is not rather the genius of history like an eternal, imploring maiden, full of fire, with a burning heart and flaming soul, humanly warm and humanly beautiful? --Zachris Topelius Training a telescope on one’s own belly button will only reveal lint. You like that? You go right on staring at it. I prefer looking at galaxies. -- Sarah Hoyt

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                  Rutvik Dave
                  wrote on last edited by
                  #19

                  Indeed, it's a problem. And that's why, I didnt wanted the credit card once I came to know about this (but then you need it to make online purchases...so). There is no worry-free buying experience, like in US. You can insure the card (multiple cards, even from different banks) for Rs 1600.00/year. so it's not costly, but the hassle is same. you are required to pay the amount, and then fight to get it back. Specially after staying in US, this was so scary that, I had to ask my bank to give me credit-card with lowest available credit (and they wanted to sell me the highest possible limit).

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                  • S Shemeer NS

                    The main thing is that I need to pay all the amounts :( then I need to proceed with dispute process... for that I need to file a petition regarding the fraud case then follow up with bank for the dispute, it will take 120 days to get that money back if they feel it was a false charge otherwise I lost it..... In India,All cards are not insured by default, and mine too :( ,fortunately I was able to block the card after getting couple of messges... the hacker was just SPENDING SPENDING SPENDING.

                    Shemeer NS

                    F Offline
                    F Offline
                    fjdiewornncalwe
                    wrote on last edited by
                    #20

                    I went to a restaurant once where my card was mysteriously duplicated. I only had one disputed purchase on the card and all was well within 10 days of the transaction, but as a rule I do a quick once-over on my transactions at least once every 2 days if not every day just to make sure nothing out of the ordinary is occurring that I don't know about. I wish you the best and hope everything works out. Cheers.

                    I wasn't, now I am, then I won't be anymore.

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                    • D Dan Neely

                      Shemeer NS wrote:

                      In India,All cards are not insured by default,

                      Ouch. Hindsight's always 20/20; but how much extra would switching to an insured card in the future cost you. For anyone in the US, before you start snarking, you should be aware that (unless I missed a change in the regulations) banks are allowed to treat you equally badly if your debit card number is stolen and your checking about is sucked dry.

                      Did you ever see history portrayed as an old man with a wise brow and pulseless heart, waging all things in the balance of reason? Is not rather the genius of history like an eternal, imploring maiden, full of fire, with a burning heart and flaming soul, humanly warm and humanly beautiful? --Zachris Topelius Training a telescope on one’s own belly button will only reveal lint. You like that? You go right on staring at it. I prefer looking at galaxies. -- Sarah Hoyt

                      J Offline
                      J Offline
                      jschell
                      wrote on last edited by
                      #21

                      Dan Neely wrote:

                      For anyone in the US, before you start snarking, you should be aware that (unless I missed a change in the regulations) banks are allowed to treat you equally badly if your debit card number is stolen and your checking about is sucked dry.

                      Yes, but not a credit card.

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                      • J jschell

                        Dan Neely wrote:

                        For anyone in the US, before you start snarking, you should be aware that (unless I missed a change in the regulations) banks are allowed to treat you equally badly if your debit card number is stolen and your checking about is sucked dry.

                        Yes, but not a credit card.

                        D Offline
                        D Offline
                        Dan Neely
                        wrote on last edited by
                        #22

                        Which is why I qualified my statement to debit cards; and why I urge anyone shopping online to get a CC for that purpose and to pay it off in full each month even (especially) if they otherwise use their debit card exclusively.

                        Did you ever see history portrayed as an old man with a wise brow and pulseless heart, waging all things in the balance of reason? Is not rather the genius of history like an eternal, imploring maiden, full of fire, with a burning heart and flaming soul, humanly warm and humanly beautiful? --Zachris Topelius Training a telescope on one’s own belly button will only reveal lint. You like that? You go right on staring at it. I prefer looking at galaxies. -- Sarah Hoyt

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                        • R Ranjan D

                          Why not to block the card online or with phone banking , it's much simpler in India :)

                          Ranjan.D

                          S Offline
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                          Shemeer NS
                          wrote on last edited by
                          #23

                          blocked :)

                          Shemeer NS

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                          • C Chris Quinn

                            My wife's card got hacked, but luckily the fraudster was spending less on it than she did! Tish-boom!

                            ==================================== Transvestites - Roberts in Disguise! ====================================

                            S Offline
                            S Offline
                            Shemeer NS
                            wrote on last edited by
                            #24

                            this made me laugh :laugh: at this crisis too

                            Shemeer NS

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                            • F fjdiewornncalwe

                              I went to a restaurant once where my card was mysteriously duplicated. I only had one disputed purchase on the card and all was well within 10 days of the transaction, but as a rule I do a quick once-over on my transactions at least once every 2 days if not every day just to make sure nothing out of the ordinary is occurring that I don't know about. I wish you the best and hope everything works out. Cheers.

                              I wasn't, now I am, then I won't be anymore.

                              S Offline
                              S Offline
                              Shemeer NS
                              wrote on last edited by
                              #25

                              This is a lesson for me....I will start checking even if not using also :) the funniest part in this was when I had a word with the customer care guy, he said we will pay the amount to the merchandise and after that we will fight for the money :)

                              Shemeer NS

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