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Thank you, fraud detection!

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  • M Offline
    M Offline
    Marc Clifton
    wrote on last edited by
    #1

    And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

    Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

    M C S W F 9 Replies Last reply
    0
    • M Marc Clifton

      And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

      Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

      M Offline
      M Offline
      Mark_Wallace
      wrote on last edited by
      #2

      That's what you're telling the missus, is it?

      I wanna be a eunuchs developer! Pass me a bread knife!

      1 Reply Last reply
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      • M Marc Clifton

        And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

        Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

        C Offline
        C Offline
        charlieg
        wrote on last edited by
        #3

        One night I sat down to pay the bills. Noticed my CC limit was -200. Somehow, someone got a hold of the # and went on a shopping spree: air line tickets, their gas bill, paid of an installment loan. I figure it would not be hard to track them down....

        Charlie Gilley Stuck in a dysfunctional matrix from which I must escape... "Where liberty dwells, there is my country." B. Franklin, 1783 “They who can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety.” BF, 1759

        W 1 Reply Last reply
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        • M Marc Clifton

          And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

          Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

          S Offline
          S Offline
          Slacker007
          wrote on last edited by
          #4

          Marc Clifton wrote:

          gout cream from UK

          Hell, that could be any number of members here at the Codeproject!

          1 Reply Last reply
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          • M Marc Clifton

            And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

            Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

            W Offline
            W Offline
            wout de zeeuw
            wrote on last edited by
            #5

            Yep, their security is so tight that you and I only pay 3% on every credit card transaction.

            Wout

            M 1 Reply Last reply
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            • M Marc Clifton

              And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

              Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

              F Offline
              F Offline
              Foothill
              wrote on last edited by
              #6

              Let me guess, you just got back from DEFCON in Vegas and you forgot to leave your credit cards at home. :-D

              if (Object.DividedByZero == true) { Universe.Implode(); } Meus ratio ex fortis machina. Simplicitatis de formae ac munus. -Foothill, 2016

              1 Reply Last reply
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              • M Marc Clifton

                And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

                Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                R Offline
                R Offline
                Ravi Bhavnani
                wrote on last edited by
                #7

                (More) AI (quietly) at work. :thumbsup: /ravi

                My new year resolution: 2048 x 1536 Home | Articles | My .NET bits | Freeware ravib(at)ravib(dot)com

                1 Reply Last reply
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                • M Marc Clifton

                  And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

                  Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                  OriginalGriffO Offline
                  OriginalGriffO Offline
                  OriginalGriff
                  wrote on last edited by
                  #8

                  Couple of years ago I got a phone call from my bank saying "we've spotted some fraudulent activity" and they got quite snotty when I asked them to prove they were my bank instead of answering the security questions to prove I was me... Eventually I went into the branch and ... someone was trying to buy £4000's worth of costume jewelry from Hong Kong. :doh: All the money was returned to my account the same day (including £20 worth of phone top ups I hadn't noticed) and my card changed the same week. Good service I thought - apart from the verification part!

                  Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                  "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                  "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                  M R 2 Replies Last reply
                  0
                  • C charlieg

                    One night I sat down to pay the bills. Noticed my CC limit was -200. Somehow, someone got a hold of the # and went on a shopping spree: air line tickets, their gas bill, paid of an installment loan. I figure it would not be hard to track them down....

                    Charlie Gilley Stuck in a dysfunctional matrix from which I must escape... "Where liberty dwells, there is my country." B. Franklin, 1783 “They who can give up essential liberty to obtain a little temporary safety deserve neither liberty nor safety.” BF, 1759

                    W Offline
                    W Offline
                    W Balboos GHB
                    wrote on last edited by
                    #9

                    charlieg wrote:

                    , their gas bill,

                    Pardon me for asking, but isn't that like a really stupid thing for a crook to do if they don't want to get caught (at least in the USA).

                    Ravings en masse^

                    "The difference between genius and stupidity is that genius has its limits." - Albert Einstein

                    "If you are searching for perfection in others, then you seek disappointment. If you are seek perfection in yourself, then you will find failure." - Balboos HaGadol Mar 2010

                    C 1 Reply Last reply
                    0
                    • OriginalGriffO OriginalGriff

                      Couple of years ago I got a phone call from my bank saying "we've spotted some fraudulent activity" and they got quite snotty when I asked them to prove they were my bank instead of answering the security questions to prove I was me... Eventually I went into the branch and ... someone was trying to buy £4000's worth of costume jewelry from Hong Kong. :doh: All the money was returned to my account the same day (including £20 worth of phone top ups I hadn't noticed) and my card changed the same week. Good service I thought - apart from the verification part!

                      Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                      M Offline
                      M Offline
                      Marc Clifton
                      wrote on last edited by
                      #10

                      OriginalGriff wrote:

                      Couple of years ago I got a phone call from my bank saying "we've spotted some fraudulent activity" and they got quite snotty when I asked them to prove they were my bank instead of answering the security questions to prove I was me...

                      I had that some problem once with BofA. In my case, the legitimacy was improved by a text message, a callback #, and the fact that my CC was now declining all transactions. And lastly, they actually didn't ask any questions that would have been a full breach. No "full SSN", etc. Marc

                      Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                      OriginalGriffO L 2 Replies Last reply
                      0
                      • W wout de zeeuw

                        Yep, their security is so tight that you and I only pay 3% on every credit card transaction.

                        Wout

                        M Offline
                        M Offline
                        Marc Clifton
                        wrote on last edited by
                        #11

                        wout de zeeuw wrote:

                        Yep, their security is so tight that you and I only pay 3% on every credit card transaction.

                        Yup. People who do this sort of stuff are a waste of the oxygen they breath. Marc

                        Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                        1 Reply Last reply
                        0
                        • M Marc Clifton

                          OriginalGriff wrote:

                          Couple of years ago I got a phone call from my bank saying "we've spotted some fraudulent activity" and they got quite snotty when I asked them to prove they were my bank instead of answering the security questions to prove I was me...

                          I had that some problem once with BofA. In my case, the legitimacy was improved by a text message, a callback #, and the fact that my CC was now declining all transactions. And lastly, they actually didn't ask any questions that would have been a full breach. No "full SSN", etc. Marc

                          Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                          OriginalGriffO Offline
                          OriginalGriffO Offline
                          OriginalGriff
                          wrote on last edited by
                          #12

                          Nope, I just got a call asking the normal security questions they ask when I ring them ... and no way am I answering those unless I made the call in the first place!

                          Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                          "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                          "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                          1 Reply Last reply
                          0
                          • M Marc Clifton

                            And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

                            Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                            K Offline
                            K Offline
                            Kevin Marois
                            wrote on last edited by
                            #13

                            Got a call from the bank a few years back. They asked me "Are you in the Caribbean?" I said, "If only I was". They reversed all charges and sent me a new card.

                            If it's not broken, fix it until it is

                            1 Reply Last reply
                            0
                            • M Marc Clifton

                              And I mean that most sincerely. Got a text this morning about possible fraudulent purchases, called the bank, and there was some $2000 of purchases made this morning on my CC (which I have in hand, wasn't lost.) Of the list of items, my favorite was "gout cream from UK" Marc

                              Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                              Sander RosselS Offline
                              Sander RosselS Offline
                              Sander Rossel
                              wrote on last edited by
                              #14

                              I never really got those credit cards... As far as I understand anyone who has your card number can make purchases... :confused: They aren't much used in the Netherlands, I don't even have one myself. It rarely happens I can't pay using my bank card or PayPal. In the rare cases I absolutely need a credit card I just don't make the purchase :)

                              Read my (free) ebook Object-Oriented Programming in C# Succinctly. Visit my blog at Sander's bits - Writing the code you need. Or read my articles here on CodeProject.

                              Simplicity is prerequisite for reliability. — Edsger W. Dijkstra

                              Regards, Sander

                              M 1 Reply Last reply
                              0
                              • M Marc Clifton

                                OriginalGriff wrote:

                                Couple of years ago I got a phone call from my bank saying "we've spotted some fraudulent activity" and they got quite snotty when I asked them to prove they were my bank instead of answering the security questions to prove I was me...

                                I had that some problem once with BofA. In my case, the legitimacy was improved by a text message, a callback #, and the fact that my CC was now declining all transactions. And lastly, they actually didn't ask any questions that would have been a full breach. No "full SSN", etc. Marc

                                Imperative to Functional Programming Succinctly Contributors Wanted for Higher Order Programming Project! Learning to code with python is like learning to swim with those little arm floaties. It gives you undeserved confidence and will eventually drown you. - DangerBunny

                                L Offline
                                L Offline
                                Lost User
                                wrote on last edited by
                                #15

                                I had an interesting experience with BofA: I was making some minor purchase from a 711 when my card was declined while it was nowhere near maxed out. I was fumbling for another card cursing under my breath, when my cell phone rang. It was some security arm of the bank, wanting to confirm I was making that purchase at the very instant the same card was used for a purchase miles away on the other side of town. Then it dawned on me: My wife and I each has a copy of the same card and it just happened that we both used our cards at the very same instant in very different locations. The bank's computers picked it up and froze the card. After I explained it to the bank's security guy, the card was cleared for further transactions. The 711 clerk listened to all this and was very impressed that the bank would call me and apologized for the inconvenience. I must confess I was impressed as well.

                                Get me coffee and no one gets hurt!

                                1 Reply Last reply
                                0
                                • Sander RosselS Sander Rossel

                                  I never really got those credit cards... As far as I understand anyone who has your card number can make purchases... :confused: They aren't much used in the Netherlands, I don't even have one myself. It rarely happens I can't pay using my bank card or PayPal. In the rare cases I absolutely need a credit card I just don't make the purchase :)

                                  Read my (free) ebook Object-Oriented Programming in C# Succinctly. Visit my blog at Sander's bits - Writing the code you need. Or read my articles here on CodeProject.

                                  Simplicity is prerequisite for reliability. — Edsger W. Dijkstra

                                  Regards, Sander

                                  M Offline
                                  M Offline
                                  Mycroft Holmes
                                  wrote on last edited by
                                  #16

                                  Uhm how much difference is there between a bank card and a credit card, except you need funds to cover the bank card. Operationally I think they are the same.

                                  Never underestimate the power of human stupidity RAH

                                  C Sander RosselS C 3 Replies Last reply
                                  0
                                  • M Mycroft Holmes

                                    Uhm how much difference is there between a bank card and a credit card, except you need funds to cover the bank card. Operationally I think they are the same.

                                    Never underestimate the power of human stupidity RAH

                                    C Offline
                                    C Offline
                                    chriselst
                                    wrote on last edited by
                                    #17

                                    Huge difference between debit and credit cards in the uUK. You get all sorts of protection using a credit card, far safer paying by credit card.

                                    Some men are born mediocre, some men achieve mediocrity, and some men have mediocrity thrust upon them.

                                    Sander RosselS 1 Reply Last reply
                                    0
                                    • OriginalGriffO OriginalGriff

                                      Couple of years ago I got a phone call from my bank saying "we've spotted some fraudulent activity" and they got quite snotty when I asked them to prove they were my bank instead of answering the security questions to prove I was me... Eventually I went into the branch and ... someone was trying to buy £4000's worth of costume jewelry from Hong Kong. :doh: All the money was returned to my account the same day (including £20 worth of phone top ups I hadn't noticed) and my card changed the same week. Good service I thought - apart from the verification part!

                                      Bad command or file name. Bad, bad command! Sit! Stay! Staaaay...

                                      R Offline
                                      R Offline
                                      RTek23
                                      wrote on last edited by
                                      #18

                                      Funny, I have had that. The guy started asking questions on my card to 'verify'... and when I wouldn't answer, we shut down a bit. They had called me! And, I did the same thing, asking him to verify himself....which he could not....comical. It eventually worked itself out, but they were a bit put-out that I would not answer their questions without them answering mine. I think they (perhaps we) need to come up with a dual verification system rather than the onus on the customer. The two factor is still in favour of the company, not the customer....I think the two factor verification needs to be more a split verification.... Ken

                                      1 Reply Last reply
                                      0
                                      • M Mycroft Holmes

                                        Uhm how much difference is there between a bank card and a credit card, except you need funds to cover the bank card. Operationally I think they are the same.

                                        Never underestimate the power of human stupidity RAH

                                        Sander RosselS Offline
                                        Sander RosselS Offline
                                        Sander Rossel
                                        wrote on last edited by
                                        #19

                                        I need a (secret) pin code to make any payments with my bank card. So if it ever gets stolen it's still pretty useless without the pin code that only I know.

                                        Read my (free) ebook Object-Oriented Programming in C# Succinctly. Visit my blog at Sander's bits - Writing the code you need. Or read my articles here on CodeProject.

                                        Simplicity is prerequisite for reliability. — Edsger W. Dijkstra

                                        Regards, Sander

                                        C 1 Reply Last reply
                                        0
                                        • C chriselst

                                          Huge difference between debit and credit cards in the uUK. You get all sorts of protection using a credit card, far safer paying by credit card.

                                          Some men are born mediocre, some men achieve mediocrity, and some men have mediocrity thrust upon them.

                                          Sander RosselS Offline
                                          Sander RosselS Offline
                                          Sander Rossel
                                          wrote on last edited by
                                          #20

                                          chriselst wrote:

                                          You get all sorts of protection using a credit card

                                          Believe me, you pay for that protection one way or another. And I've never needed it :)

                                          Read my (free) ebook Object-Oriented Programming in C# Succinctly. Visit my blog at Sander's bits - Writing the code you need. Or read my articles here on CodeProject.

                                          Simplicity is prerequisite for reliability. — Edsger W. Dijkstra

                                          Regards, Sander

                                          C 1 Reply Last reply
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