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  3. Well, that just doesn't happen.

Well, that just doesn't happen.

Scheduled Pinned Locked Moved The Lounge
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  • OriginalGriffO Offline
    OriginalGriffO Offline
    OriginalGriff
    wrote on last edited by
    #1

    I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

    "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

    "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
    "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

    D J V T L 9 Replies Last reply
    0
    • OriginalGriffO OriginalGriff

      I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

      "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

      D Offline
      D Offline
      Daniel Pfeffer
      wrote on last edited by
      #2

      I would read the small print very carefully - what coverage did they remove?

      Freedom is the freedom to say that two plus two make four. If that is granted, all else follows. -- 6079 Smith W.

      OriginalGriffO 1 Reply Last reply
      0
      • D Daniel Pfeffer

        I would read the small print very carefully - what coverage did they remove?

        Freedom is the freedom to say that two plus two make four. If that is granted, all else follows. -- 6079 Smith W.

        OriginalGriffO Offline
        OriginalGriffO Offline
        OriginalGriff
        wrote on last edited by
        #3

        Nothing, nor is there a change in the excess. :confused:

        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
        "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

        J 1 Reply Last reply
        0
        • OriginalGriffO OriginalGriff

          I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

          "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

          J Offline
          J Offline
          Jon McKee
          wrote on last edited by
          #4

          Tfw I spend the equivalent of £813 on car insurance per year in the states and I'm one of the cheapest clients with no accidents/record at all :doh:

          1 Reply Last reply
          0
          • OriginalGriffO OriginalGriff

            I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

            "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

            V Offline
            V Offline
            V 0
            wrote on last edited by
            #5

            now you jinxed it... or their is fine print you missed, or they will send a correction ;P

            V.

            1 Reply Last reply
            0
            • OriginalGriffO OriginalGriff

              Nothing, nor is there a change in the excess. :confused:

              "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

              J Offline
              J Offline
              Jorgen Andersson
              wrote on last edited by
              #6

              They have probably changed their zoning.

              Wrong is evil and must be defeated. - Jeff Ello

              1 Reply Last reply
              0
              • OriginalGriffO OriginalGriff

                I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

                "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                T Offline
                T Offline
                Tony Hill
                wrote on last edited by
                #7

                If I remember correctly I think it is because of a law change that says that loyal customers should not pay more than new customers for the same insurance criteria which means that new customers are not subsidized by long standing customers.

                OriginalGriffO O 2 Replies Last reply
                0
                • T Tony Hill

                  If I remember correctly I think it is because of a law change that says that loyal customers should not pay more than new customers for the same insurance criteria which means that new customers are not subsidized by long standing customers.

                  OriginalGriffO Offline
                  OriginalGriffO Offline
                  OriginalGriff
                  wrote on last edited by
                  #8

                  I figured that meant "We'll put all the new customer prices up" not the other way round! :-D

                  "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                  "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                  "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                  T 1 Reply Last reply
                  0
                  • OriginalGriffO OriginalGriff

                    I figured that meant "We'll put all the new customer prices up" not the other way round! :-D

                    "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                    T Offline
                    T Offline
                    Tony Hill
                    wrote on last edited by
                    #9

                    I thought that at the time but I guess that the insurance companies thought they might be pushing their luck to do that. The last thing they need is an investigation into their sharp practices.

                    1 Reply Last reply
                    0
                    • OriginalGriffO OriginalGriff

                      I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

                      "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                      L Offline
                      L Offline
                      Lost User
                      wrote on last edited by
                      #10

                      Damn, I wondered why mine had just gone up by £3.06.

                      C 1 Reply Last reply
                      0
                      • L Lost User

                        Damn, I wondered why mine had just gone up by £3.06.

                        C Offline
                        C Offline
                        CPallini
                        wrote on last edited by
                        #11

                        (Griff)

                        Quote:

                        £3.09 less than last year

                        (Richard)

                        Quote:

                        Damn, I wondered why mine had just gone up by £3.06.

                        Robin Hood has struck again! :laugh:

                        "In testa che avete, Signor di Ceprano?" -- Rigoletto

                        1 Reply Last reply
                        0
                        • OriginalGriffO OriginalGriff

                          I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

                          "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                          D Offline
                          D Offline
                          DerekT P
                          wrote on last edited by
                          #12

                          Last year my renewal quote came through at a total of £35.06. I normally pay around £200 so I very carefully checked the cover and all looked fine. Nothing had changed - not my occupation, nor that of the 2nd named driver, no claims, no change of address etc etc. It was on DD so I waited until the money went out, and yes, sure enough they took just £35.06. Got the certificate, policy wording and schedule, with correct expiry date. And I double-checked a couple of months later, still insured. Got my renewal quote through for this year, back up to £190-ish. I've absolutely no idea what happened or why, but I've not complained about it. :laugh:

                          Telegraph marker posts ... nothing to do with IT Phasmid email discussion group ... also nothing to do with IT Beekeeping and honey site ... still nothing to do with IT

                          OriginalGriffO 1 Reply Last reply
                          0
                          • D DerekT P

                            Last year my renewal quote came through at a total of £35.06. I normally pay around £200 so I very carefully checked the cover and all looked fine. Nothing had changed - not my occupation, nor that of the 2nd named driver, no claims, no change of address etc etc. It was on DD so I waited until the money went out, and yes, sure enough they took just £35.06. Got the certificate, policy wording and schedule, with correct expiry date. And I double-checked a couple of months later, still insured. Got my renewal quote through for this year, back up to £190-ish. I've absolutely no idea what happened or why, but I've not complained about it. :laugh:

                            Telegraph marker posts ... nothing to do with IT Phasmid email discussion group ... also nothing to do with IT Beekeeping and honey site ... still nothing to do with IT

                            OriginalGriffO Offline
                            OriginalGriffO Offline
                            OriginalGriff
                            wrote on last edited by
                            #13

                            I bet they would have argued the toss if you'd needed to claim though ... :-D

                            "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                            "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                            "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                            1 Reply Last reply
                            0
                            • OriginalGriffO OriginalGriff

                              I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

                              "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                              D Offline
                              D Offline
                              David Crow
                              wrote on last edited by
                              #14

                              OriginalGriff wrote:

                              it's less than £200 for the year...

                              Is that about $240 USD?

                              "One man's wage rise is another man's price increase." - Harold Wilson

                              "Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons

                              "You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles

                              OriginalGriffO 1 Reply Last reply
                              0
                              • D David Crow

                                OriginalGriff wrote:

                                it's less than £200 for the year...

                                Is that about $240 USD?

                                "One man's wage rise is another man's price increase." - Harold Wilson

                                "Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons

                                "You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles

                                OriginalGriffO Offline
                                OriginalGriffO Offline
                                OriginalGriff
                                wrote on last edited by
                                #15

                                Yes, according to Google £200 == $245

                                "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                                "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                                "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                                D 1 Reply Last reply
                                0
                                • OriginalGriffO OriginalGriff

                                  Yes, according to Google £200 == $245

                                  "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                                  D Offline
                                  D Offline
                                  David Crow
                                  wrote on last edited by
                                  #16

                                  Gads. I'm paying close to a grand for annual coverage.

                                  "One man's wage rise is another man's price increase." - Harold Wilson

                                  "Fireproof doesn't mean the fire will never come. It means when the fire comes that you will be able to withstand it." - Michael Simmons

                                  "You can easily judge the character of a man by how he treats those who can do nothing for him." - James D. Miles

                                  1 Reply Last reply
                                  0
                                  • T Tony Hill

                                    If I remember correctly I think it is because of a law change that says that loyal customers should not pay more than new customers for the same insurance criteria which means that new customers are not subsidized by long standing customers.

                                    O Offline
                                    O Offline
                                    obermd
                                    wrote on last edited by
                                    #17

                                    I've closed store credit card accounts because of this tactic.

                                    1 Reply Last reply
                                    0
                                    • OriginalGriffO OriginalGriff

                                      I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

                                      "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                                      R Offline
                                      R Offline
                                      raddevus
                                      wrote on last edited by
                                      #18

                                      Here's your answer in one short acronym: WFH (you no longer drive anywhere). :laugh:

                                      G 1 Reply Last reply
                                      0
                                      • R raddevus

                                        Here's your answer in one short acronym: WFH (you no longer drive anywhere). :laugh:

                                        G Offline
                                        G Offline
                                        Gary Wheeler
                                        wrote on last edited by
                                        #19

                                        Works well for me. I only fill the tank in one(*) car every 4 or 5 weeks. (*) I have one car. My wife has two but she doesn't drive much. We have a 4th, the daughter's school car, which is an old beater we drive in the winter when the weather's bad.

                                        Software Zen: delete this;

                                        1 Reply Last reply
                                        0
                                        • OriginalGriffO OriginalGriff

                                          I just got my car insurance renewal notice, and expecting the worst I opened it. £3.09 less than last year ... and t'interwebs says insurance has risen by £68 a year on average since April ... plus second hand car values are still climbing post Covid. And I haven't crossed any magical age barriers: I was 62 last year, and I'm still 63 this year; I live in the same place; drive the same car; still work from home; have max no-claims. That just doesn't happen: Insurance only goes down when you switch companies! And it's probably not worth my time looking round for a better deal: it's less than £200 for the year already with protected no-claims and windscreen cover - so I'll save maybe an extra couple of quid if I'm lucky.

                                          "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt AntiTwitter: @DalekDave is now a follower!

                                          Richard Andrew x64R Offline
                                          Richard Andrew x64R Offline
                                          Richard Andrew x64
                                          wrote on last edited by
                                          #20

                                          OriginalGriff wrote:

                                          £200

                                          :omg: I pay over $3,500 per year for two vehicles. But I live in New Jersey, the state with the highest rates in the country.

                                          The difficult we do right away... ...the impossible takes slightly longer.

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