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  3. As much as I want to rant I am just being informative

As much as I want to rant I am just being informative

Scheduled Pinned Locked Moved The Lounge
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  • K Offline
    K Offline
    KevinMac
    wrote on last edited by
    #1

    My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

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    • K KevinMac

      My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

      L Offline
      L Offline
      Lost User
      wrote on last edited by
      #2

      Its a shame that we cant have personal lives. I see a day when we are like the boarg(from Star Trek), but I hope that is atleast 100 years from now.

      static int Sqrt(int x) { if (x<0) throw new ArgumentOutOfRangeException(); int temp, y=0, b=0x8000, bshft=15, v=x; do { if (v>=(temp=(y<<1)+b<>=1)>0); return y; :omg:

      S 1 Reply Last reply
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      • K KevinMac

        My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

        L Offline
        L Offline
        Lost User
        wrote on last edited by
        #3

        If all this information is available in the public domain how does it having it verify your identity? I could easily find out what questions they ask, get the information and impersonate you.

        K 1 Reply Last reply
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        • K KevinMac

          My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

          C Offline
          C Offline
          Christian Graus
          wrote on last edited by
          #4

          Why, what did you drive ? Seriously tho, the real worry is, if they showed you all this info about yourself, could someone use that site to get that info about you ?

          Christian Graus - Microsoft MVP - C++ Metal Musings - Rex and my new metal blog

          1 Reply Last reply
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          • L Lost User

            If all this information is available in the public domain how does it having it verify your identity? I could easily find out what questions they ask, get the information and impersonate you.

            K Offline
            K Offline
            KevinMac
            wrote on last edited by
            #5

            You are so right. I never even thought about it from this angle now I am scared I think I will have another beer it helps calm my nerves.

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            • K KevinMac

              My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

              S Offline
              S Offline
              Shog9 0
              wrote on last edited by
              #6

              No, what's worrying is when they get it wrong. Like, the company that's supposed to be giving me a credit report asking me questions about my mortgage payments - and i've never had a mortgage.

              ---- Scripts i’ve known... CPhog 1.8.2 - make CP better. Forum Bookmark 0.2.5 - bookmark forum posts on Pensieve Print forum 0.1.2 - printer-friendly forums Expand all 1.0 - Expand all messages In-place Delete 1.0 - AJAX-style post delete Syntax 0.1 - Syntax highlighting for code blocks in the forums

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              • K KevinMac

                My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

                V Offline
                V Offline
                Vivek Rajan
                wrote on last edited by
                #7

                I got a call yesterday from a tiny collection agency, you know the kind where the CEO answers the phone. They wanted to collect a $400 payment on a credit card that I cancelled three years back. The girl who called me had every detail about me in front of her, including all the places I lived at, my social security info, my credit history, my previous phone numbers. She wanted to verify some information. I refused and hung up.

                B 1 Reply Last reply
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                • K KevinMac

                  My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

                  C Offline
                  C Offline
                  Colin Angus Mackay
                  wrote on last edited by
                  #8

                  If it is available in the "public domain" it is hardly much of a security check!


                  Upcoming Scottish Developers events: * UK Security Evangelists On Tour (2nd November, Edinburgh) * Developer Day Scotland: are you interested in speaking or attending? My: Website | Blog

                  1 Reply Last reply
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                  • L Lost User

                    Its a shame that we cant have personal lives. I see a day when we are like the boarg(from Star Trek), but I hope that is atleast 100 years from now.

                    static int Sqrt(int x) { if (x<0) throw new ArgumentOutOfRangeException(); int temp, y=0, b=0x8000, bshft=15, v=x; do { if (v>=(temp=(y<<1)+b<>=1)>0); return y; :omg:

                    S Offline
                    S Offline
                    Siderite Zaqwedex
                    wrote on last edited by
                    #9

                    I like the Borg...:cool:

                    ---------- Siderite

                    1 Reply Last reply
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                    • V Vivek Rajan

                      I got a call yesterday from a tiny collection agency, you know the kind where the CEO answers the phone. They wanted to collect a $400 payment on a credit card that I cancelled three years back. The girl who called me had every detail about me in front of her, including all the places I lived at, my social security info, my credit history, my previous phone numbers. She wanted to verify some information. I refused and hung up.

                      B Offline
                      B Offline
                      Brady Kelly
                      wrote on last edited by
                      #10

                      Often credit bureaux collect this information during applications for credit. E.g. in SA, our ITC bureau requests a profile from a credit provider doing the check. The profile is then logged, and subsequent credit providers doing checks have access to the 'history' that is built up on one.

                      1 Reply Last reply
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                      • K KevinMac

                        My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

                        M Offline
                        M Offline
                        Matt Newman
                        wrote on last edited by
                        #11

                        My electric company uses some online payment service that wouldn't let me pay my bill online because it had no record of me living in the place that I was paying the electric bill. It said it couldn't "confirm my identity". Evidently they find it perfectly reasonable to require someone to live somewhere more than a year before letting them pay bills online. I managed to trick it by giving it my parents address (where I grew up).

                        Matt Newman
                        Even the very best tools in the hands of an idiot will produce something of little or no value. - Chris Meech on Idiots

                        1 Reply Last reply
                        0
                        • K KevinMac

                          My youngest boy calls from college needs some cash in a hurry so off I go to the web and settle on moneygram (cheaper). Everything seemed just fine then I get this web dialog wanting to verify my identity. It was a list of questions like where past places I have lived, worked or vehicles I have owned. I called the 1-800 number and asked where they are getting this information and was told it is from public domain information. I pressed the question how they got that level of data in just a few minutes and he said they do background checks with data from the public domain. Guess I am settling down a little now but they knew where I lived and what I drove 16 years ago. I know this is all available but I am feeling a bit nervous about all of the information they have on me.

                          S Offline
                          S Offline
                          Steve Mayfield
                          wrote on last edited by
                          #12

                          As a result of a law that was passed a few years ago [^], you can "request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion." [^] I was surprised just how many errors were in my reports....it said I lived in two diffrent places in the same city at the same time and entries that should have been in my brothers report that were put in mine among others... :sigh: Steve

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