There are 2 things to consider: 1.) the loss of income today and 2.)the lowered accumulated value of your pension at the time you retire. 1.) You lose 4 pounds of income today. In the first option, your 4 pounds is matched with 26 pounds. That is an instant 650% gain. Hard to beat. In the second option, your 8 pounds is matched with 18 pounds. That is an instant gain of 225%. Hard to beat, but significantly less than option 1. In the first option, you are paying 13.33% of a $30 pension contribution. In the second option, you are paying 30.78% of a $26 pension contribution. 2.)The option 2-26 pound contribution is only 86% of the option 1-30 pound contribution. You are contributing 14% less from this point forward. As mentioned in a previous reply, compounding that loss over the years is a huge reduction in your pension when you start to draw on it. In summary, you are paying more out of your pocket today and will will receive less pension in the future. Lose-Lose.

Oh you and your half-amp computers!

Hello, Win 7 - 64-bit Windows Form App Did a clean and rebuild on the sln but the program crashes on the StreamReader line. The file is definitely there and in the correct place. Anything wrong with this call?

public static class BOBroker
{
public static string GetClassDefsXml()
{

    StreamReader classDefStream = new StreamReader(
        typeof(BOBroker).Assembly.GetManifestResourceStream("WCM.BO.ClassDefs.xml"));

    // Read the file to a string and close reader
    string \_classDefsXML = classDefStream.ReadToEnd();
    classDefStream.Close();

    return \_classDefsXML;
}

Thanks, DKH