OH MY GOD! I'm approved for the American Express Gold Card!
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Link2006 wrote:
what confuses me. If they don't have a reset limit, how do I know when are they going to decline me?
When AMEX refuses to pay, you will make quite an impression. That is the "AMEX gold-digger protection plan". Thomas
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ResidentGeek wrote:
It usually doesn't have a preset limit, but that by no means says it's unlimited - it means you usually don't know that you've spent too much until they decline you
See, that's what confuses me. If they don't have a reset limit, how do I know when are they going to decline me? Anyway, I'll ask them when I activate the card.
ResidentGeek wrote:
But if the only reason you got the card was to impress women, then I agree with the others
No no, that's just one reason. A small one. :-D
Then you need to be de-confused as soon as possible. There are two kinds of credit cards from AmEx. The more traditional is the pay it off each month type. There is a credit limit, but it is typically much higher than a normal credit card. YMMV. If you have a Gold American Express, this is the plan you have. How does AmEx make $$ (as well as the other credit card companies)? First, they take 3-5% of each transaction from the merchant. Why would they do this? Because studies have shown again and again that people's spending habits go up way past 4% if you take a credit card. This part of the $$ keeps the lights on. Interest, fees, etc. is all gravy. There is something called Blue or something like it. Typical credit card. Can carry a balance month to month, etc. Now, Link, *listen* to the comments about gold diggers. There are multiple people I know who have been REEMED by people like this. Before the few women jump all over me - I've seen guys do it to - so it goes both ways. I guess the same warning goes for all of the other single geek guys out there.. :)
Charlie Gilley Will program for food... Whoever said children were cheaper by the dozen... lied. My son's PDA is an M249 SAW. My other son commutes in an M1A2 Abrams
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Christian Graus wrote:
Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Unfortunately lots of girls are like this these days... you need to have at least something to impress a girl.
Link2006 wrote:
Unfortunately lots of girls are like this these days... you need to have at least something to impress a girl.
Yes, there are lots of greedy women, gold diggers as referred to above. But actually WANTING to find a gold-digger and impress her is like a woman wanting a man to beat her. You'll be miserable pretty fast.
_________________________ Asu no koto o ieba, tenjo de nezumi ga warau. Talk about things of tomorrow and the mice in the ceiling laugh. (Japanese Proverb)
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Colin Angus Mackay wrote:
Probably the worst reason, if you ask me, which you didn't.
Of course it does make you look good. Imagine on your first date with your dream girl, once the dinner is over, and you pull out your gold card! Now, that will make a good first impression. ;P
Link2006 wrote:
Of course it does make you look good. Imagine on your first date with your dream girl, once the dinner is over, and you pull out your gold card! Now, that will make a good first impression.
Yup, you can enjoy the joy and benefit and experience of my 2nd Ex. When we divorced, the credit card debt alone (and other revolving credit) was split 50/50 to 21,000 each. Add that a car and a house, we allocated debt to match our combined salary, as I earned more, we bought more than I earned until the monthly payment matched what I earned. At 100,000 combined salary the two of us lived paycheck to paycheck barely meeting minimum payments for everything. I had to work overtime for anything else beyond standard budget (or if something went wrong). Anytime something did go wrong, it was my fault for not making enough money, and I was ordered to work more overtime to make up for it. Pretty soon I was working overtime to pay the bills and having to work more overtime for emergencies. Enjoy! :doh:
_________________________ Asu no koto o ieba, tenjo de nezumi ga warau. Talk about things of tomorrow and the mice in the ceiling laugh. (Japanese Proverb)
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Bradml wrote:
Can I advise you stay the hell away from anythng with a buy now button for the next couple months (learned that the hard way).
Well, it's not the first time I have a credit card, so I know how do use them. The reason I applied the AmEx Gold Card is it will make me look good in restaurants. The Gold Card makes me look like a man, now I need a bimmer. :laugh:
Man you really don't put much of your brain to use... If *you* can get a gold card, what makes you think that makes you special. It just means they've found another sucker who's going to run up his card the every month and then be "shocked" when they find out they have to pay the whole thing off at the end of the month. If you're sole purpose was to get a Amex card to "look good in a restaurant", "look like a man", and "impress women", you're nothing but an idiot. I'm gonna laugh my ass off when you post your first woe-is-me message about your Amex bill.
"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass..." - Dale Earnhardt, 1997
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"...the staggering layers of obscenity in your statement make it a work of art on so many levels." - Jason Jystad, 10/26/2001 -
So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
Remember - the Gold one is about $95 a year. I think the Green one is in the $40's.
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Man you really don't put much of your brain to use... If *you* can get a gold card, what makes you think that makes you special. It just means they've found another sucker who's going to run up his card the every month and then be "shocked" when they find out they have to pay the whole thing off at the end of the month. If you're sole purpose was to get a Amex card to "look good in a restaurant", "look like a man", and "impress women", you're nothing but an idiot. I'm gonna laugh my ass off when you post your first woe-is-me message about your Amex bill.
"Why don't you tie a kerosene-soaked rag around your ankles so the ants won't climb up and eat your candy ass..." - Dale Earnhardt, 1997
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"...the staggering layers of obscenity in your statement make it a work of art on so many levels." - Jason Jystad, 10/26/2001John Simmons / outlaw programmer wrote:
Man you really don't put much of your brain to use
Unfortunately it is "Little Big Man" doing the thinking at the moment. :rolleyes:
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
ResidentGeek wrote:
It usually doesn't have a preset limit, but that by no means says it's unlimited - it means you usually don't know that you've spent too much until they decline you
See, that's what confuses me. If they don't have a reset limit, how do I know when are they going to decline me? Anyway, I'll ask them when I activate the card.
ResidentGeek wrote:
But if the only reason you got the card was to impress women, then I agree with the others
No no, that's just one reason. A small one. :-D
Link2006 wrote:
If they don't have a reset limit, how do I know when are they going to decline me
I'll tell you how it happened to me one time. I was taking a client out to dinner and when I went to pay for the meal I was informed that my request was denied. This had never happened before but then I had never tried to run up so many charges in one month before. Embarrassing but not devastating as I had another card to pay with. :-O It so happened that I was on an extended business trip and needed to pay for my hotel charges the following day. I called AmEx and they told me that the charge was denied because I had recently made many charges which were not my usual spending profile and they suspected fraud and shut down the card. :omg: I assured them that I was just using it for a business trip and needed to pay my hotel bill. After discussing my situation for a while they allowed me to make one more charge until the monthly charges were paid off and then that would become my new spending profile for the future. :cool:
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
Link2006 wrote:
what confuses me. If they don't have a reset limit, how do I know when are they going to decline me?
When AMEX refuses to pay, you will make quite an impression. That is the "AMEX gold-digger protection plan". Thomas
Thomas George wrote:
"AMEX gold-digger protection plan"
:laugh::laugh::laugh:
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
Then you need to be de-confused as soon as possible. There are two kinds of credit cards from AmEx. The more traditional is the pay it off each month type. There is a credit limit, but it is typically much higher than a normal credit card. YMMV. If you have a Gold American Express, this is the plan you have. How does AmEx make $$ (as well as the other credit card companies)? First, they take 3-5% of each transaction from the merchant. Why would they do this? Because studies have shown again and again that people's spending habits go up way past 4% if you take a credit card. This part of the $$ keeps the lights on. Interest, fees, etc. is all gravy. There is something called Blue or something like it. Typical credit card. Can carry a balance month to month, etc. Now, Link, *listen* to the comments about gold diggers. There are multiple people I know who have been REEMED by people like this. Before the few women jump all over me - I've seen guys do it to - so it goes both ways. I guess the same warning goes for all of the other single geek guys out there.. :)
Charlie Gilley Will program for food... Whoever said children were cheaper by the dozen... lied. My son's PDA is an M249 SAW. My other son commutes in an M1A2 Abrams
charlieg wrote:
YMMV
YMMV????? :confused: - IACAIHNHTOB [I am confused as I have never heard this one before]
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
Yeah?? So what? The card comes out at the end of dinner, not the beginning. With the thinking you're goin' with, a Platinum card won't make up for the image you gave her during dinner.
Dave Kreskowiak Microsoft MVP - Visual Basic
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Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Christian Graus - C++ MVP 'Why don't we jump on a fad that hasn't already been widely discredited ?' - Dilbert
Christian Graus wrote:
the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after
Would you like to meet my favorite ex-wife? :~
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
Link2006 wrote:
Imagine on your first date with your dream girl, once the dinner is over, and you pull out your gold card!
Been there, done that! All you get are gold diggers. Not the sort you want. You'd be cheaper paying for a hooker.
Upcoming events: * Glasgow Geek Dinner (5th March) * Glasgow: Tell us what you want to see in 2007 My: Website | Blog | Photos
Colin Angus Mackay wrote:
cheaper paying for a hooker
Actually the gold diggers are "working girls". :~ They just take their payments in installments. :wtf: It is always less expensive to pay up front for something than to get involved with installment plans. There are no hidden costs that way. :doh:
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
charlieg wrote:
YMMV
YMMV????? :confused: - IACAIHNHTOB [I am confused as I have never heard this one before]
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
lol - sorry, YMMV your mileage may vary...
Charlie Gilley Will program for food... Whoever said children were cheaper by the dozen... lied. My son's PDA is an M249 SAW. My other son commutes in an M1A2 Abrams
Of course. :doh:
Simply Elegant Designs JimmyRopes Designs
Think inside the box! ProActive Secure Systems
I'm on-line therefore I am. JimmyRopes -
Bradml wrote:
Can I advise you stay the hell away from anythng with a buy now button for the next couple months (learned that the hard way).
Well, it's not the first time I have a credit card, so I know how do use them. The reason I applied the AmEx Gold Card is it will make me look good in restaurants. The Gold Card makes me look like a man, now I need a bimmer. :laugh:
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Christian Graus wrote:
Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Unfortunately lots of girls are like this these days... you need to have at least something to impress a girl.
You think this is new ? It's not. *Wanting* a woman who will suck you dry, and spit you out, that's pretty new.
Christian Graus - C++ MVP 'Why don't we jump on a fad that hasn't already been widely discredited ?' - Dilbert
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So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
MBNA slowly upgraded my lowly college credit card to Platinum status. Unfortunately, as I use it only for online purchases I cannot use it to impress women. However, the credit limit is enough to by a beemer. (My balance however, remains at zero but they keep taunting me with 0% access checks)
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Christian Graus wrote:
Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Unfortunately lots of girls are like this these days... you need to have at least something to impress a girl.
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So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
Ah... One more step closer to bankruptcy :)
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