OH MY GOD! I'm approved for the American Express Gold Card!
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ResidentGeek wrote:
It usually doesn't have a preset limit, but that by no means says it's unlimited - it means you usually don't know that you've spent too much until they decline you
See, that's what confuses me. If they don't have a reset limit, how do I know when are they going to decline me? Anyway, I'll ask them when I activate the card.
ResidentGeek wrote:
But if the only reason you got the card was to impress women, then I agree with the others
No no, that's just one reason. A small one. :-D
Link2006 wrote:
If they don't have a reset limit, how do I know when are they going to decline me
I'll tell you how it happened to me one time. I was taking a client out to dinner and when I went to pay for the meal I was informed that my request was denied. This had never happened before but then I had never tried to run up so many charges in one month before. Embarrassing but not devastating as I had another card to pay with. :-O It so happened that I was on an extended business trip and needed to pay for my hotel charges the following day. I called AmEx and they told me that the charge was denied because I had recently made many charges which were not my usual spending profile and they suspected fraud and shut down the card. :omg: I assured them that I was just using it for a business trip and needed to pay my hotel bill. After discussing my situation for a while they allowed me to make one more charge until the monthly charges were paid off and then that would become my new spending profile for the future. :cool:
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Link2006 wrote:
what confuses me. If they don't have a reset limit, how do I know when are they going to decline me?
When AMEX refuses to pay, you will make quite an impression. That is the "AMEX gold-digger protection plan". Thomas
Thomas George wrote:
"AMEX gold-digger protection plan"
:laugh::laugh::laugh:
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Then you need to be de-confused as soon as possible. There are two kinds of credit cards from AmEx. The more traditional is the pay it off each month type. There is a credit limit, but it is typically much higher than a normal credit card. YMMV. If you have a Gold American Express, this is the plan you have. How does AmEx make $$ (as well as the other credit card companies)? First, they take 3-5% of each transaction from the merchant. Why would they do this? Because studies have shown again and again that people's spending habits go up way past 4% if you take a credit card. This part of the $$ keeps the lights on. Interest, fees, etc. is all gravy. There is something called Blue or something like it. Typical credit card. Can carry a balance month to month, etc. Now, Link, *listen* to the comments about gold diggers. There are multiple people I know who have been REEMED by people like this. Before the few women jump all over me - I've seen guys do it to - so it goes both ways. I guess the same warning goes for all of the other single geek guys out there.. :)
Charlie Gilley Will program for food... Whoever said children were cheaper by the dozen... lied. My son's PDA is an M249 SAW. My other son commutes in an M1A2 Abrams
charlieg wrote:
YMMV
YMMV????? :confused: - IACAIHNHTOB [I am confused as I have never heard this one before]
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So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
Yeah?? So what? The card comes out at the end of dinner, not the beginning. With the thinking you're goin' with, a Platinum card won't make up for the image you gave her during dinner.
Dave Kreskowiak Microsoft MVP - Visual Basic
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Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Christian Graus - C++ MVP 'Why don't we jump on a fad that hasn't already been widely discredited ?' - Dilbert
Christian Graus wrote:
the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after
Would you like to meet my favorite ex-wife? :~
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Link2006 wrote:
Imagine on your first date with your dream girl, once the dinner is over, and you pull out your gold card!
Been there, done that! All you get are gold diggers. Not the sort you want. You'd be cheaper paying for a hooker.
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Colin Angus Mackay wrote:
cheaper paying for a hooker
Actually the gold diggers are "working girls". :~ They just take their payments in installments. :wtf: It is always less expensive to pay up front for something than to get involved with installment plans. There are no hidden costs that way. :doh:
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charlieg wrote:
YMMV
YMMV????? :confused: - IACAIHNHTOB [I am confused as I have never heard this one before]
Simply Elegant Designs JimmyRopes Designs
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I'm on-line therefore I am. JimmyRopes -
lol - sorry, YMMV your mileage may vary...
Charlie Gilley Will program for food... Whoever said children were cheaper by the dozen... lied. My son's PDA is an M249 SAW. My other son commutes in an M1A2 Abrams
Of course. :doh:
Simply Elegant Designs JimmyRopes Designs
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I'm on-line therefore I am. JimmyRopes -
Bradml wrote:
Can I advise you stay the hell away from anythng with a buy now button for the next couple months (learned that the hard way).
Well, it's not the first time I have a credit card, so I know how do use them. The reason I applied the AmEx Gold Card is it will make me look good in restaurants. The Gold Card makes me look like a man, now I need a bimmer. :laugh:
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Christian Graus wrote:
Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Unfortunately lots of girls are like this these days... you need to have at least something to impress a girl.
You think this is new ? It's not. *Wanting* a woman who will suck you dry, and spit you out, that's pretty new.
Christian Graus - C++ MVP 'Why don't we jump on a fad that hasn't already been widely discredited ?' - Dilbert
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So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
MBNA slowly upgraded my lowly college credit card to Platinum status. Unfortunately, as I use it only for online purchases I cannot use it to impress women. However, the credit limit is enough to by a beemer. (My balance however, remains at zero but they keep taunting me with 0% access checks)
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Christian Graus wrote:
Yeah, the sort of chick who goes for guys based on their credit card, is exactly the sort of chick I'd be going after.
Unfortunately lots of girls are like this these days... you need to have at least something to impress a girl.
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So I went again and applied one, and got approved! It's Gold Card baby! oh my......:laugh:;P
Ah... One more step closer to bankruptcy :)
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