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Prank calling debt collectors

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  • P Patrick Etc

    That is So. Freakin'. Awesome!! :D As someone who has been on the receiving end of debt collectors, I personally have no problem with pretty much anything people do to harass and annoy them (short of physical violence or actually ruining their life).. I am unabashedly of the opinion that debt collectors are the lowest form of human life. I've seen some pretty hilarious stories of people harassing debt collectors.. this one's definitely up there :)

    K Offline
    K Offline
    keencomputer
    wrote on last edited by
    #11

    Send the Number I will call from Canada. I will have some fun too.

    Tapas Shome System Software Engineer Keen Computer Solutions 1408 Erin Street Winnipeg, Manitoba Canada R3E 2S8 http://www.keencomputer.com

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    • J Josh Smith

      I was hanging out with a buddy of mine last night; drinking some beer, eating bbq ribs, and playing Burnout Revenge on the XBOX 360. Good times. But the highlight of the night was a call he made to a debt collector. He had told me earlier in the night that his wife owes some company $600. She's owed it for almost seven years. According to him, once the debt has existed for seven years it gets wiped out and won't appear on her credit report. If they pay off the debt, it will remain as a black mark on her credit report for another seven years, so they don't intend on paying it. Somehow a debt collection agency got his cellphone number and has been calling him about it. The funny thing is that the debt collection agency's "enforcers" are outsourced to India. So he has been getting calls several times a week from Apu, who tries to sound threatening while saying things like, "You are having debt to us and you will pay it soon." Of course, the whole intimidation factor of a debt collector does not really work well when the guy harassing you is thousands of miles away!! :laugh: My buddy got Apu's direct work number because he once told Apu that he'd call him back to discuss when they would pay (which was a trick just to get his number). After a tasty meal of bbq ribs and bourbon, we decided to give Apu a call to let him know how much we miss him. He didn't answer the phone, so we left a message. The message started with my buddy saying, "Apu, why do you not call me? I love you, Apu. You left your seed in me, and then don't call me to tell me you love me? Apu... Apu... I love you!" LOL! Who ever thought of prank calling a debt collector?! What a brilliant idea!! :laugh:

      :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

      RaviBeeR Offline
      RaviBeeR Offline
      RaviBee
      wrote on last edited by
      #12

      Josh Smith wrote:

      According to him, once the debt has existed for seven years it gets wiped out and won't appear on her credit report.

      Josh, I think your buddy's had one too many beers. :) Sure, the amount may be written off by the creditor as a bad debt, but you can be sure it's going to remain on his wife's credit history. My (unblemished) credit history references a debit card I held in 1981 (26 years ago). This unpaid debt will almost surely affect the rate his wife will be offered on a future mortgage, re-finance, auto loan, home improvement loan, line of credit or margin loan. On the (somewhat) bright side, in the US one is entitled to a free credit report from each of the big 3 reporting agencies (Equifax, Experian and TransUnion). Also, if your friends move countries, their credit history is unlikely to follow them. /ravi

      This is your brain on Celcius Home | Music | Articles | Freeware | Trips ravib(at)ravib(dot)com

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      • J Josh Smith

        I was hanging out with a buddy of mine last night; drinking some beer, eating bbq ribs, and playing Burnout Revenge on the XBOX 360. Good times. But the highlight of the night was a call he made to a debt collector. He had told me earlier in the night that his wife owes some company $600. She's owed it for almost seven years. According to him, once the debt has existed for seven years it gets wiped out and won't appear on her credit report. If they pay off the debt, it will remain as a black mark on her credit report for another seven years, so they don't intend on paying it. Somehow a debt collection agency got his cellphone number and has been calling him about it. The funny thing is that the debt collection agency's "enforcers" are outsourced to India. So he has been getting calls several times a week from Apu, who tries to sound threatening while saying things like, "You are having debt to us and you will pay it soon." Of course, the whole intimidation factor of a debt collector does not really work well when the guy harassing you is thousands of miles away!! :laugh: My buddy got Apu's direct work number because he once told Apu that he'd call him back to discuss when they would pay (which was a trick just to get his number). After a tasty meal of bbq ribs and bourbon, we decided to give Apu a call to let him know how much we miss him. He didn't answer the phone, so we left a message. The message started with my buddy saying, "Apu, why do you not call me? I love you, Apu. You left your seed in me, and then don't call me to tell me you love me? Apu... Apu... I love you!" LOL! Who ever thought of prank calling a debt collector?! What a brilliant idea!! :laugh:

        :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

        L Offline
        L Offline
        Lost User
        wrote on last edited by
        #13

        $600 is $600. You mate should stop being a dick and pay what he owes

        J 1 Reply Last reply
        0
        • L Lost User

          $600 is $600. You mate should stop being a dick and pay what he owes

          J Offline
          J Offline
          Josh Smith
          wrote on last edited by
          #14

          Josh Gray wrote:

          $600 is $600. You mate should stop being a dick and pay what he owes

          His wife owes the money, so he just gets to have fun with the debt collector. It was his wife's decision to not pay.

          :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

          L 1 Reply Last reply
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          • J Josh Smith

            Josh Gray wrote:

            $600 is $600. You mate should stop being a dick and pay what he owes

            His wife owes the money, so he just gets to have fun with the debt collector. It was his wife's decision to not pay.

            :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

            L Offline
            L Offline
            Lost User
            wrote on last edited by
            #15

            Josh Smith wrote:

            His wife owes the money, so he just gets to have fun with the debt collector. It was his wife's decision to not pay.

            Fair enough. I hope they dont end up in divorce court!

            J 1 Reply Last reply
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            • L Lost User

              Josh Smith wrote:

              His wife owes the money, so he just gets to have fun with the debt collector. It was his wife's decision to not pay.

              Fair enough. I hope they dont end up in divorce court!

              J Offline
              J Offline
              Josh Smith
              wrote on last edited by
              #16

              Josh Gray wrote:

              Fair enough. I hope they dont end up in divorce court!

              :) There are only three certainties in modern American life: death, taxes, and divorce. I read a report that half of the marriages in America end in divorce. Half! I guess that's what happens when people stick with antiquated social conventions. The marriage certificate is a financial document.

              :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

              P 1 Reply Last reply
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              • J Josh Smith

                I was hanging out with a buddy of mine last night; drinking some beer, eating bbq ribs, and playing Burnout Revenge on the XBOX 360. Good times. But the highlight of the night was a call he made to a debt collector. He had told me earlier in the night that his wife owes some company $600. She's owed it for almost seven years. According to him, once the debt has existed for seven years it gets wiped out and won't appear on her credit report. If they pay off the debt, it will remain as a black mark on her credit report for another seven years, so they don't intend on paying it. Somehow a debt collection agency got his cellphone number and has been calling him about it. The funny thing is that the debt collection agency's "enforcers" are outsourced to India. So he has been getting calls several times a week from Apu, who tries to sound threatening while saying things like, "You are having debt to us and you will pay it soon." Of course, the whole intimidation factor of a debt collector does not really work well when the guy harassing you is thousands of miles away!! :laugh: My buddy got Apu's direct work number because he once told Apu that he'd call him back to discuss when they would pay (which was a trick just to get his number). After a tasty meal of bbq ribs and bourbon, we decided to give Apu a call to let him know how much we miss him. He didn't answer the phone, so we left a message. The message started with my buddy saying, "Apu, why do you not call me? I love you, Apu. You left your seed in me, and then don't call me to tell me you love me? Apu... Apu... I love you!" LOL! Who ever thought of prank calling a debt collector?! What a brilliant idea!! :laugh:

                :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

                J Offline
                J Offline
                Johan Lombaard
                wrote on last edited by
                #17

                Another great way to get rid of these guys is to pay for the goods that you got from them. I can't understand why someone would buy stuff and them refuse to pay for it.

                Johan Lombaard Only two things are infinite, the universe and human stupidity, and I'm not sure about the former - Albert Einstein

                C 1 Reply Last reply
                0
                • J Johan Lombaard

                  Another great way to get rid of these guys is to pay for the goods that you got from them. I can't understand why someone would buy stuff and them refuse to pay for it.

                  Johan Lombaard Only two things are infinite, the universe and human stupidity, and I'm not sure about the former - Albert Einstein

                  C Offline
                  C Offline
                  ChandraRam
                  wrote on last edited by
                  #18

                  Johan Lombaard wrote:

                  Another great way to get rid of these guys is to pay for the goods that you got from them. I can't understand why someone would buy stuff and them refuse to pay for it.

                  Well said... I just don't get why this wouldn't occur to the OP's friend's wife. Fun is good, but if this is something you actually owe, then IMO, just pay up.

                  G 1 Reply Last reply
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                  • J Josh Smith

                    Josh Gray wrote:

                    Fair enough. I hope they dont end up in divorce court!

                    :) There are only three certainties in modern American life: death, taxes, and divorce. I read a report that half of the marriages in America end in divorce. Half! I guess that's what happens when people stick with antiquated social conventions. The marriage certificate is a financial document.

                    :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

                    P Offline
                    P Offline
                    Phil Harding
                    wrote on last edited by
                    #19

                    Josh Smith wrote:

                    when people stick with antiquated social conventions

                    Just curious, what's antiquated about marriage :confused:

                    - "I'm not lying, I'm just writing fiction with my mouth"

                    Phil Harding.
                    myBlog [^] | mySite [^]

                    J 1 Reply Last reply
                    0
                    • J Josh Smith

                      I was hanging out with a buddy of mine last night; drinking some beer, eating bbq ribs, and playing Burnout Revenge on the XBOX 360. Good times. But the highlight of the night was a call he made to a debt collector. He had told me earlier in the night that his wife owes some company $600. She's owed it for almost seven years. According to him, once the debt has existed for seven years it gets wiped out and won't appear on her credit report. If they pay off the debt, it will remain as a black mark on her credit report for another seven years, so they don't intend on paying it. Somehow a debt collection agency got his cellphone number and has been calling him about it. The funny thing is that the debt collection agency's "enforcers" are outsourced to India. So he has been getting calls several times a week from Apu, who tries to sound threatening while saying things like, "You are having debt to us and you will pay it soon." Of course, the whole intimidation factor of a debt collector does not really work well when the guy harassing you is thousands of miles away!! :laugh: My buddy got Apu's direct work number because he once told Apu that he'd call him back to discuss when they would pay (which was a trick just to get his number). After a tasty meal of bbq ribs and bourbon, we decided to give Apu a call to let him know how much we miss him. He didn't answer the phone, so we left a message. The message started with my buddy saying, "Apu, why do you not call me? I love you, Apu. You left your seed in me, and then don't call me to tell me you love me? Apu... Apu... I love you!" LOL! Who ever thought of prank calling a debt collector?! What a brilliant idea!! :laugh:

                      :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

                      B Offline
                      B Offline
                      Brady Kelly
                      wrote on last edited by
                      #20

                      I once tought a debt collector, trying to arrange a meeting to reposes my car, was a friend giving me a prank call. I gave him hell. I said, "I know where you live. I know who your father is!" etc. I even called him Jason, my friend's name, and then I put the phone down on him. Then the lady from the finance office phoned and told me who I had put the phone down on. As a bonus, his arch-competitor and professional enemy was called Jason.

                      "Once in Africa I lost the corkscrew and we were forced to live off food and water for weeks." - Ernest Hemingway My New Blog

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                      • P Phil Harding

                        Josh Smith wrote:

                        when people stick with antiquated social conventions

                        Just curious, what's antiquated about marriage :confused:

                        - "I'm not lying, I'm just writing fiction with my mouth"

                        Phil Harding.
                        myBlog [^] | mySite [^]

                        J Offline
                        J Offline
                        Josh Smith
                        wrote on last edited by
                        #21

                        Phil HardingJust curious, what's antiquated about marriage

                        At least here in the States, marriage was established and promoted by the Church. It was primarily a religous convention. Considering the rapid decline in the Church's social relevance, I see marriage as just a nostalgic artifact. If getting married makes somebody feel warm and fuzzy because it pleases their congregation, fine. Go ahead. But outside of that, the only real benefit to getting married is the tax breaks. I don't see any practical reason to get married, considering that alimony can be much more expensive than what you can save on taxes.

                        :josh: My WPF Blog[^] Without a strive for perfection I would be terribly bored.

                        1 Reply Last reply
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                        • C ChandraRam

                          Johan Lombaard wrote:

                          Another great way to get rid of these guys is to pay for the goods that you got from them. I can't understand why someone would buy stuff and them refuse to pay for it.

                          Well said... I just don't get why this wouldn't occur to the OP's friend's wife. Fun is good, but if this is something you actually owe, then IMO, just pay up.

                          G Offline
                          G Offline
                          gisTimmy
                          wrote on last edited by
                          #22

                          Agreed. One should always pay one's debts. Now, what was Apu's number again? Should be 11 PM in India in a couple hours...:laugh:

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