Finding an apartment.
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I'm looking into moving out into my first apartment. I have found a few that I would like to investigate further. What are the steps involved in finalizing the process? What are the requirements of getting an apartment? I have a job, and I can afford the rent and utilities. I have heard the rent can't be more than 30% of my income, Is that true? I would like any and all information including your past experiences.
The Digital World. It is an amazing place in which we primitive humans interact. Our flesh made this synthetic machine. You see, we are so smart, we know a lot of stuff. We were grown from cells that came from the universe, which the matter and physics I'm typing in it is amazing how the universe is working. Human life is very amazing. How I experience this sh*t its like wow.
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None, girls look at me like I am a 100 dollar bill waiting to be picked up off the table.
The Digital World. It is an amazing place in which we primitive humans interact. Our flesh made this synthetic machine. You see, we are so smart, we know a lot of stuff. We were grown from cells that came from the universe, which the matter and physics I'm typing in it is amazing how the universe is working. Human life is very amazing. How I experience this sh*t its like wow.
CataclysmicQuantum wrote:
girls look at me like I am a 100 dollar bill waiting to be picked up off the table.
To be returned to the nearest authority?
regards, Paul Watson Ireland & South Africa
Fernando A. Gomez F. wrote:
At least he achieved immortality for a few years.
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I moved into my first apartment about six months ago, so I remember the whole process pretty well. Getting approved for a lease is very much like having any line of credit extended to you. You need to be able to convince the owners that taking you on as a tenant is a good risk. If you are, in their view, unlikely to be able to pay rent on time based on your current employment, credit rating, or interviews with past landlords, they are not likely to risk giving you a place. For my apartment, the process was very formalized. I needed to provide proof that I made at least four times my monthly rent in a month, and was a legal resident of the United States. I had my boss fill out one of their little forms about my salary and fax it in. My social security card was good enough for the second part. The first requirement was a matter of their policy, not any kind of law, as far as I am aware. Once I was approved, I had to pay my first month's rent upfront, along with a security deposit that I will (in theory) get back when I move out if the place isn't trashed. I've heard that some places require first and last month's rent upfront, so your mileage may vary. The paperwork wasn't nearly as bad as moving all of my junk in, but it was a little stressful since it was my first time. Good luck with your new place!
Oddball wrote:
My social security card was good enough for the second part.
NEVER ever ever give you social security number. you can always use other forms of identification. If you simply refuse to give it, most will back off, if not I don't do business with those who insist. The only exceptions are, the government, banks and employment. The rest can use other means of identification. Have you heard of ID Theft? :suss:
Yusuf
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hey dude i just want to tell you to ignore leckey because she is an a**hole and a super idiot.
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leckey wrote:
Remember you are not allowed to live near schools and parks.
Oh, that is so deliciously cruel. :laugh: Marc
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Yet I made everyone laugh.
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leckey wrote:
Yet I made everyone laugh.
As wise man (or woman) once said, there is truth in humor. Marc
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Yes, I think the two of you would make great roommates.
New feature! Scroll down to see CP offenders! Upcoming blogs: "My cats are evil." http://craptasticnation.blogspot.com/[^]
why don't you shut up and stop replying to my posts because you are not welcomed. stop beeing a jerk because you have made alote of people arround the world that hates you without even meeting you. you should take this as a sign and stop your bullshit and awn your business.
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How much you need to document will depend heavily between landlords as well. The last time I was looking some wanted multiple references and proof of income. The one I ended up renting from just wanted the first rent check and security deposit up front.
CataclysmicQuantum wrote:
I have heard the rent can't be more than 30% of my income, Is that true?
AFAIK this sort of restriction only applies in public housing projects/with public rent assistance not privately owned buildings. Beyond a certain percentage of your income you're going to have a hard time convincing the landlord of your ability to pay, the soft limit for a mortgate is ~30% of your gross (pretax) income.
You know, every time I tried to win a bar-bet about being able to count to 1000 using my fingers I always got punched out when I reached 4.... -- El Corazon
dan neely wrote:
CataclysmicQuantum wrote: I have heard the rent can't be more than 30% of my income, Is that true?
dan neely wrote:
AFAIK this sort of restriction only applies in public housing projects/with public rent assistance not privately owned buildings.
Not true. There is a management company that takes care of private rentals for the owner in this area and that is a requirement of theirs. All perfectly legal.
"I'm not altogether all together."
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why don't you shut up and stop replying to my posts because you are not welcomed. stop beeing a jerk because you have made alote of people arround the world that hates you without even meeting you. you should take this as a sign and stop your bullshit and awn your business.
You would do well to follow your own advice.
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Nowadays, it's best to use an apartment locater service to help you find the best rates and the apartment complexes with the best reputations. I used ProMove in the past, and it worked well; there are other locater services, and each city is different. Don't just move into a complex without first knowing that the complex's current management is competent and responsible. Complexes are bought and sold regularly, so just because someone had good experiences with it 5 years ago doesn't mean it's all that great now. Apartment complexes will want to know your income history over the past year as well as a reference to a previous landlord that you used (if one exists). They may also do a credit check. The more information you can provide them, the faster they can accept your application. If you don't have a year's worth of employment data or a previous landlord, your rental application can still be accepted, but it will probably take longer for them to verify that you're a good risk. Good luck with your apartment search.
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You would do well to follow your own advice.
you don't understand dude. this so called leckey is a real asshole that attack many CP members for no reason. and put here ugly nose in everything and if you do some search you can find more than two dozens of CP members share my point of view toward that maniac leckey :mad:
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hey dude i just want to tell you to ignore leckey because she is an a**hole and a super idiot.
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That is how most landlords are, get used to it :)
Need a C# Consultant? I'm available.
Happiness in intelligent people is the rarest thing I know. -- Ernest HemingwayAccording to his posts in Soapbox, his Dad also lets him run behind on the rent. Since his job started about six weeks ago and consists of being a short-order cook in a place frequented by folks on welfare, he's unlikely to find a landlord who will want less than first six and last six months rent in advance.
Jon Smith & Wesson: The original point and click interface
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Whoever did the anonymous 1-vote on my post needs to speak up. My advice is good, unless you perversely want Cataclysmic to end up living in a God-forsaken ghetto.
jesarg wrote:
My advice is good, unless you perversely want Cataclysmic to end up living in a God-forsaken ghetto.
I didn't one vote you (CSS may have because you suggested he spend more money), but I wouldn't mind hearing how the Soapbox's biggest racist makes out in a ghetto. :laugh:
Jon Smith & Wesson: The original point and click interface
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Transporter malfunction? Seems to happen a lot.
BDF A learned fool is more a fool than an ignorant fool. -- Moliere
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Remember you are not allowed to live near schools and parks.
New feature! Scroll down to see CP offenders! Upcoming blogs: "My cats are evil." http://craptasticnation.blogspot.com/[^]
Remind me to never piss you off. Sometimes you're just plain scary :D
I'm largely language agnostic
After a while they all bug me :doh:
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dan neely wrote:
CataclysmicQuantum wrote: I have heard the rent can't be more than 30% of my income, Is that true?
dan neely wrote:
AFAIK this sort of restriction only applies in public housing projects/with public rent assistance not privately owned buildings.
Not true. There is a management company that takes care of private rentals for the owner in this area and that is a requirement of theirs. All perfectly legal.
"I'm not altogether all together."
Are you sure it's not won't instead of can't? ie if you make $1000/mo they won't rent you anything listed above $300/mo, but a different owner with a higher risk tolerance might rent you a $400/mo appartment on the same $1000/mo income. Versus public housing where if you're making $1330+/mo it's a $400/mo appartment, but if you only make $1000/mo you can have the same appartment for $300/mo.
You know, every time I tried to win a bar-bet about being able to count to 1000 using my fingers I always got punched out when I reached 4.... -- El Corazon
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jeron1 wrote:
How did I end up in this alternate soapbox universe
Watch out. Spock has a beard in this one.
Jon Smith & Wesson: The original point and click interface
Oakman wrote:
jeron1 wrote: How did I end up in this alternate soapbox universe Watch out. Spock has a beard in this one.
And John Simmons is a liberal politician ...
I'm largely language agnostic
After a while they all bug me :doh:
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Oakman wrote:
jeron1 wrote: How did I end up in this alternate soapbox universe Watch out. Spock has a beard in this one.
And John Simmons is a liberal politician ...
I'm largely language agnostic
After a while they all bug me :doh: