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  3. Morons everywhere

Morons everywhere

Scheduled Pinned Locked Moved The Lounge
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  • C Christian Graus

    So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

    Christian Graus Driven to the arms of OSX by Vista.

    T Offline
    T Offline
    Tim Deveaux
    wrote on last edited by
    #5

    Christian Graus wrote:

    It's all a hassle.

    Sig quote material. Definitely sig quote material... :rolleyes:

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    • C Christian Graus

      So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

      Christian Graus Driven to the arms of OSX by Vista.

      M Offline
      M Offline
      Miszou
      wrote on last edited by
      #6

      I may be wrong, but you seem like a real "glass half empty" kinda guy. I don't think I've read a single positive post from you in week! Maybe you should fire up your Windows-in-a VM-in-a-Mac thing and watch a movie or something. I suggest Wall-E. And maybe take a flight somewhere nice to relax for a few days.

      The StartPage Randomizer | The Windows Cheerleader | Twitter

      C 1 Reply Last reply
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      • B busum

        FyreWyrm wrote:

        Expedia is protecting themselves from fraudulent credit cards. Why are they morons?

        Because, there are ways to do this that are not difficult and still allow Amex users to charge. It's more likely that they don't want to pay the higher processing fee that Amex charges and don't want to admit that they are inconveniencing their customers for that reason.

        F Offline
        F Offline
        FyreWyrm
        wrote on last edited by
        #7

        I used to work retail and did the financials for my store for about a year. I don't recall AmEx's processing fees being any higher than MC, Discover or Visa. As far as fraudulent cards go, we would get at least one chargeback a month because of fraudulent cards. We didn't just accept cards willy-nilly, we used a verification service. It would stop some but not all bad cards. Often the chargebacks would come two months or more after the charge took place. Expedia has probably had problems with people using the fake cards to book last-minute flights, using the flight, then a couple of months later Expedia has to write-off the chargeback. I don't blame them one bit for denying these cards.

        Don't blame me. I voted for Chuck Norris.

        C R 2 Replies Last reply
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        • M Miszou

          I may be wrong, but you seem like a real "glass half empty" kinda guy. I don't think I've read a single positive post from you in week! Maybe you should fire up your Windows-in-a VM-in-a-Mac thing and watch a movie or something. I suggest Wall-E. And maybe take a flight somewhere nice to relax for a few days.

          The StartPage Randomizer | The Windows Cheerleader | Twitter

          C Offline
          C Offline
          Christian Graus
          wrote on last edited by
          #8

          I've had nothing but hassles all week. I could watch something, but I have too much work to do.... Oh, and I bought Wall-E, that's how I found out that Blu Ray has region encoding. So, I paid for it, and cannot watch it. See what I mean ?

          Christian Graus Driven to the arms of OSX by Vista.

          Z 1 Reply Last reply
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          • F FyreWyrm

            I used to work retail and did the financials for my store for about a year. I don't recall AmEx's processing fees being any higher than MC, Discover or Visa. As far as fraudulent cards go, we would get at least one chargeback a month because of fraudulent cards. We didn't just accept cards willy-nilly, we used a verification service. It would stop some but not all bad cards. Often the chargebacks would come two months or more after the charge took place. Expedia has probably had problems with people using the fake cards to book last-minute flights, using the flight, then a couple of months later Expedia has to write-off the chargeback. I don't blame them one bit for denying these cards.

            Don't blame me. I voted for Chuck Norris.

            C Offline
            C Offline
            Christian Graus
            wrote on last edited by
            #9

            Amex does cost more, over here you often have to pay a 3.5 % surcharge for Amex, but none for Visa or Mastercard.

            Christian Graus Driven to the arms of OSX by Vista.

            L 1 Reply Last reply
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            • C Christian Graus

              It's my bank, and they stop ALL Amex card, and no other cards, from working with ANY US site. As someone else said, that's too heavy handed. If they think Amex cards are not secure, why give me one ?

              Christian Graus Driven to the arms of OSX by Vista.

              Richard Andrew x64R Offline
              Richard Andrew x64R Offline
              Richard Andrew x64
              wrote on last edited by
              #10

              You're right, give it to me!

              1 Reply Last reply
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              • F FyreWyrm

                I used to work retail and did the financials for my store for about a year. I don't recall AmEx's processing fees being any higher than MC, Discover or Visa. As far as fraudulent cards go, we would get at least one chargeback a month because of fraudulent cards. We didn't just accept cards willy-nilly, we used a verification service. It would stop some but not all bad cards. Often the chargebacks would come two months or more after the charge took place. Expedia has probably had problems with people using the fake cards to book last-minute flights, using the flight, then a couple of months later Expedia has to write-off the chargeback. I don't blame them one bit for denying these cards.

                Don't blame me. I voted for Chuck Norris.

                R Offline
                R Offline
                Rama Krishna Vavilala
                wrote on last edited by
                #11

                Well AMEX does cost more as I can confirm from several sources. Many mom and pop stores don't accept AMEX because of that reason.

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                • C Christian Graus

                  So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

                  Christian Graus Driven to the arms of OSX by Vista.

                  R Offline
                  R Offline
                  Rama Krishna Vavilala
                  wrote on last edited by
                  #12

                  If you had the same experience that I had last night while booking international tickets, then CP would have been flooded with Airlines suck posts:).

                  C 1 Reply Last reply
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                  • C Christian Graus

                    So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

                    Christian Graus Driven to the arms of OSX by Vista.

                    T Offline
                    T Offline
                    Tomz_KV
                    wrote on last edited by
                    #13

                    I think that the on going credit crisis has made the banks extra cautious.

                    TOMZ_KV

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                    • C Christian Graus

                      Amex does cost more, over here you often have to pay a 3.5 % surcharge for Amex, but none for Visa or Mastercard.

                      Christian Graus Driven to the arms of OSX by Vista.

                      L Offline
                      L Offline
                      Lost User
                      wrote on last edited by
                      #14

                      It's not that much more, though. I have a low volume merchant account. Amex cost .6 percentage points more than the others; 60 cents on a 100 dollar purchase. For a higher volume account, it's a smaller difference than that. Cheers, Drew.

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                      • R Rama Krishna Vavilala

                        If you had the same experience that I had last night while booking international tickets, then CP would have been flooded with Airlines suck posts:).

                        C Offline
                        C Offline
                        Christian Graus
                        wrote on last edited by
                        #15

                        Well, don't hold back. Vent, we're here for you....

                        Christian Graus Driven to the arms of OSX by Vista.

                        1 Reply Last reply
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                        • B busum

                          FyreWyrm wrote:

                          Expedia is protecting themselves from fraudulent credit cards. Why are they morons?

                          Because, there are ways to do this that are not difficult and still allow Amex users to charge. It's more likely that they don't want to pay the higher processing fee that Amex charges and don't want to admit that they are inconveniencing their customers for that reason.

                          P Offline
                          P Offline
                          peterchen
                          wrote on last edited by
                          #16

                          Hanlon

                          Burning Chrome ^ | Linkify!| FoldWithUs! | sighist

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                          • C Christian Graus

                            So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

                            Christian Graus Driven to the arms of OSX by Vista.

                            H Offline
                            H Offline
                            hairy_hats
                            wrote on last edited by
                            #17

                            Amex is not accepted in so many places that they're not worth having.

                            1 Reply Last reply
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                            • C Christian Graus

                              I've had nothing but hassles all week. I could watch something, but I have too much work to do.... Oh, and I bought Wall-E, that's how I found out that Blu Ray has region encoding. So, I paid for it, and cannot watch it. See what I mean ?

                              Christian Graus Driven to the arms of OSX by Vista.

                              Z Offline
                              Z Offline
                              Zhat
                              wrote on last edited by
                              #18

                              I think he knew that, was pulling your chain a bit, as you have had a bad stretch going on lately... :)

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