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Morons everywhere

Scheduled Pinned Locked Moved The Lounge
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  • F FyreWyrm

    I used to work retail and did the financials for my store for about a year. I don't recall AmEx's processing fees being any higher than MC, Discover or Visa. As far as fraudulent cards go, we would get at least one chargeback a month because of fraudulent cards. We didn't just accept cards willy-nilly, we used a verification service. It would stop some but not all bad cards. Often the chargebacks would come two months or more after the charge took place. Expedia has probably had problems with people using the fake cards to book last-minute flights, using the flight, then a couple of months later Expedia has to write-off the chargeback. I don't blame them one bit for denying these cards.

    Don't blame me. I voted for Chuck Norris.

    C Offline
    C Offline
    Christian Graus
    wrote on last edited by
    #9

    Amex does cost more, over here you often have to pay a 3.5 % surcharge for Amex, but none for Visa or Mastercard.

    Christian Graus Driven to the arms of OSX by Vista.

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    • C Christian Graus

      It's my bank, and they stop ALL Amex card, and no other cards, from working with ANY US site. As someone else said, that's too heavy handed. If they think Amex cards are not secure, why give me one ?

      Christian Graus Driven to the arms of OSX by Vista.

      Richard Andrew x64R Offline
      Richard Andrew x64R Offline
      Richard Andrew x64
      wrote on last edited by
      #10

      You're right, give it to me!

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      • F FyreWyrm

        I used to work retail and did the financials for my store for about a year. I don't recall AmEx's processing fees being any higher than MC, Discover or Visa. As far as fraudulent cards go, we would get at least one chargeback a month because of fraudulent cards. We didn't just accept cards willy-nilly, we used a verification service. It would stop some but not all bad cards. Often the chargebacks would come two months or more after the charge took place. Expedia has probably had problems with people using the fake cards to book last-minute flights, using the flight, then a couple of months later Expedia has to write-off the chargeback. I don't blame them one bit for denying these cards.

        Don't blame me. I voted for Chuck Norris.

        R Offline
        R Offline
        Rama Krishna Vavilala
        wrote on last edited by
        #11

        Well AMEX does cost more as I can confirm from several sources. Many mom and pop stores don't accept AMEX because of that reason.

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        • C Christian Graus

          So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

          Christian Graus Driven to the arms of OSX by Vista.

          R Offline
          R Offline
          Rama Krishna Vavilala
          wrote on last edited by
          #12

          If you had the same experience that I had last night while booking international tickets, then CP would have been flooded with Airlines suck posts:).

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          • C Christian Graus

            So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

            Christian Graus Driven to the arms of OSX by Vista.

            T Offline
            T Offline
            Tomz_KV
            wrote on last edited by
            #13

            I think that the on going credit crisis has made the banks extra cautious.

            TOMZ_KV

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            • C Christian Graus

              Amex does cost more, over here you often have to pay a 3.5 % surcharge for Amex, but none for Visa or Mastercard.

              Christian Graus Driven to the arms of OSX by Vista.

              L Offline
              L Offline
              Lost User
              wrote on last edited by
              #14

              It's not that much more, though. I have a low volume merchant account. Amex cost .6 percentage points more than the others; 60 cents on a 100 dollar purchase. For a higher volume account, it's a smaller difference than that. Cheers, Drew.

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              • R Rama Krishna Vavilala

                If you had the same experience that I had last night while booking international tickets, then CP would have been flooded with Airlines suck posts:).

                C Offline
                C Offline
                Christian Graus
                wrote on last edited by
                #15

                Well, don't hold back. Vent, we're here for you....

                Christian Graus Driven to the arms of OSX by Vista.

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                • B busum

                  FyreWyrm wrote:

                  Expedia is protecting themselves from fraudulent credit cards. Why are they morons?

                  Because, there are ways to do this that are not difficult and still allow Amex users to charge. It's more likely that they don't want to pay the higher processing fee that Amex charges and don't want to admit that they are inconveniencing their customers for that reason.

                  P Offline
                  P Offline
                  peterchen
                  wrote on last edited by
                  #16

                  Hanlon

                  Burning Chrome ^ | Linkify!| FoldWithUs! | sighist

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                  • C Christian Graus

                    So, I tried to book flights in the US on Expedia. My Amex was rejected. I called my bank. They said they didn't know. I called Expedia, and had to walk through the whole thing again, and it was rejected. Now my bank tells me that Amex card through Westpac will not work on US websites, they are all blocked due to fraud. I can use my Mastercard, which gives me 1/6 the reward points. It's all a hassle.

                    Christian Graus Driven to the arms of OSX by Vista.

                    H Offline
                    H Offline
                    hairy_hats
                    wrote on last edited by
                    #17

                    Amex is not accepted in so many places that they're not worth having.

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                    • C Christian Graus

                      I've had nothing but hassles all week. I could watch something, but I have too much work to do.... Oh, and I bought Wall-E, that's how I found out that Blu Ray has region encoding. So, I paid for it, and cannot watch it. See what I mean ?

                      Christian Graus Driven to the arms of OSX by Vista.

                      Z Offline
                      Z Offline
                      Zhat
                      wrote on last edited by
                      #18

                      I think he knew that, was pulling your chain a bit, as you have had a bad stretch going on lately... :)

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