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  3. The difference between Banks

The difference between Banks

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  • D Dalek Dave

    I want to open two savings accounts to run parallel to the Business Current Accounts. Lloyds - We will have to send out a form get you to fill it in and send it back, then we review it and if ok it will be opened in about 10 days. Barclays - Ok Sir, and what would you like the account called? Ok that's fine. We will text you today with the log in details and it should be ready to go in 24 to 48 hours. Hmmm, Lloyds seem to have some strange idea about Customer Service and Convenience.

    --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

    Kornfeld Eliyahu PeterK Offline
    Kornfeld Eliyahu PeterK Offline
    Kornfeld Eliyahu Peter
    wrote on last edited by
    #6

    It's a matter of age I think... :)

    I'm not questioning your powers of observation; I'm merely remarking upon the paradox of asking a masked man who he is. (V)

    "It never ceases to amaze me that a spacecraft launched in 1977 can be fixed remotely from Earth." ― Brian Cox

    1 Reply Last reply
    0
    • N Nicholas Marty

      Maybe Lloyds is a bit more suspicous. You're an accountant after all :suss:

      N Offline
      N Offline
      Nagy Vilmos
      wrote on last edited by
      #7

      I know him and I don't trust him. :-D

      D 1 Reply Last reply
      0
      • N Nagy Vilmos

        I know him and I don't trust him. :-D

        D Offline
        D Offline
        Dalek Dave
        wrote on last edited by
        #8

        I have noticed several discrepancies in this years expenses claim. Shall I gloss over them for you or would you like to pay the tax? email me at mybestmateisagreataccountantwhoineverannoyorletrunoutofgin@bookcookersaccountants.com

        --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

        1 Reply Last reply
        0
        • D Dalek Dave

          I want to open two savings accounts to run parallel to the Business Current Accounts. Lloyds - We will have to send out a form get you to fill it in and send it back, then we review it and if ok it will be opened in about 10 days. Barclays - Ok Sir, and what would you like the account called? Ok that's fine. We will text you today with the log in details and it should be ready to go in 24 to 48 hours. Hmmm, Lloyds seem to have some strange idea about Customer Service and Convenience.

          --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

          B Offline
          B Offline
          BotCar
          wrote on last edited by
          #9

          Dalek Dave wrote:

          should be ready to go in 24 to 48 hours

          Even that is longer than it should be. They should be able to open an account for you while you wait.

          What is this talk of release? I do not release software. My software escapes leaving a bloody trail of designers and quality assurance people in its wake.

          OriginalGriffO 1 Reply Last reply
          0
          • B BotCar

            Dalek Dave wrote:

            should be ready to go in 24 to 48 hours

            Even that is longer than it should be. They should be able to open an account for you while you wait.

            What is this talk of release? I do not release software. My software escapes leaving a bloody trail of designers and quality assurance people in its wake.

            OriginalGriffO Offline
            OriginalGriffO Offline
            OriginalGriff
            wrote on last edited by
            #10

            Particularly with business accounts, it's a little harder, because they have to follow the rules to try and prevent money laundering.

            Those who fail to learn history are doomed to repeat it. --- George Santayana (December 16, 1863 – September 26, 1952) Those who fail to clear history are doomed to explain it. --- OriginalGriff (February 24, 1959 – ∞)

            "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
            "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

            1 Reply Last reply
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            • D Dalek Dave

              I want to open two savings accounts to run parallel to the Business Current Accounts. Lloyds - We will have to send out a form get you to fill it in and send it back, then we review it and if ok it will be opened in about 10 days. Barclays - Ok Sir, and what would you like the account called? Ok that's fine. We will text you today with the log in details and it should be ready to go in 24 to 48 hours. Hmmm, Lloyds seem to have some strange idea about Customer Service and Convenience.

              --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

              K Offline
              K Offline
              Keith Barrow
              wrote on last edited by
              #11

              Lloyds are terrible. When the missus and I wanted to open a joint account, I checked everything I needed to bring with one of the staff and hied myself in to the toon, all documents in hand. When I got there everything was good, and about to be signed off when the manager walked in and discovered our tenancy contract wasn't on company-headed paper. I rented for about 10 years, with both private and company landlords, and have never seen a contract like this. Stupid thing was, I'd been with them for years, they only needed the contract because missus. I went through them like a dose of salts as I'd taken the day off to do it. They claimed it was an FSA requirement (the usual banking standby), but curiously my wife's bank got us set up immediately and hassle free. 10/10 would not recommend Lloyds.

              PB 369,783 wrote:

              I just find him very unlikeable, and I think the way he looks like a prettier version of his Mum is very disturbing.[^]

              OriginalGriffO 1 Reply Last reply
              0
              • K Keith Barrow

                Lloyds are terrible. When the missus and I wanted to open a joint account, I checked everything I needed to bring with one of the staff and hied myself in to the toon, all documents in hand. When I got there everything was good, and about to be signed off when the manager walked in and discovered our tenancy contract wasn't on company-headed paper. I rented for about 10 years, with both private and company landlords, and have never seen a contract like this. Stupid thing was, I'd been with them for years, they only needed the contract because missus. I went through them like a dose of salts as I'd taken the day off to do it. They claimed it was an FSA requirement (the usual banking standby), but curiously my wife's bank got us set up immediately and hassle free. 10/10 would not recommend Lloyds.

                PB 369,783 wrote:

                I just find him very unlikeable, and I think the way he looks like a prettier version of his Mum is very disturbing.[^]

                OriginalGriffO Offline
                OriginalGriffO Offline
                OriginalGriff
                wrote on last edited by
                #12

                Yep. When I converted my Abbey / Santander current account to joint, we walked in, pretty lady asks how she can help, explain, Herself shows her credit card with her name on, tappity tap...anything else I can help you with today? Minutes, total. But...I was with Abbey, because I had a fight with Mudland - they didn't feel 48 hours notice was enough time for them to release a couple of thousand of my money to me in cash - and I tried Lloyds as they were the next bank down the road. Oh, no, I have to see an advisor - next Thursday and bring my documents, a blood test, sample of fathers DNA, and the blood of a virgin... Walked into Abbey, and walked out with an account and a promise that new cheque book and card would be there by the end of the week.

                Those who fail to learn history are doomed to repeat it. --- George Santayana (December 16, 1863 – September 26, 1952) Those who fail to clear history are doomed to explain it. --- OriginalGriff (February 24, 1959 – ∞)

                "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                N 1 Reply Last reply
                0
                • OriginalGriffO OriginalGriff

                  Yep. When I converted my Abbey / Santander current account to joint, we walked in, pretty lady asks how she can help, explain, Herself shows her credit card with her name on, tappity tap...anything else I can help you with today? Minutes, total. But...I was with Abbey, because I had a fight with Mudland - they didn't feel 48 hours notice was enough time for them to release a couple of thousand of my money to me in cash - and I tried Lloyds as they were the next bank down the road. Oh, no, I have to see an advisor - next Thursday and bring my documents, a blood test, sample of fathers DNA, and the blood of a virgin... Walked into Abbey, and walked out with an account and a promise that new cheque book and card would be there by the end of the week.

                  Those who fail to learn history are doomed to repeat it. --- George Santayana (December 16, 1863 – September 26, 1952) Those who fail to clear history are doomed to explain it. --- OriginalGriff (February 24, 1959 – ∞)

                  N Offline
                  N Offline
                  Nagy Vilmos
                  wrote on last edited by
                  #13

                  OriginalGriff wrote:

                  the blood of a virgin

                  Can't be getting much business in Wales then

                  D OriginalGriffO 2 Replies Last reply
                  0
                  • N Nagy Vilmos

                    OriginalGriff wrote:

                    the blood of a virgin

                    Can't be getting much business in Wales then

                    D Offline
                    D Offline
                    Dalek Dave
                    wrote on last edited by
                    #14

                    The Lambs are being born right now.

                    --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

                    N 1 Reply Last reply
                    0
                    • D Dalek Dave

                      The Lambs are being born right now.

                      --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

                      N Offline
                      N Offline
                      Nagy Vilmos
                      wrote on last edited by
                      #15

                      Yea, but you need to get to them before the shepherds

                      1 Reply Last reply
                      0
                      • N Nagy Vilmos

                        OriginalGriff wrote:

                        the blood of a virgin

                        Can't be getting much business in Wales then

                        OriginalGriffO Offline
                        OriginalGriffO Offline
                        OriginalGriff
                        wrote on last edited by
                        #16

                        Even less in Luton...

                        Those who fail to learn history are doomed to repeat it. --- George Santayana (December 16, 1863 – September 26, 1952) Those who fail to clear history are doomed to explain it. --- OriginalGriff (February 24, 1959 – ∞)

                        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                        "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                        1 Reply Last reply
                        0
                        • D Dalek Dave

                          I want to open two savings accounts to run parallel to the Business Current Accounts. Lloyds - We will have to send out a form get you to fill it in and send it back, then we review it and if ok it will be opened in about 10 days. Barclays - Ok Sir, and what would you like the account called? Ok that's fine. We will text you today with the log in details and it should be ready to go in 24 to 48 hours. Hmmm, Lloyds seem to have some strange idea about Customer Service and Convenience.

                          --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

                          B Offline
                          B Offline
                          Blue Waffle
                          wrote on last edited by
                          #17

                          When I use a Co-op cash machine I am always asked to 'consider the environment' before I'm asked if I want to print a receipt. When I use a Barclays Machine I am encouraged to print a receipt for my chance to win Premier League Tickets on the back. It's always amused me that the good intentions of one is being nullified by the other.

                          1 Reply Last reply
                          0
                          • D Dalek Dave

                            I want to open two savings accounts to run parallel to the Business Current Accounts. Lloyds - We will have to send out a form get you to fill it in and send it back, then we review it and if ok it will be opened in about 10 days. Barclays - Ok Sir, and what would you like the account called? Ok that's fine. We will text you today with the log in details and it should be ready to go in 24 to 48 hours. Hmmm, Lloyds seem to have some strange idea about Customer Service and Convenience.

                            --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

                            M Offline
                            M Offline
                            Madhava Verma Dantuluri
                            wrote on last edited by
                            #18

                            Interesting...

                            1 Reply Last reply
                            0
                            • D Dalek Dave

                              I want to open two savings accounts to run parallel to the Business Current Accounts. Lloyds - We will have to send out a form get you to fill it in and send it back, then we review it and if ok it will be opened in about 10 days. Barclays - Ok Sir, and what would you like the account called? Ok that's fine. We will text you today with the log in details and it should be ready to go in 24 to 48 hours. Hmmm, Lloyds seem to have some strange idea about Customer Service and Convenience.

                              --------------------------------- Obscurum per obscurius. Ad astra per alas porci. Quidquid latine dictum sit, altum videtur.

                              S Offline
                              S Offline
                              Super Lloyd
                              wrote on last edited by
                              #19

                              It's just that you're a lousy customer, so I told my staff to make it hard for ya! ;P

                              My programming get away... The Blog... DirectX for WinRT/C# since 2013! Taking over the world since 1371!

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