They haven't learnt. Tsch. Banks.
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
To paid in Cash. Consumer credit spending is equally to blame :p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
some derivative trader probably already created some sort of exotic derivative product on the back of loans to be sold! ... and you know what, at the same time another part of the planet some quant is churning out "Models" on it! ... and some hours later broker has begun selling people the product ... and by noon tomorrow fund manager who's supposed to look after your retirement might have already put it on the portfolio!
dev
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To paid in Cash. Consumer credit spending is equally to blame :p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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i like spartan (and Egyptian) way of life just need a piece of white clothe around your bottom and a spear and nothing more such worry free life
dev
:p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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:p
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
Rob Philpott wrote:
DFS
The permanent sale people? I don't trust them because of that alone. I once bought a small rug from CarpetRight and they asked for my name and address. I asked why and he said for the card payment, and I said well I don't give Tesco that information when I buy food so you don't need it either. He then wrote slowly and deliberately "Customer refused to give address" across the (large) receipt. I've never been back.
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That was such a funny movie, I am glad that I wasn't the only adult that watched it.
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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That was such a funny movie, I am glad that I wasn't the only adult that watched it.
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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which one "300"? I thought it's very inspiring gives me guidance how to live like a man!
dev
http://en.wikipedia.org/wiki/Meet_the_Spartans[^]
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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http://en.wikipedia.org/wiki/Meet_the_Spartans[^]
Need custom software developed? I do C# development and consulting all over the United States. A man said to the universe: "Sir I exist!" "However," replied the universe, "The fact has not created in me A sense of obligation." --Stephen Crane
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i like spartan (and Egyptian) way of life just need a piece of white clothe around your bottom and a spear and nothing more such worry free life
dev
Um the weather in the UK is a good indicator as to why we obsess over clothes shopping and houses - I wouldn't want to be out in the depths of, ooh, June in just a piece of white cloth. In the UK it wouldn't be a a worry-free life - just a short one. Remember a mans wealth is measured in experience not in money - although it is easier to have nice holidays with money.
"If you reward everyone, there will not be enough to go around, so you offer a reward to one in order to encourage everyone." Mei Yaochen in the 'Doing Battle' section of Sun Tzu's: Art of War. .
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Um the weather in the UK is a good indicator as to why we obsess over clothes shopping and houses - I wouldn't want to be out in the depths of, ooh, June in just a piece of white cloth. In the UK it wouldn't be a a worry-free life - just a short one. Remember a mans wealth is measured in experience not in money - although it is easier to have nice holidays with money.
"If you reward everyone, there will not be enough to go around, so you offer a reward to one in order to encourage everyone." Mei Yaochen in the 'Doing Battle' section of Sun Tzu's: Art of War. .
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Lloyds TSB sent me my monthly 'we've approved your loan' letter again today. "A reality cheque for your dreams" it says on the outside of the envelope. Inside there's a fake cheque made out to me for £1000 (down from the £3000 of recent months). All I have to do is 'activate my priority loan today' and the money's in my account. Have these morons learnt nothing about reckless lending? I think this practice should be outlawed. It's my own fault really. Bought a sofa at DFS last year and the compulsary interest free credit is managed by Llyods. Should have done what decent people do and gone to John Lewis. Right, grumble over and on with some work.
Regards, Rob Philpott.
I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*
cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP
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I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*
cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP
Sounds entirely believable. A friend was sent an application form for a credit card only to spend 30 minutes filling it in, returning it (own stamp required) to be told he wasn't suitable. I guess it's cheaper for the bank to get you to waste your time rather than pre-checking the people they send their mailshots to. Oh well. :|
Regards, Rob Philpott.
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I had one of them once. So I called up and said "Sure!". I was a student at the time so had 0 credit rating but the thing said I was pre-approved. So I'm on the phone to the poor sales drone instructing him to bring the money in unmarked bills and he says that I just need to answer a few questions to get approved. "But you said I was pre-approved" "Yes, absolutely. Pre-approved to apply for this line of credit". *click*
cheers, Chris Maunder The Code Project Co-founder Microsoft C++ MVP
Ah, yes, "all applications will be accepted". Accepted, yes; approved, no.
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Sounds entirely believable. A friend was sent an application form for a credit card only to spend 30 minutes filling it in, returning it (own stamp required) to be told he wasn't suitable. I guess it's cheaper for the bank to get you to waste your time rather than pre-checking the people they send their mailshots to. Oh well. :|
Regards, Rob Philpott.