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  3. MyFico questionnaire

MyFico questionnaire

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  • N Offline
    N Offline
    Nish Nishant
    wrote on last edited by
    #1

    I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

    Regards, Nish


    My technology blog: voidnish.wordpress.com

    D S OriginalGriffO A D 11 Replies Last reply
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    • N Nish Nishant

      I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

      Regards, Nish


      My technology blog: voidnish.wordpress.com

      D Offline
      D Offline
      Dalek Dave
      wrote on last edited by
      #2

      I used to have a good credit rating, then I got married!

      ------------------------------------ I will never again mention that I was the poster of the One Millionth Lounge Post, nor that it was complete drivel. Dalek Dave CCC League Table Link CCC Link[^]

      F 1 Reply Last reply
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      • N Nish Nishant

        I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

        Regards, Nish


        My technology blog: voidnish.wordpress.com

        S Offline
        S Offline
        Soulus83
        wrote on last edited by
        #3

        Unless you are going serious with the partner and believe in shared commodities marriage, I would! This questions reminds me of that movie on which a man marries this beatiful woman after some days of meeting her, who turns up has a really large debt and very disgusting habits X| It was good, and cool...and the movie too ;P

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        • N Nish Nishant

          I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

          Regards, Nish


          My technology blog: voidnish.wordpress.com

          OriginalGriffO Offline
          OriginalGriffO Offline
          OriginalGriff
          wrote on last edited by
          #4

          Nishant Sivakumar wrote:

          Is it important to discuss someone's credit worthiness on a first date?

          Only if you want it to be the last date as well...

          Real men don't use instructions. They are only the manufacturers opinion on how to put the thing together.

          "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
          "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

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          • OriginalGriffO OriginalGriff

            Nishant Sivakumar wrote:

            Is it important to discuss someone's credit worthiness on a first date?

            Only if you want it to be the last date as well...

            Real men don't use instructions. They are only the manufacturers opinion on how to put the thing together.

            N Offline
            N Offline
            Nish Nishant
            wrote on last edited by
            #5

            :laugh:

            Regards, Nish


            My technology blog: voidnish.wordpress.com

            1 Reply Last reply
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            • N Nish Nishant

              I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

              Regards, Nish


              My technology blog: voidnish.wordpress.com

              A Offline
              A Offline
              AspDotNetDev
              wrote on last edited by
              #6

              I still have no idea what credit score any of my exes had. But that may just mean that my relationship score is low. :rolleyes:

              [WikiLeaks Cablegate Cables]

              N 1 Reply Last reply
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              • A AspDotNetDev

                I still have no idea what credit score any of my exes had. But that may just mean that my relationship score is low. :rolleyes:

                [WikiLeaks Cablegate Cables]

                N Offline
                N Offline
                Nish Nishant
                wrote on last edited by
                #7

                If by ex you mean ex wife, then multiple divorces would probably not have helped your score much.

                Regards, Nish


                My technology blog: voidnish.wordpress.com

                A 1 Reply Last reply
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                • N Nish Nishant

                  I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                  Regards, Nish


                  My technology blog: voidnish.wordpress.com

                  D Offline
                  D Offline
                  Dan Neely
                  wrote on last edited by
                  #8

                  Asking on a first date would definitely max out my creepometer. That said, if you're in a long term relationship with someone you should be able to get some idea how he/she is doing financially (appear to be living beyond/below means, always complaining about bills, being harassed by debt collectors, do they always go out and buy the newest and shiniest toys, etc). And finally if you don't have a good idea where your partner is financially before tieing the knot, you're an idiot who deserves to become 50% responsible for a huge amount of unpaid debt.

                  3x12=36 2x12=24 1x12=12 0x12=18

                  N 1 Reply Last reply
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                  • N Nish Nishant

                    If by ex you mean ex wife, then multiple divorces would probably not have helped your score much.

                    Regards, Nish


                    My technology blog: voidnish.wordpress.com

                    A Offline
                    A Offline
                    AspDotNetDev
                    wrote on last edited by
                    #9

                    Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)

                    [WikiLeaks Cablegate Cables]

                    N H K 3 Replies Last reply
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                    • D Dan Neely

                      Asking on a first date would definitely max out my creepometer. That said, if you're in a long term relationship with someone you should be able to get some idea how he/she is doing financially (appear to be living beyond/below means, always complaining about bills, being harassed by debt collectors, do they always go out and buy the newest and shiniest toys, etc). And finally if you don't have a good idea where your partner is financially before tieing the knot, you're an idiot who deserves to become 50% responsible for a huge amount of unpaid debt.

                      3x12=36 2x12=24 1x12=12 0x12=18

                      N Offline
                      N Offline
                      Nish Nishant
                      wrote on last edited by
                      #10

                      Good points. That would be pretty much how I would approach this too (hypothetically speaking here).

                      Regards, Nish


                      My technology blog: voidnish.wordpress.com

                      D 1 Reply Last reply
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                      • A AspDotNetDev

                        Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)

                        [WikiLeaks Cablegate Cables]

                        N Offline
                        N Offline
                        Nish Nishant
                        wrote on last edited by
                        #11

                        Ah okay :-)

                        Regards, Nish


                        My technology blog: voidnish.wordpress.com

                        1 Reply Last reply
                        0
                        • A AspDotNetDev

                          Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)

                          [WikiLeaks Cablegate Cables]

                          H Offline
                          H Offline
                          Henry Minute
                          wrote on last edited by
                          #12

                          aspdotnetdev wrote:

                          Kinda like not knowing a girlfriend's favorite color.

                          Easy one. <RunsAndHidesUnderStairs>The colour of money.</>

                          Henry Minute Do not read medical books! You could die of a misprint. - Mark Twain Girl: (staring) "Why do you need an icy cucumber?" “I want to report a fraud. The government is lying to us all.” I wouldn't let CG touch my Abacus!

                          1 Reply Last reply
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                          • N Nish Nishant

                            Good points. That would be pretty much how I would approach this too (hypothetically speaking here).

                            Regards, Nish


                            My technology blog: voidnish.wordpress.com

                            D Offline
                            D Offline
                            Dan Neely
                            wrote on last edited by
                            #13

                            Not an issue when you got married? While FICO is an American thing, general financial habits seem like they should be globally relevant.

                            3x12=36 2x12=24 1x12=12 0x12=18

                            N 1 Reply Last reply
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                            • D Dan Neely

                              Not an issue when you got married? While FICO is an American thing, general financial habits seem like they should be globally relevant.

                              3x12=36 2x12=24 1x12=12 0x12=18

                              N Offline
                              N Offline
                              Nish Nishant
                              wrote on last edited by
                              #14

                              Well when we got engaged, we were both in India, where we had no concept of credit scoring, and neither of our finances were in particular good shape but at the same time we were debt free (since in India, unless you buy a house or a car, it's very very hard to get credit, or at least it used to be that way in 2001-2002).

                              Regards, Nish


                              My technology blog: voidnish.wordpress.com

                              1 Reply Last reply
                              0
                              • N Nish Nishant

                                I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                Regards, Nish


                                My technology blog: voidnish.wordpress.com

                                G Offline
                                G Offline
                                Gregory Gadow
                                wrote on last edited by
                                #15

                                I'm not in the habit of treating first dates like applicants for a car loan.

                                1 Reply Last reply
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                                • D Dalek Dave

                                  I used to have a good credit rating, then I got married!

                                  ------------------------------------ I will never again mention that I was the poster of the One Millionth Lounge Post, nor that it was complete drivel. Dalek Dave CCC League Table Link CCC Link[^]

                                  F Offline
                                  F Offline
                                  fjdiewornncalwe
                                  wrote on last edited by
                                  #16

                                  Ironically, I got married and got a good credit rating... Boy is my life upside down...

                                  I wasn't, now I am, then I won't be anymore.

                                  1 Reply Last reply
                                  0
                                  • N Nish Nishant

                                    I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                    Regards, Nish


                                    My technology blog: voidnish.wordpress.com

                                    D Offline
                                    D Offline
                                    dasblinkenlight
                                    wrote on last edited by
                                    #17

                                    One should always make sure he or she is comfortable with the other side's view on religion, children, and money before getting married. A gross misunderstanding in any one of these three areas can ruin an otherwise good marriage. Credit scores fall into the 'money' category, and they mean a lot to some people. For example, I know a girl who does not want to get married to a guy before he sorts out his credit-related problems - despite living together for quite a while, and having a child together.

                                    1 Reply Last reply
                                    0
                                    • N Nish Nishant

                                      I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                      Regards, Nish


                                      My technology blog: voidnish.wordpress.com

                                      E Offline
                                      E Offline
                                      Ennis Ray Lynch Jr
                                      wrote on last edited by
                                      #18

                                      I would never run a woman's credit before dating her but the bottom-line is that peoples spending habits can cause a lot of strife in a relationship. Money, is one of the largest relationship troubles.

                                      Need custom software developed? I do custom programming based primarily on MS tools with an emphasis on C# development and consulting. I also do Android Programming as I find it a refreshing break from the MS. "And they, since they Were not the one dead, turned to their affairs" -- Robert Frost

                                      1 Reply Last reply
                                      0
                                      • N Nish Nishant

                                        I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                        Regards, Nish


                                        My technology blog: voidnish.wordpress.com

                                        S Offline
                                        S Offline
                                        Steve Mayfield
                                        wrote on last edited by
                                        #19

                                        I think most of us have used credit to score at one time or another ;)

                                        Steve _________________ I C(++) therefore I am

                                        N K 2 Replies Last reply
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                                        • S Steve Mayfield

                                          I think most of us have used credit to score at one time or another ;)

                                          Steve _________________ I C(++) therefore I am

                                          N Offline
                                          N Offline
                                          Nish Nishant
                                          wrote on last edited by
                                          #20

                                          :laugh:

                                          Regards, Nish


                                          My technology blog: voidnish.wordpress.com

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