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  3. MyFico questionnaire

MyFico questionnaire

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  • N Nish Nishant

    I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

    Regards, Nish


    My technology blog: voidnish.wordpress.com

    D Offline
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    Dalek Dave
    wrote on last edited by
    #2

    I used to have a good credit rating, then I got married!

    ------------------------------------ I will never again mention that I was the poster of the One Millionth Lounge Post, nor that it was complete drivel. Dalek Dave CCC League Table Link CCC Link[^]

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    • N Nish Nishant

      I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

      Regards, Nish


      My technology blog: voidnish.wordpress.com

      S Offline
      S Offline
      Soulus83
      wrote on last edited by
      #3

      Unless you are going serious with the partner and believe in shared commodities marriage, I would! This questions reminds me of that movie on which a man marries this beatiful woman after some days of meeting her, who turns up has a really large debt and very disgusting habits X| It was good, and cool...and the movie too ;P

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      • N Nish Nishant

        I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

        Regards, Nish


        My technology blog: voidnish.wordpress.com

        OriginalGriffO Offline
        OriginalGriffO Offline
        OriginalGriff
        wrote on last edited by
        #4

        Nishant Sivakumar wrote:

        Is it important to discuss someone's credit worthiness on a first date?

        Only if you want it to be the last date as well...

        Real men don't use instructions. They are only the manufacturers opinion on how to put the thing together.

        "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
        "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

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        • OriginalGriffO OriginalGriff

          Nishant Sivakumar wrote:

          Is it important to discuss someone's credit worthiness on a first date?

          Only if you want it to be the last date as well...

          Real men don't use instructions. They are only the manufacturers opinion on how to put the thing together.

          N Offline
          N Offline
          Nish Nishant
          wrote on last edited by
          #5

          :laugh:

          Regards, Nish


          My technology blog: voidnish.wordpress.com

          1 Reply Last reply
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          • N Nish Nishant

            I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

            Regards, Nish


            My technology blog: voidnish.wordpress.com

            A Offline
            A Offline
            AspDotNetDev
            wrote on last edited by
            #6

            I still have no idea what credit score any of my exes had. But that may just mean that my relationship score is low. :rolleyes:

            [WikiLeaks Cablegate Cables]

            N 1 Reply Last reply
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            • A AspDotNetDev

              I still have no idea what credit score any of my exes had. But that may just mean that my relationship score is low. :rolleyes:

              [WikiLeaks Cablegate Cables]

              N Offline
              N Offline
              Nish Nishant
              wrote on last edited by
              #7

              If by ex you mean ex wife, then multiple divorces would probably not have helped your score much.

              Regards, Nish


              My technology blog: voidnish.wordpress.com

              A 1 Reply Last reply
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              • N Nish Nishant

                I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                Regards, Nish


                My technology blog: voidnish.wordpress.com

                D Offline
                D Offline
                Dan Neely
                wrote on last edited by
                #8

                Asking on a first date would definitely max out my creepometer. That said, if you're in a long term relationship with someone you should be able to get some idea how he/she is doing financially (appear to be living beyond/below means, always complaining about bills, being harassed by debt collectors, do they always go out and buy the newest and shiniest toys, etc). And finally if you don't have a good idea where your partner is financially before tieing the knot, you're an idiot who deserves to become 50% responsible for a huge amount of unpaid debt.

                3x12=36 2x12=24 1x12=12 0x12=18

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                • N Nish Nishant

                  If by ex you mean ex wife, then multiple divorces would probably not have helped your score much.

                  Regards, Nish


                  My technology blog: voidnish.wordpress.com

                  A Offline
                  A Offline
                  AspDotNetDev
                  wrote on last edited by
                  #9

                  Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)

                  [WikiLeaks Cablegate Cables]

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                  • D Dan Neely

                    Asking on a first date would definitely max out my creepometer. That said, if you're in a long term relationship with someone you should be able to get some idea how he/she is doing financially (appear to be living beyond/below means, always complaining about bills, being harassed by debt collectors, do they always go out and buy the newest and shiniest toys, etc). And finally if you don't have a good idea where your partner is financially before tieing the knot, you're an idiot who deserves to become 50% responsible for a huge amount of unpaid debt.

                    3x12=36 2x12=24 1x12=12 0x12=18

                    N Offline
                    N Offline
                    Nish Nishant
                    wrote on last edited by
                    #10

                    Good points. That would be pretty much how I would approach this too (hypothetically speaking here).

                    Regards, Nish


                    My technology blog: voidnish.wordpress.com

                    D 1 Reply Last reply
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                    • A AspDotNetDev

                      Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)

                      [WikiLeaks Cablegate Cables]

                      N Offline
                      N Offline
                      Nish Nishant
                      wrote on last edited by
                      #11

                      Ah okay :-)

                      Regards, Nish


                      My technology blog: voidnish.wordpress.com

                      1 Reply Last reply
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                      • A AspDotNetDev

                        Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)

                        [WikiLeaks Cablegate Cables]

                        H Offline
                        H Offline
                        Henry Minute
                        wrote on last edited by
                        #12

                        aspdotnetdev wrote:

                        Kinda like not knowing a girlfriend's favorite color.

                        Easy one. <RunsAndHidesUnderStairs>The colour of money.</>

                        Henry Minute Do not read medical books! You could die of a misprint. - Mark Twain Girl: (staring) "Why do you need an icy cucumber?" “I want to report a fraud. The government is lying to us all.” I wouldn't let CG touch my Abacus!

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                        • N Nish Nishant

                          Good points. That would be pretty much how I would approach this too (hypothetically speaking here).

                          Regards, Nish


                          My technology blog: voidnish.wordpress.com

                          D Offline
                          D Offline
                          Dan Neely
                          wrote on last edited by
                          #13

                          Not an issue when you got married? While FICO is an American thing, general financial habits seem like they should be globally relevant.

                          3x12=36 2x12=24 1x12=12 0x12=18

                          N 1 Reply Last reply
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                          • D Dan Neely

                            Not an issue when you got married? While FICO is an American thing, general financial habits seem like they should be globally relevant.

                            3x12=36 2x12=24 1x12=12 0x12=18

                            N Offline
                            N Offline
                            Nish Nishant
                            wrote on last edited by
                            #14

                            Well when we got engaged, we were both in India, where we had no concept of credit scoring, and neither of our finances were in particular good shape but at the same time we were debt free (since in India, unless you buy a house or a car, it's very very hard to get credit, or at least it used to be that way in 2001-2002).

                            Regards, Nish


                            My technology blog: voidnish.wordpress.com

                            1 Reply Last reply
                            0
                            • N Nish Nishant

                              I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                              Regards, Nish


                              My technology blog: voidnish.wordpress.com

                              G Offline
                              G Offline
                              Gregory Gadow
                              wrote on last edited by
                              #15

                              I'm not in the habit of treating first dates like applicants for a car loan.

                              1 Reply Last reply
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                              • D Dalek Dave

                                I used to have a good credit rating, then I got married!

                                ------------------------------------ I will never again mention that I was the poster of the One Millionth Lounge Post, nor that it was complete drivel. Dalek Dave CCC League Table Link CCC Link[^]

                                F Offline
                                F Offline
                                fjdiewornncalwe
                                wrote on last edited by
                                #16

                                Ironically, I got married and got a good credit rating... Boy is my life upside down...

                                I wasn't, now I am, then I won't be anymore.

                                1 Reply Last reply
                                0
                                • N Nish Nishant

                                  I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                  Regards, Nish


                                  My technology blog: voidnish.wordpress.com

                                  D Offline
                                  D Offline
                                  dasblinkenlight
                                  wrote on last edited by
                                  #17

                                  One should always make sure he or she is comfortable with the other side's view on religion, children, and money before getting married. A gross misunderstanding in any one of these three areas can ruin an otherwise good marriage. Credit scores fall into the 'money' category, and they mean a lot to some people. For example, I know a girl who does not want to get married to a guy before he sorts out his credit-related problems - despite living together for quite a while, and having a child together.

                                  1 Reply Last reply
                                  0
                                  • N Nish Nishant

                                    I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                    Regards, Nish


                                    My technology blog: voidnish.wordpress.com

                                    E Offline
                                    E Offline
                                    Ennis Ray Lynch Jr
                                    wrote on last edited by
                                    #18

                                    I would never run a woman's credit before dating her but the bottom-line is that peoples spending habits can cause a lot of strife in a relationship. Money, is one of the largest relationship troubles.

                                    Need custom software developed? I do custom programming based primarily on MS tools with an emphasis on C# development and consulting. I also do Android Programming as I find it a refreshing break from the MS. "And they, since they Were not the one dead, turned to their affairs" -- Robert Frost

                                    1 Reply Last reply
                                    0
                                    • N Nish Nishant

                                      I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                      Regards, Nish


                                      My technology blog: voidnish.wordpress.com

                                      S Offline
                                      S Offline
                                      Steve Mayfield
                                      wrote on last edited by
                                      #19

                                      I think most of us have used credit to score at one time or another ;)

                                      Steve _________________ I C(++) therefore I am

                                      N K 2 Replies Last reply
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                                      • S Steve Mayfield

                                        I think most of us have used credit to score at one time or another ;)

                                        Steve _________________ I C(++) therefore I am

                                        N Offline
                                        N Offline
                                        Nish Nishant
                                        wrote on last edited by
                                        #20

                                        :laugh:

                                        Regards, Nish


                                        My technology blog: voidnish.wordpress.com

                                        1 Reply Last reply
                                        0
                                        • N Nish Nishant

                                          I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?

                                          Regards, Nish


                                          My technology blog: voidnish.wordpress.com

                                          M Offline
                                          M Offline
                                          Mycroft Holmes
                                          wrote on last edited by
                                          #21

                                          I don't even know my own credit score, and when I needed to know I could not afford the $x needed to get the information.

                                          Never underestimate the power of human stupidity RAH

                                          N K B 3 Replies Last reply
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