MyFico questionnaire
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
Asking on a first date would definitely max out my creepometer. That said, if you're in a long term relationship with someone you should be able to get some idea how he/she is doing financially (appear to be living beyond/below means, always complaining about bills, being harassed by debt collectors, do they always go out and buy the newest and shiniest toys, etc). And finally if you don't have a good idea where your partner is financially before tieing the knot, you're an idiot who deserves to become 50% responsible for a huge amount of unpaid debt.
3x12=36 2x12=24 1x12=12 0x12=18
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If by ex you mean ex wife, then multiple divorces would probably not have helped your score much.
Regards, Nish
My technology blog: voidnish.wordpress.com
Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)
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Asking on a first date would definitely max out my creepometer. That said, if you're in a long term relationship with someone you should be able to get some idea how he/she is doing financially (appear to be living beyond/below means, always complaining about bills, being harassed by debt collectors, do they always go out and buy the newest and shiniest toys, etc). And finally if you don't have a good idea where your partner is financially before tieing the knot, you're an idiot who deserves to become 50% responsible for a huge amount of unpaid debt.
3x12=36 2x12=24 1x12=12 0x12=18
Good points. That would be pretty much how I would approach this too (hypothetically speaking here).
Regards, Nish
My technology blog: voidnish.wordpress.com
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Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)
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Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)
aspdotnetdev wrote:
Kinda like not knowing a girlfriend's favorite color.
Easy one. <RunsAndHidesUnderStairs>The colour of money.</>
Henry Minute Do not read medical books! You could die of a misprint. - Mark Twain Girl: (staring) "Why do you need an icy cucumber?" “I want to report a fraud. The government is lying to us all.” I wouldn't let CG touch my Abacus!
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Good points. That would be pretty much how I would approach this too (hypothetically speaking here).
Regards, Nish
My technology blog: voidnish.wordpress.com
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Not an issue when you got married? While FICO is an American thing, general financial habits seem like they should be globally relevant.
3x12=36 2x12=24 1x12=12 0x12=18
Well when we got engaged, we were both in India, where we had no concept of credit scoring, and neither of our finances were in particular good shape but at the same time we were debt free (since in India, unless you buy a house or a car, it's very very hard to get credit, or at least it used to be that way in 2001-2002).
Regards, Nish
My technology blog: voidnish.wordpress.com
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
I'm not in the habit of treating first dates like applicants for a car loan.
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Ironically, I got married and got a good credit rating... Boy is my life upside down...
I wasn't, now I am, then I won't be anymore.
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
One should always make sure he or she is comfortable with the other side's view on religion, children, and money before getting married. A gross misunderstanding in any one of these three areas can ruin an otherwise good marriage. Credit scores fall into the 'money' category, and they mean a lot to some people. For example, I know a girl who does not want to get married to a guy before he sorts out his credit-related problems - despite living together for quite a while, and having a child together.
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
I would never run a woman's credit before dating her but the bottom-line is that peoples spending habits can cause a lot of strife in a relationship. Money, is one of the largest relationship troubles.
Need custom software developed? I do custom programming based primarily on MS tools with an emphasis on C# development and consulting. I also do Android Programming as I find it a refreshing break from the MS. "And they, since they Were not the one dead, turned to their affairs" -- Robert Frost
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
I think most of us have used credit to score at one time or another ;)
Steve _________________ I C(++) therefore I am
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I think most of us have used credit to score at one time or another ;)
Steve _________________ I C(++) therefore I am
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
I don't even know my own credit score, and when I needed to know I could not afford the $x needed to get the information.
Never underestimate the power of human stupidity RAH
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I don't even know my own credit score, and when I needed to know I could not afford the $x needed to get the information.
Never underestimate the power of human stupidity RAH
Mycroft Holmes wrote:
I don't even know my own credit score, and when I needed to know I could not afford the $x needed to get the information.
:rolleyes:
Regards, Nish
My technology blog: voidnish.wordpress.com
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Nishant Sivakumar wrote:
Is it important to discuss someone's credit worthiness on a first date?
Only if you want it to be the last date as well...
Real men don't use instructions. They are only the manufacturers opinion on how to put the thing together.
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Nope, I meant girlfriends. And I was referring to my not even knowing their credit score as an indicator that I'm not very communicative in a relationship. Kinda like not knowing a girlfriend's favorite color. :)
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I don't even know my own credit score, and when I needed to know I could not afford the $x needed to get the information.
Never underestimate the power of human stupidity RAH
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I think most of us have used credit to score at one time or another ;)
Steve _________________ I C(++) therefore I am
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I recently participated in a voluntary online questionnaire from MyFico. The survey claimed to be evaluating how families approach credit history/scoring. There were a few questions that went like, would you date someone with a lower credit score than yours? Would you marry someone with a very poor / recovering credit history? Is it important to discuss someone's credit worthiness on a first date? If your frequent date hides his/her low credit score from you, do you treat that as dishonesty in a relationship? etc. Pretty bizarre set of questions to be honest. Of course, being a married dude, I had to make arbitrary attempts at responding to these questions. I don't even know why I participated in the survey. But do any of you guys consider credit worthiness important in a relationship?
Regards, Nish
My technology blog: voidnish.wordpress.com
The good news is that your new Filipino bride is in the post!
I wanna be a eunuchs developer! Pass me a bread knife!
