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A Serious Quandry

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  • R Roger Wright

    Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

    Will Rogers never met me.

    L Offline
    L Offline
    Lost User
    wrote on last edited by
    #2

    Roger Wright wrote:

    What would you recommend?

    Large quantities of cheap alcohol.

    MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

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    • L Lost User

      Roger Wright wrote:

      What would you recommend?

      Large quantities of cheap alcohol.

      MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

      R Offline
      R Offline
      Roger Wright
      wrote on last edited by
      #3

      I'm working on that, and that's part of why I'm asking for advice. I've had several glasses of scotch, and may have a few more; I know from past experience that I occasionally make slightly suboptimal choices under these circumstances. Only occasionally, mind you, but it does happen.

      Will Rogers never met me.

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      • R Roger Wright

        Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

        Will Rogers never met me.

        P Offline
        P Offline
        PIEBALDconsult
        wrote on last edited by
        #4

        Ahem, it's Thursday, right? Head to the Riverside. You're missing it!

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        • R Roger Wright

          I'm working on that, and that's part of why I'm asking for advice. I've had several glasses of scotch, and may have a few more; I know from past experience that I occasionally make slightly suboptimal choices under these circumstances. Only occasionally, mind you, but it does happen.

          Will Rogers never met me.

          L Offline
          L Offline
          Lost User
          wrote on last edited by
          #5

          After a few drinks, it's best to have a rule and stick to it. the rule of Thirds is a goodie. Take your surplus cash. 1/3 goes to long term savings 1/3 goes to Next Paycheck's shortfall (and so becomes surplus if next paycheck covers the basics, but is there for unexpected expenses. 1/3 goes to whatever you damn well please, and you're not going to feel guilty even if it's a complete extravagance because you're special and plain deserve a treat now and again!

          MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

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          • P PIEBALDconsult

            Ahem, it's Thursday, right? Head to the Riverside. You're missing it!

            R Offline
            R Offline
            Roger Wright
            wrote on last edited by
            #6

            Hehehehe... I have to work in the morning. Besides, I lost $20 there yesterday while waiting for a contractor to meet me for a tour of the power line I want him to bid on rebuilding. I'm still a little miffed at Don Laughlin about that.

            Will Rogers never met me.

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            • L Lost User

              After a few drinks, it's best to have a rule and stick to it. the rule of Thirds is a goodie. Take your surplus cash. 1/3 goes to long term savings 1/3 goes to Next Paycheck's shortfall (and so becomes surplus if next paycheck covers the basics, but is there for unexpected expenses. 1/3 goes to whatever you damn well please, and you're not going to feel guilty even if it's a complete extravagance because you're special and plain deserve a treat now and again!

              MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

              R Offline
              R Offline
              Roger Wright
              wrote on last edited by
              #7

              I like that rule; it's a good one. Thanks, _Maxxx_! :-D

              Will Rogers never met me.

              1 Reply Last reply
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              • R Roger Wright

                Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                Will Rogers never met me.

                D Offline
                D Offline
                DaveAuld
                wrote on last edited by
                #8

                New PC.........live life in the fast lane. You could be hit by a bus tomorrow. You can get a pretty damn good PC for not a lot now, so why waste your life waiting for your PC todo something. Get with the program man, spend it! :)

                Dave Find Me On: Web|Facebook|Twitter|LinkedIn


                Folding Stats: Team CodeProject

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                • L Lost User

                  After a few drinks, it's best to have a rule and stick to it. the rule of Thirds is a goodie. Take your surplus cash. 1/3 goes to long term savings 1/3 goes to Next Paycheck's shortfall (and so becomes surplus if next paycheck covers the basics, but is there for unexpected expenses. 1/3 goes to whatever you damn well please, and you're not going to feel guilty even if it's a complete extravagance because you're special and plain deserve a treat now and again!

                  MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

                  D Offline
                  D Offline
                  DaveAuld
                  wrote on last edited by
                  #9

                  _Maxxx_ wrote:

                  After a few drinks, it's best to have a rule and stick to it.

                  I have one of those rules; When the head takes a wobble, and you think it just about fell off your shoulders, stop drinking and go home to bed. :)

                  Dave Find Me On: Web|Facebook|Twitter|LinkedIn


                  Folding Stats: Team CodeProject

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                  • R Roger Wright

                    Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                    Will Rogers never met me.

                    R Offline
                    R Offline
                    RyanEK
                    wrote on last edited by
                    #10

                    1. Check with your bank if they offer an sms service that notifies you if a deposit has been made over a certain amount. 2. Sell a kidney

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                    • R Roger Wright

                      Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                      Will Rogers never met me.

                      R Offline
                      R Offline
                      Rajesh R Subramanian
                      wrote on last edited by
                      #11

                      You're a big man with lots more experience in dealing with things than I; who am I recommend anything to you? But, because you ask... First off, opt out of those promotional emails from discount websites (been there, done that). If you're really in need of a PC, go for it, there's no need to be hard on yourself. Save some money otherwise, because from what you say about your savings, it looks hightime now. :)

                      "Real men drive manual transmission" - Rajesh.

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                      • R Roger Wright

                        Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                        Will Rogers never met me.

                        S Offline
                        S Offline
                        Steve Mayfield
                        wrote on last edited by
                        #12

                        When the state announced a 2% reduction in state income tax for this year, I raised my 401K contribution by 2% - I'm still taking home more $$$ :thumbsup:

                        Steve _________________ I C(++) therefore I am

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                        • R Roger Wright

                          Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                          Will Rogers never met me.

                          P Offline
                          P Offline
                          peterchen
                          wrote on last edited by
                          #13

                          if you factor in your tme spent waiting, the risk of data los, the time for attempted data recovery and the additional cost of an emergency replacement, surely you can justify a new machine.

                          FILETIME to time_t
                          | FoldWithUs! | sighist | WhoIncludes - Analyzing C++ include file hierarchy

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                          • L Lost User

                            After a few drinks, it's best to have a rule and stick to it. the rule of Thirds is a goodie. Take your surplus cash. 1/3 goes to long term savings 1/3 goes to Next Paycheck's shortfall (and so becomes surplus if next paycheck covers the basics, but is there for unexpected expenses. 1/3 goes to whatever you damn well please, and you're not going to feel guilty even if it's a complete extravagance because you're special and plain deserve a treat now and again!

                            MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

                            W Offline
                            W Offline
                            wizardzz
                            wrote on last edited by
                            #14

                            I say use the quarter system, you need to dedicate some pay for ammo.

                            "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

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                            • S Steve Mayfield

                              When the state announced a 2% reduction in state income tax for this year, I raised my 401K contribution by 2% - I'm still taking home more $$$ :thumbsup:

                              Steve _________________ I C(++) therefore I am

                              W Offline
                              W Offline
                              wizardzz
                              wrote on last edited by
                              #15

                              Steve, mine went up by nearly the same amount. Where do you live???

                              "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

                              1 Reply Last reply
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                              • R Roger Wright

                                Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                                Will Rogers never met me.

                                W Offline
                                W Offline
                                wizardzz
                                wrote on last edited by
                                #16

                                I miss being paid every 2 weeks. My last 2 jobs pay on the 15th and last day of the month. Takes the fun out of those 2 months of triple pay.

                                "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

                                A 1 Reply Last reply
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                                • W wizardzz

                                  I miss being paid every 2 weeks. My last 2 jobs pay on the 15th and last day of the month. Takes the fun out of those 2 months of triple pay.

                                  "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

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                                  A Offline
                                  AspDotNetDev
                                  wrote on last edited by
                                  #17

                                  Yesterday I had my third paycheck in March. :)

                                  [WikiLeaks Cablegate Cables]

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