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A Serious Quandry

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  • R Roger Wright

    Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

    Will Rogers never met me.

    D Offline
    D Offline
    DaveAuld
    wrote on last edited by
    #8

    New PC.........live life in the fast lane. You could be hit by a bus tomorrow. You can get a pretty damn good PC for not a lot now, so why waste your life waiting for your PC todo something. Get with the program man, spend it! :)

    Dave Find Me On: Web|Facebook|Twitter|LinkedIn


    Folding Stats: Team CodeProject

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    • L Lost User

      After a few drinks, it's best to have a rule and stick to it. the rule of Thirds is a goodie. Take your surplus cash. 1/3 goes to long term savings 1/3 goes to Next Paycheck's shortfall (and so becomes surplus if next paycheck covers the basics, but is there for unexpected expenses. 1/3 goes to whatever you damn well please, and you're not going to feel guilty even if it's a complete extravagance because you're special and plain deserve a treat now and again!

      MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

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      DaveAuld
      wrote on last edited by
      #9

      _Maxxx_ wrote:

      After a few drinks, it's best to have a rule and stick to it.

      I have one of those rules; When the head takes a wobble, and you think it just about fell off your shoulders, stop drinking and go home to bed. :)

      Dave Find Me On: Web|Facebook|Twitter|LinkedIn


      Folding Stats: Team CodeProject

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      • R Roger Wright

        Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

        Will Rogers never met me.

        R Offline
        R Offline
        RyanEK
        wrote on last edited by
        #10

        1. Check with your bank if they offer an sms service that notifies you if a deposit has been made over a certain amount. 2. Sell a kidney

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        • R Roger Wright

          Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

          Will Rogers never met me.

          R Offline
          R Offline
          Rajesh R Subramanian
          wrote on last edited by
          #11

          You're a big man with lots more experience in dealing with things than I; who am I recommend anything to you? But, because you ask... First off, opt out of those promotional emails from discount websites (been there, done that). If you're really in need of a PC, go for it, there's no need to be hard on yourself. Save some money otherwise, because from what you say about your savings, it looks hightime now. :)

          "Real men drive manual transmission" - Rajesh.

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          • R Roger Wright

            Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

            Will Rogers never met me.

            S Offline
            S Offline
            Steve Mayfield
            wrote on last edited by
            #12

            When the state announced a 2% reduction in state income tax for this year, I raised my 401K contribution by 2% - I'm still taking home more $$$ :thumbsup:

            Steve _________________ I C(++) therefore I am

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            • R Roger Wright

              Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

              Will Rogers never met me.

              P Offline
              P Offline
              peterchen
              wrote on last edited by
              #13

              if you factor in your tme spent waiting, the risk of data los, the time for attempted data recovery and the additional cost of an emergency replacement, surely you can justify a new machine.

              FILETIME to time_t
              | FoldWithUs! | sighist | WhoIncludes - Analyzing C++ include file hierarchy

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              • L Lost User

                After a few drinks, it's best to have a rule and stick to it. the rule of Thirds is a goodie. Take your surplus cash. 1/3 goes to long term savings 1/3 goes to Next Paycheck's shortfall (and so becomes surplus if next paycheck covers the basics, but is there for unexpected expenses. 1/3 goes to whatever you damn well please, and you're not going to feel guilty even if it's a complete extravagance because you're special and plain deserve a treat now and again!

                MVVM# - See how I did MVVM my way ___________________________________________ .\\axxx (That's an 'M')

                W Offline
                W Offline
                wizardzz
                wrote on last edited by
                #14

                I say use the quarter system, you need to dedicate some pay for ammo.

                "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

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                • S Steve Mayfield

                  When the state announced a 2% reduction in state income tax for this year, I raised my 401K contribution by 2% - I'm still taking home more $$$ :thumbsup:

                  Steve _________________ I C(++) therefore I am

                  W Offline
                  W Offline
                  wizardzz
                  wrote on last edited by
                  #15

                  Steve, mine went up by nearly the same amount. Where do you live???

                  "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

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                  • R Roger Wright

                    Here I sit, repeatedly logging on to my bank to see if my paycheck has cleared yet. Every time a new web page loads, my PC makes a noise like an asthmatic gasping for breath, as the fans kick in noisily to try to compensate for the heat load of displaying yet another graphic. I have a shiny, new unopened copy of Visual Studio 2010 Professional to install, and 180 MB of hard disk space left. :( The quandry is that, this being one of two three-paycheck months in a year, my bills are paid, and this check is allocated to nothing in particular; there's plenty here to build a new machine. But I set a goal this year to begin a dedicated effort to saving as much as I possibly can, being close to retirement age and having next to nothing in the bank. It doesn't help that NewEgg sends me emails every day to inform me that items on my Wishlist are on sale today. What would you recommend?

                    Will Rogers never met me.

                    W Offline
                    W Offline
                    wizardzz
                    wrote on last edited by
                    #16

                    I miss being paid every 2 weeks. My last 2 jobs pay on the 15th and last day of the month. Takes the fun out of those 2 months of triple pay.

                    "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

                    A 1 Reply Last reply
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                    • W wizardzz

                      I miss being paid every 2 weeks. My last 2 jobs pay on the 15th and last day of the month. Takes the fun out of those 2 months of triple pay.

                      "Life should not be a journey to the grave with the intention of arriving safely in a pretty and well preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming "Wow! What a Ride!" — Hunter S. Thompson

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                      A Offline
                      AspDotNetDev
                      wrote on last edited by
                      #17

                      Yesterday I had my third paycheck in March. :)

                      [WikiLeaks Cablegate Cables]

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