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Best UK Bank

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  • N Nagy Vilmos

    Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

    OriginalGriffO Offline
    OriginalGriffO Offline
    OriginalGriff
    wrote on last edited by
    #2

    I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.

    Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

    "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
    "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

    N L R S 4 Replies Last reply
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    • N Nagy Vilmos

      Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

      V Offline
      V Offline
      V 0
      wrote on last edited by
      #3

      In Belgium we moved to the one that asked the least of our money (x € for this option, y € for that one, ...). They're all crappy in someway so the least you pay for it, the better.

      V.

      N 1 Reply Last reply
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      • OriginalGriffO OriginalGriff

        I use Santander - had only one small problem with them in 20+ years, and that was sorted very quickly and efficiently. Their internet banking is ok - it's becoming a bit of a pain as they keep increasing the security so they now send me a text with a code I have to use before any transfer will happen, but that's only a pain because the mobile doesn't get any signal indoors and I have to go to the bottom of the garden and stand in the greenhouse.

        Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

        N Offline
        N Offline
        Nagy Vilmos
        wrote on last edited by
        #4

        OriginalGriff wrote:

        I have to go to the bottom of the garden and stand in the greenhouse

        Michelle said that was because of your boiled cabbage and sprout diet.


        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

        OriginalGriffO 1 Reply Last reply
        0
        • V V 0

          In Belgium we moved to the one that asked the least of our money (x € for this option, y € for that one, ...). They're all crappy in someway so the least you pay for it, the better.

          V.

          N Offline
          N Offline
          Nagy Vilmos
          wrote on last edited by
          #5

          I'm not in Belgium and he UK has [currently] free banking.


          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

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          • N Nagy Vilmos

            OriginalGriff wrote:

            I have to go to the bottom of the garden and stand in the greenhouse

            Michelle said that was because of your boiled cabbage and sprout diet.


            Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

            OriginalGriffO Offline
            OriginalGriffO Offline
            OriginalGriff
            wrote on last edited by
            #6

            That's the other reason... :sigh:

            Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

            "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
            "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

            1 Reply Last reply
            0
            • N Nagy Vilmos

              Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


              Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

              G Offline
              G Offline
              GuyThiebaut
              wrote on last edited by
              #7

              I bank with the Co-operative bank. I have been with them for some 20 years after I left a large bank who insisted on charging me for cashing cheques after their cash machine had eaten my card(their fault!) I know others who are with the Co-operative and we all seem to be happy with it. The part I like are the benefits - break-down cover, phone insurance(on something like 3+ phones) etc for £13 a month. P.s. I don't work for them.

              Continuous effort - not strength or intelligence - is the key to unlocking our potential.(Winston Churchill)
              1 Reply Last reply
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              • N Nagy Vilmos

                I'm not in Belgium and he UK has [currently] free banking.


                Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                V Offline
                V Offline
                V 0
                wrote on last edited by
                #8

                Nagy Vilmos wrote:

                UK has [currently] free banking.

                That's better than what we have have :-)

                V.

                1 Reply Last reply
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                • N Nagy Vilmos

                  Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                  R Offline
                  R Offline
                  Reiss
                  wrote on last edited by
                  #9

                  If you are looking for a general current account, First Direct generally gets top marks in customer satisfaction polls.

                  N 1 Reply Last reply
                  0
                  • N Nagy Vilmos

                    Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                    R Offline
                    R Offline
                    Rage
                    wrote on last edited by
                    #10

                    I have some good addresses in Swiss, in Luxemburg and in some islands, but not in the UK.

                    1 Reply Last reply
                    0
                    • R Reiss

                      If you are looking for a general current account, First Direct generally gets top marks in customer satisfaction polls.

                      N Offline
                      N Offline
                      Nagy Vilmos
                      wrote on last edited by
                      #11

                      It's the lot - current, deposits and ISA.


                      Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                      R 1 Reply Last reply
                      0
                      • N Nagy Vilmos

                        I'm not in Belgium and he UK has [currently] free banking.


                        Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                        H Offline
                        H Offline
                        hairy_hats
                        wrote on last edited by
                        #12

                        Nagy Vilmos wrote:

                        UK has [currently] free banking

                        Not really, you pay for it somehow.

                        OriginalGriffO 1 Reply Last reply
                        0
                        • N Nagy Vilmos

                          Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                          Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                          B Offline
                          B Offline
                          BobJanova
                          wrote on last edited by
                          #13

                          I use Nationwide, more by inertia than any particular reason (although being a mutual, not a bank, gets it some ethical points in my book), but they're pretty good for what I've wanted to do. They've got a decent Internet interface as well which might be relevant if you're in Hungary half the time.

                          1 Reply Last reply
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                          • H hairy_hats

                            Nagy Vilmos wrote:

                            UK has [currently] free banking

                            Not really, you pay for it somehow.

                            OriginalGriffO Offline
                            OriginalGriffO Offline
                            OriginalGriff
                            wrote on last edited by
                            #14

                            Yes - very low interest rates on current accounts.

                            Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                            "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                            "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                            H 1 Reply Last reply
                            0
                            • N Nagy Vilmos

                              I'm not in Belgium and he UK has [currently] free banking.


                              Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                              C Offline
                              C Offline
                              Chris Meech
                              wrote on last edited by
                              #15

                              I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                              Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                              N OriginalGriffO R H 4 Replies Last reply
                              0
                              • N Nagy Vilmos

                                Dear UK CPians, My bank sucks monkey [deleted] and blows back chunks. I've been with them for over 25 years but I have had enough of their incompetence. I won't go into how they've [deleted] up this time as I don't think that CP has the bandwidth. Suffice to say, I will be changing my bank as soon as I can sort out the current crap. Now for the question part. Which is the least suckity of the banks in the UK? Based on the hive mind, I'll probably go the other way. :-D


                                Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                L Offline
                                L Offline
                                Lost User
                                wrote on last edited by
                                #16

                                The Missus and I used FirstDirect in the past but then they wanted to start charging us just for having the account, so we switched to cahoot, and have had absolutely no problems with them in 7 years. The banks with branches are always boasting about their customer service but in the last 20 years or so it has declined considerably; NatWest's reality does not match their ad campaign.

                                Unrequited desire is character building. OriginalGriff

                                1 Reply Last reply
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                                • C Chris Meech

                                  I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                  Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                  N Offline
                                  N Offline
                                  Nagy Vilmos
                                  wrote on last edited by
                                  #17

                                  I'm not going into what happened, but the bank fuped and it cost me a fair fold. As of the now, I have submitted a formal complaint for recompense. Once this is finished, I'll move to a less stoopid bank.


                                  Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                  1 Reply Last reply
                                  0
                                  • N Nagy Vilmos

                                    It's the lot - current, deposits and ISA.


                                    Panic, Chaos, Destruction. My work here is done. Drink. Get drunk. Fall over - P O'H OK, I will win to day or my name isn't Ethel Crudacre! - DD Ethel Crudacre I cannot live by bread alone. Bacon and ketchup are needed as well. - Trollslayer Have a bit more patience with newbies. Of course some of them act dumb - they're often *students*, for heaven's sake - Terry Pratchett

                                    R Offline
                                    R Offline
                                    Reiss
                                    wrote on last edited by
                                    #18

                                    I guess it would depend on the size of your savings, as you are going to want to chase the best rates - your current account should be the least important factor, unless you get a bonus on your savings rates, if you also have your current account with the same bank. If you split them, I can recommend Hargreaves Lansdown[^] for your savings

                                    1 Reply Last reply
                                    0
                                    • C Chris Meech

                                      I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                      Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                      OriginalGriffO Offline
                                      OriginalGriffO Offline
                                      OriginalGriff
                                      wrote on last edited by
                                      #19

                                      All the UK high street banks offer free personal banking - they have to or they would never get a chance to lose / waste / hide / steal1 everybodies wages. Some are more incompetent / larcenous / criminally negligent1 than others. 1delete as appropriate. Or just replace the slash with "and" - it's up to you.

                                      Ideological Purity is no substitute for being able to stick your thumb down a pipe to stop the water

                                      "I have no idea what I did, but I'm taking full credit for it." - ThisOldTony
                                      "Common sense is so rare these days, it should be classified as a super power" - Random T-shirt

                                      1 Reply Last reply
                                      0
                                      • C Chris Meech

                                        I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                        Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                        R Offline
                                        R Offline
                                        Reiss
                                        wrote on last edited by
                                        #20

                                        Chris Meech wrote:

                                        free banking

                                        The banks here pay next to zero interest on current accounts, but charge a lot if you want to borrow anything.

                                        1 Reply Last reply
                                        0
                                        • C Chris Meech

                                          I'm probably still opening my eyes from last night's sleep, but you have free banking and are complaining about service difficulties? :doh:

                                          Chris Meech I am Canadian. [heard in a local bar] In theory there is no difference between theory and practice. In practice there is. [Yogi Berra] posting about Crystal Reports here is like discussing gay marriage on a catholic church’s website.[Nishant Sivakumar]

                                          H Offline
                                          H Offline
                                          hairy_hats
                                          wrote on last edited by
                                          #21

                                          It isn't free, you just don't pay for it through up-front fees.

                                          1 Reply Last reply
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